The top-rated boat insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 722 reviews. Other highly rated options include Daniel Ingram - GEICO Insurance Agent, Augustine Insurance, Farm Bureau Insurance. This directory lists 20 boat insurance agents serving Clarksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 2017 Wilma Rudolph Blvd | (931) 538-1655 |
| 2 | Daniel Ingram - GEICO Insurance Agent | 1767 Wilma Rudolph Blvd Suite D | (931) 263-5390 |
| 3 | Augustine Insurance | 111 N Riverside Dr | (931) 503-0015 |
| 4 | Farm Bureau Insurance | 2225 Lowes Dr Suite C | (931) 538-6500 |
| 5 | Mark Allemang - State Farm Insurance Agent | 939 Tracy Ln Ste D | (931) 552-0359 |
| 6 | Michael Freemyer - State Farm Insurance Agent | 1289 Northfield Dr Suite 3 | (931) 436-2105 |
| 7 | David Brown - State Farm Insurance Agent | 2426 Madison St #1 | (931) 645-4225 |
| 8 | BFS Insurance Group | 1820 Madison St G | (931) 503-1533 |
| 9 | Steve Ray - State Farm Insurance Agent | 3379 US-41 ALT | (931) 358-2223 |
| 10 | Clarksville Insurance Agency | 2859 Fort Campbell Blvd | (931) 431-4551 |
Legacy Insurance serves the Clarksville, TN area offering boat insurance agent services to assist local watercraft owners. The agency works with policies designed to protect personal watercraft used on area lakes and rivers. Standard coverage typically extends to liability, physical damage, and theft protection for boats and equipment. Additional options may address towing and repair needs that arise during the boating season. Legacy Insurance handles new policy setup and annual policy reviews for recreational vessels navigating local waters.
Daniel Ingram - GEICO Insurance Agent in Clarksville, Tennessee, provides a range of boat insurance coverage options for local watercraft owners. The company assists clients with policy selection and ongoing adjustments to meet their changing needs. Regular service includes policy reviews and claims assistance to help maintain appropriate protection. The agency serves owners of various boating properties, including personal watercraft, fishing boats, and small to mid-sized recreational vessels, as well as those with single-family homes and apartments.
Augustine Insurance serves Clarksville, Tennessee, and the surrounding communities with specialized boat insurance policies. It handles coverage for a variety of watercraft, from small fishing boats to larger pleasure vessels, protecting local owners against common risks on nearby lakes and rivers. When faced with a typical claim, the agency first reviews the specific policy details and the circumstances of the incident. It then works directly with adjusters to document the damage and arrange for necessary repairs. This practical, step-by-step process guides clients through the aftermath of an accident or storm.
Farm Bureau Insurance serves the Clarksville, Tennessee area and its surrounding communities. This agency handles boat insurance policies designed to protect watercraft used on local lakes and rivers. It advises clients on liability coverage for accidents and physical damage from storms or collisions. For a typical job, it reviews the specific type of boat and its typical usage before recommending a coverage plan that fits the customer’s needs while accounting for local waterway risks.
Located in Clarksville, TN, Mark Allemang - State Farm Insurance Agent provides specialized boat insurance policies for local watercraft owners. The agency also handles general personal insurance needs for area residents. Tailored coverage can protect vessels against damage from accidents, theft, and severe weather common to the Tennessee region. The agency helps clients assess their risks and select appropriate liability protections. Before the peak of the summer boating season, owners are encouraged to review their policies to ensure full coverage for increased activity on nearby lakes and rivers.
Michael Freemyer of Clarksville, Tennessee, distinguishes between one-time policy setup and ongoing service for boat insurance clients, focusing on coverage that protects vessels from standard waterway risks. Routine policy reviews or modifications ensure protection remains current with local regulations and seasonal usage changes. New policy consultations address liability and physical damage needs for sailboats and motorized crafts. Service can be arranged on an as-needed basis for claim assistance or policy updates, with scheduled annual reviews also available for those preferring proactive coverage management.
David Brown - State Farm Insurance Agent in Clarksville, TN provides boat insurance policies and specialty coverage for watercraft enthusiasts in the local area. The agency offers liability protection and optional add-ons for physical damage to vessels and their equipment. Policies can be customized to cover a range of watercraft needs across the community. The agency serves commercial clients operating small offices, managing warehouses, and running food service establishments in the Clarksville region.
BFS Insurance Group in Clarksville, TN, provides boat insurance for residential clients, covering personal watercraft and fishing boats used for family recreation. Commercial coverage is also available for local charter operations and rental fleets. The agency serves Clarksville and the surrounding Cumberland River area, including multiple nearby counties. Policies are reviewed with boat owners before each season, and the agency follows up with coverage adjustments after major water damage claims, ensuring that policies are always ready between regular service visits.
Steve Ray - State Farm Insurance Agent in Clarksville, Tennessee offers boat owners both one-time liability coverage for short periods and ongoing annual policies for full protection. His agency helps customers select coverage that includes physical damage, theft, and liability for accidents on the water. As an agent, Steve Ray provides local expertise on navigating common risks such as storms and docking mishaps. Service runs on a one-time basis for seasonal policies or an as-needed schedule for policy updates.
As the summer boating season approaches on area lakes and rivers, Clarksville Insurance Agency helps local boat owners secure appropriate coverage to protect their watercraft and liability. This Clarksville, TN agency works directly with clients to review policy options suited to various vessel types and typical regional risks. Every proposal is tailored after a thorough review of the boat’s value, usage, and storage arrangements. The process begins with a no-obligation inspection of the craft to determine specific coverage needs.
What Does a a Boat Insurance Agent in Clarksville Cost?
Boat insurance costs in Tennessee typically range from 200 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 300 to 1500 dollars annually depending on boat value and usage. Factors like boat type horsepower and storage location affect the premium. This is general information not insurance advice.
About boat insurance agents in Clarksville
Boat insurance agents in Clarksville Tennessee help protect your watercraft on the Cumberland River and nearby lakes. Tennessee law does not require boat insurance for most vessels but lenders and marinas often require coverage. Local agents can explain liability options and physical damage coverage for your specific boat type.
Frequently Asked Questions
Is boat insurance required in Tennessee?
Tennessee does not require boat insurance for most watercraft. However lenders and marinas may require coverage. Liability insurance is recommended to protect against accidents on the water.
What does boat insurance typically cover in Clarksville?
Boat insurance in Clarksville can cover physical damage to your boat liability for injuries or property damage and medical payments. Many policies also include coverage for towing and trailer damage.
How do I choose a boat insurance agent in Clarksville?
Look for an agent who specializes in watercraft insurance and understands Tennessee boating regulations. Ask about coverage for the Cumberland River and local lakes like Old Hickory Lake.
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