The top-rated boat insurance agent in Franklin, Tennessee is Matt Cole - State Farm Insurance Agent, rated 4.9 stars across 745 reviews. Other highly rated options include Farm Bureau Insurance, Victoria Hood - State Farm Insurance Agent, Boxwood Insurance Group. This directory lists 21 boat insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Cole - State Farm Insurance Agent | 128 Holiday Ct #110 | (615) 807-1773 |
| 2 | Farm Bureau Insurance | 1010 Murfreesboro Rd #126 | (615) 794-1104 |
| 3 | Victoria Hood - State Farm Insurance Agent | 311 S Royal Oaks Blvd #140 | (615) 771-6333 |
| 4 | Boxwood Insurance Group | 3020 Stansberry Ln Suite 202 | (615) 245-5851 |
| 5 | Benton White Insurance | 231 Public Square Suite 300 | (615) 377-1212 |
| 6 | Stewart Insurance Group | Westhaven Town Center, 102 Front St | (615) 465-6072 |
| 7 | Triton Insurance Group Franklin Tennessee | 4151 Old Hillsboro Rd | (615) 234-0157 |
| 8 | Johnston & Associates Insurance | 321 Billingsly Ct STE 18 | (615) 716-2123 |
| 9 | Allee Agency Inc | 330 Mallory Station Rd STE A2 | (615) 386-7153 |
| 10 | Shellnut Insurance and Associates LLC | 130 Seaboard Ln STE A5 | (615) 850-9006 |
Matt Cole – State Farm Insurance Agent serves the Franklin, Tennessee area, focusing on boat insurance for local owners. The agency helps clients secure coverage for various watercraft, including fishing boats, pontoons, and personal watercraft. Policies typically offer protection against physical damage, theft, and liability on the water. A comprehensive boat insurance plan can also include coverage for towing and emergency assistance. Matt Cole – State Farm Insurance Agent specifically handles property damage liability and medical payments coverage for boating incidents.
Farm Bureau Insurance in Franklin, Tennessee provides coverage options for boat owners seeking protection. The agency offers policies that safeguard watercraft against a range of potential risks. Service and maintenance plans are available to help policyholders maintain their vessels. These plans assist with regular upkeep and claim support. As a boat insurance agent, the office works to ensure policies meet the specific needs of each boater. The agency services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Victoria Hood - State Farm Insurance Agent in Franklin, TN serves homeowners, small business owners, and property managers who require dependable insurance protection for their watercraft. The agency provides boat insurance policies that cover liability, physical damage, and towing expenses. Residents who own fishing boats, pontoons, or cabin cruisers can receive a policy review to match their coverage needs. Service also extends to vessel owners living in the nearby Brentwood community and the greater Williamson County metro area.
Boxwood Insurance Group serves boat owners in Franklin, Tennessee, and the surrounding Williamson County communities. It handles coverage for a range of watercraft typical to the area, including fishing boats, pontoons, and runabouts. An agent works directly with each client to identify specific risks related to local lakes and waterways. This approach includes reviewing policy limits and deductibles as well as explaining protection for equipment and liability exposures. For a typical job, the company researches available coverage options to match the client’s boating usage and financial situation.
As a boat insurance agent in Franklin, TN, Benton White Insurance offers specialized policies that cover hull damage, liability protection, and equipment loss for a variety of watercraft. The company provides general insurance service, helping clients select coverage that matches their specific boating needs. It assists local boat owners with concerns like storm season in Middle Tennessee, addressing potential damage from high winds and heavy rain common in the spring and summer months.
Stewart Insurance Group in Franklin, TN explains the difference between a one-time boat insurance policy for a single season and a recurring annual policy that provides continuous coverage. Their focus is on protecting personal watercraft against liability, physical damage, and theft. They also help boat owners navigate local waterway regulations regarding required limits. For clients who need flexibility, they offer service on an as-needed basis to adjust policies when vessels are purchased, sold, or stored for winter months.
Triton Insurance Group in Franklin, Tennessee, works with clients to secure coverage for their watercraft. Its specialty add-ons can include protection for accessories, towing assistance, and agreed value policies for newer boats. The agency assists with policies for various powerboats and personal watercraft commonly used on nearby lakes and rivers. It can serve commercial sectors such as marina offices, storage warehouses for boat equipment, and food service operations at waterfront facilities.
Johnston & Associates Insurance provides residential boat insurance for homeowners in Franklin, TN, covering watercraft used for personal recreation. Their commercial policies protect boats utilized for business purposes within the Middle Tennessee region. Coverage options are explained to local clients seeking protection for lakes, rivers, and marinas. The agency returns calls promptly to review policy questions following seasonal changes. Existing customers receive reminders for annual renewals, allowing them to update coverage before the next boating season begins.
Allee Agency Inc in Franklin, TN is known for offering comprehensive boat insurance coverage to local watercraft owners. The company serves clients across the region, helping them protect their vessels against common risks such as accidents, theft, and storm damage. General liability and hull protection are standard offerings in this field. Specific policies are tailored to fit individual needs. A specialty service this agency can provide is coverage for trailers used to transport boats.
What Does a a Boat Insurance Agent in Franklin Cost?
Boat insurance costs in Tennessee typically range from 300 to 800 dollars per year for a standard policy on a midsize runabout. Factors include boat value, horsepower, usage, and your claims history. Premiums for high-performance boats or yachts can exceed 1,500 dollars annually. This is general information and not insurance advice.
About boat insurance agents in Franklin
Boat insurance agents in Franklin Tennessee help protect your watercraft from risks on the Cumberland River and nearby lakes. Tennessee requires proof of financial responsibility for boat operators involved in accidents. Local agents can tailor policies to cover liability, physical damage, and uninsured boaters.
Frequently Asked Questions
What does boat insurance cover in Tennessee?
Boat insurance typically covers liability for bodily injury and property damage, physical damage to your boat, and medical payments. Tennessee law does not mandate boat insurance but does require proof of financial responsibility after an accident.
How do I choose a boat insurance agent in Franklin?
Look for an agent who specializes in marine policies and understands local waterways like Percy Priest Lake. Ask about coverage for trailers, towing, and liability limits that meet Tennessee requirements.
Do I need boat insurance to register my boat in Tennessee?
No, Tennessee does not require insurance for boat registration. However, if you finance your boat or use a marina, the lender or marina may require a minimum level of coverage.
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