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Find Boat Insurance Agents Near You in Smyrna, TN

Browse boat insurance agents serving Smyrna, Tennessee. Updated 2026-07-14.

The top-rated boat insurance agent in Smyrna, Tennessee is Tennessee Auto Insurance Agency, rated 5.0 stars across 1,324 reviews. Other highly rated options include Emerson Williams - State Farm Insurance Agent, Farmers Insurance - Marc Lewis, Joel Laird - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Smyrna.

Showing 20 boat insurance agents in Smyrna, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tennessee Auto Insurance Agency244 N Lowry St(615) 624-8007
2Emerson Williams - State Farm Insurance Agent199 Enon Springs Rd W #300(615) 459-2683
3Farmers Insurance - Marc Lewis1241 Rock Springs Rd(615) 625-7070
4Joel Laird - State Farm Insurance Agent11 N Lowry St(615) 696-7170
5Monte King - State Farm Insurance Agent721 President Pl STE 200(615) 220-2210
6Farm Bureau Insurance667 President Pl(615) 459-0469
7Cover My Assets Insurance Group, LLC661 Fitzhugh Blvd Ste 117(615) 345-0411
8Acceptance Insurance273 N Lowry St Ste L(615) 434-7138
9The Treece Agency1370 Hazelwood Dr Suite 200(615) 241-9906
10Proseguros Insurance & Ayuda Latina - Smyrna128 N Lowry St(615) 750-3108
TA
244 N Lowry St
Tennessee Auto Insurance Agency
Boat Insurance Agent · Smyrna, TN

Tennessee Auto Insurance Agency serves Smyrna and Rutherford County, offering professional boat insurance agent services. The company helps local boat owners protect their watercraft, including fishing boats, pontoons, and pleasure cruisers. Policies are tailored to cover physical damage, liability, and theft. Since the area features lakes and rivers such as Percy Priest Lake and the Stones River, specialized protection is essential. The agency assists clients in acquiring coverage for seasonal usage and trailerable boats. Handling quotes for personal watercraft and insurance for docked vessels is a specific service it provides here.

EW
199 Enon Springs Rd W #300
Emerson Williams - State Farm Insurance Agent
Boat Insurance Agent · Smyrna, TN

Emerson Williams - State Farm Insurance Agent in Smyrna, TN provides coverage for a variety of watercraft, including speedboats, fishing boats, and personal watercraft. Its services extend to liability protection, physical damage coverage, and specialized marine policy options tailored to the region’s lakes and rivers. Ongoing policy reviews help ensure customers maintain appropriate coverage as boat values change. The agency assists homeowners with single-family homes and apartments, as well as retail and restaurant businesses in the local area.

FI
1241 Rock Springs Rd
Farmers Insurance - Marc Lewis
Boat Insurance Agent · Smyrna, TN

Farmers Insurance - Marc Lewis serves local homeowners and property managers in the Smyrna, TN area by offering personalized boat insurance agent services. This agency helps clients protect their watercraft with appropriate coverage options suited to individual boating needs. Whether for fishing boats or larger recreational vessels, the agency assists with policy selection in the Middle Tennessee region. It also covers boat insurance needs in the nearby Nashville metropolitan area and surrounding communities like Murfreesboro.

JL
11 N Lowry St
Joel Laird - State Farm Insurance Agent
Boat Insurance Agent · Smyrna, TN

Joel Laird, a State Farm Insurance agent in Smyrna, TN, provides boat insurance tailored for either a single voyage or ongoing annual coverage. This local service helps secure personal watercraft against common risks such as collision, theft, and weather damage on nearby lakes and rivers. A standard policy often includes liability protection and coverage for attached equipment. Service for insurance needs at this agency typically operates on a scheduled basis, with periodic reviews and options for policy adjustments as needed.

MK
721 President Pl STE 200
Monte King - State Farm Insurance Agent
Boat Insurance Agent · Smyrna, TN

Monte King - State Farm Insurance Agent serves the Smyrna, TN area and the surrounding communities of La Vergne, Murfreesboro, and Nashville. This agency handles boat insurance policies for a variety of watercraft, including fishing boats, pontoons, and personal watercraft. It focuses on protecting clients from common risks such as collisions, theft, and liability on local lakes and rivers. The agent typically begins a job by reviewing a boater’s specific vessel and usage to recommend appropriate coverage levels that align with individual needs.

FB
667 President Pl
Farm Bureau Insurance
Boat Insurance Agent · Smyrna, TN

Farm Bureau Insurance in Smyrna, Tennessee, specializes in providing boat insurance coverage tailored to local watercraft owners. Its services include policy options for liability, physical damage, and personal property protection on lakes and rivers. The agency works with clients to assess individual vessel risks and coverage needs. As a seasonal concern, it helps boat owners adjust their policies before the spring launch to ensure protection against sudden storms, theft, or accident claims that heavily increase during Tennessee’s warm-weather boating months.

