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Find Boat Insurance Agents in Oak Ridge, TN

Browse boat insurance agents serving Oak Ridge, Tennessee. Contact information and addresses listed below.

17 agents listed
Updated May 2026
Oak Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 17 boat insurance agents in Oak Ridge, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Hale-Smith - State Farm Insurance Agent
40 New York Ave #110, Oak Ridge, TN 37830
(865) 483-7784 agenthalesmith.com
Bradley Roberts: Allstate Insurance
106 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-9596 agents.allstate.com
Mike Massaglia - State Farm Insurance Agent
108 S Illinois Ave, Oak Ridge, TN 37830
(865) 425-7750 secretcityagent.com
Laura Lynn Green - State Farm Insurance Agent
136 Marquette Rd, Oak Ridge, TN 37830
(865) 483-5666 myoakridgeagent.com
Wholesure Oak Ridge, TN (Appalachian Underwriters Inc.)
800 Oak Ridge Turnpike # A1000, Oak Ridge, TN 37830
(888) 376-9633 appund.com
Madison Insurance Group, Inc.
795 Main St W Suite 200, Oak Ridge, TN 37830
(865) 425-7300 miginsgroup.com
Fox Insurance Group
110 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-0513 grayfoxins.com
Thompson Insurance Group
697 Emory Valley Rd E, Oak Ridge, TN 37830
(865) 685-5069 thompsoninsured.com
Chris Smith Insurance
471 Oak Ridge Turnpike Ste.B, Oak Ridge, TN 37830
(865) 272-3387 csmithagency.com
Herron-Connell Insurance
665A Emory Valley Rd, Oak Ridge, TN 37830
(865) 483-8483 herronconnell.com
Southern Protection Insurance TN
113 Raleigh Rd, Oak Ridge, TN 37830
(865) 290-0191
Complete Cover Insurance Group
207 S Purdue Ave, Oak Ridge, TN 37830
(615) 488-1250
Assurance Center
681C Emory Valley Rd, Oak Ridge, TN 37830
(423) 380-0924
Shelter Insurance - Nathan Mizer
107A W Tennessee Ave, Oak Ridge, TN 37830
(865) 483-0670 shelterinsurance.com
Carriage Hill Insurance
108 S Illinois Ave, Oak Ridge, TN 37830
(865) 483-3200 carriagehillinsurance.com
Howard Hildreth Insurance & Realty
1062 Oak Ridge Turnpike # 200, Oak Ridge, TN 37830
(865) 483-8476 howardhildrethins.com
Ridge Insurance
100 Tulsa Rd # 28, Oak Ridge, TN 37830
(865) 482-0214

Boat insurance agents in Oak Ridge Tennessee help you protect your watercraft with policies that meet state requirements. Tennessee law does not require boat insurance for most vessels but lenders and marinas often ask for liability coverage. Agents can explain options like physical damage coverage and uninsured boater protection specific to Tennessee waterways.

What Does a Boat Insurance Agent in Oak Ridge Cost?

Boat insurance in Tennessee typically costs between 200 and 600 dollars per year for a standard runabout or fishing boat. Larger yachts or high speed boats can cost 1,000 dollars or more annually. Factors like boat value horsepower and your boating history affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Tennessee?
Tennessee does not require boat insurance by law for most boats. However if you have a loan on your boat the lender will require coverage. Many marinas also ask for proof of insurance before allowing you to dock.
What does boat insurance cover in Tennessee?
Boat insurance can cover liability for damage you cause to others physical damage to your boat theft and medical payments. Some policies also include coverage for towing and fuel spill cleanup which is important on Tennessee lakes like Norris Lake or Watts Bar Lake.