CM
661 Fitzhugh Blvd Ste 117
Cover My Assets Insurance Group, LLC
Boat Insurance Agent · Smyrna, TN

Cover My Assets Insurance Group, LLC offers specialized boat insurance policies tailored to watercraft owners in Smyrna, TN. Its general services include coverage for hull damage, liability protection, and theft prevention for vessels of varying sizes. The agency helps clients navigate seasonal concerns such as spring launch preparations and winter lay-up requirements. It also addresses situational risks like storm damage on area lakes and rivers.

AI
273 N Lowry St Ste L
Acceptance Insurance
Boat Insurance Agent · Smyrna, TN

Spring storms along the Stones River often send boat owners seeking quick coverage against hail and wind damage. Acceptance Insurance in Smyrna, Tennessee, helps local clients select appropriate boat insurance policies that address liabilities and physical damage common on area lakes. The agent works with standard seasonal needs, such as adding liability riders for towing or coverage for stored watercraft during winter months. A full review of the boat’s current valuation and usage history is completed before the agent issues any initial assessment of coverage options.

TA
1370 Hazelwood Dr Suite 200
The Treece Agency
Boat Insurance Agent · Smyrna, TN

When spring rains and rising lake levels around Smyrna put boats at greater risk of groundings and collisions, the Treece Agency works with local insurers to adjust coverage accordingly. As a boat insurance agent, the agency helps clients on Percy Priest Lake and nearby waterways review their hull and liability limits for the new season. A typical first step is a phone or in-office discussion of a vessel’s size, usage, and storage location to begin the policy assessment.

PI
128 N Lowry St
Proseguros Insurance & Ayuda Latina - Smyrna
Boat Insurance Agent · Smyrna, TN

Proseguros Insurance & Ayuda Latina - Smyrna provides boat insurance solutions for customers in the Smyrna area. The agency specializes in helping clients protect watercraft against common risks, including damage, liability, and unforeseen events on the water. Coverage options may be tailored to different vessel types, ensuring appropriate protection for individual needs. This boat insurance agent serves local businesses found near marinas and inland waters, such as rental offices, equipment storage warehouses, and waterfront food service operations.

PI
214 N Lowry St
Providence Insurance Agency, LLC
Boat Insurance Agent · Smyrna, TN
(615) 625-0165
providenceinsuranceagency.com
FB
810 Nissan Dr #130
Farm Bureau Insurance
Boat Insurance Agent · Smyrna, TN
(615) 984-7949
fbitn.com/tn/rutherford-county/smyrna/rutherford-nissan-dr-agency
FP
240 Mayfield Dr #205
Fred Parrow, Farmers Insurance
Boat Insurance Agent · Smyrna, TN
(615) 459-0703
fredparrow.com
GI
613 Potomac Pl #203
Groogan Insurance Group, LLC
Boat Insurance Agent · Smyrna, TN
(615) 462-5603
grooganinsurance.com
SY
507 Enon Springs Rd E
Seguros y Más USA
Boat Insurance Agent · Smyrna, TN
(786) 655-1140
segurosymasusa.com
BI
1071 Rock Springs Rd
Barrett Insurance Agency
Boat Insurance Agent · Smyrna, TN
(615) 220-9890
barrettagency.org
RI
103 Moore Ave
Reynolds Insurance Agency, Inc
Boat Insurance Agent · Smyrna, TN
(615) 220-4377
thereynoldsagency.com/ins-smyrna-tn
ML
782 Nissan Dr
Marty Luffman - State Farm Insurance Agent
Boat Insurance Agent · Smyrna, TN
(615) 459-7253
martyluffman.com
II
1023 Avery Park Drive
Ideal Insurance LLC
Boat Insurance Agent · Smyrna, TN
(615) 640-6870
RI
200 S Lowry St
Raborn Insurance
Boat Insurance Agent · Smyrna, TN
(615) 459-4145
raborn.net/ins-smyrna

What Does a a Boat Insurance Agent in Smyrna Cost?

Typical boat insurance in Tennessee ranges from 200 to 800 dollars per year for a mid-size runabout. Larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Factors like hull value navigation area and safety equipment affect the premium. This is general information not insurance advice.

About boat insurance agents in Smyrna

Boat insurance agents in Smyrna Tennessee help protect your watercraft against damage and liability. Tennessee law does not require boat insurance for most vessels but lenders and marinas often require it. Local agents understand the specific risks on Percy Priest Lake and the Stones River.

Frequently Asked Questions

What does a boat insurance agent in Smyrna do?

A boat insurance agent helps you choose a policy that covers physical damage liability and medical payments. They can explain how Tennessee navigational laws affect your coverage needs. They also assist with claims and policy changes.

Is boat insurance required in Tennessee?

Tennessee does not require boat insurance for most recreational vessels. However lenders often require it if you have a loan. Some marinas also require proof of liability coverage before allowing you to dock.

What factors affect boat insurance cost in Smyrna?

Cost depends on the boat value engine type length and your boating experience. Location on Percy Priest Lake and your claims history also matter. Agents can provide quotes based on your specific situation.

Boat Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.