The top-rated boat insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Laura Lynn Green - State Farm Insurance Agent. This directory lists 17 boat insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Bradley Roberts: Allstate Insurance | 106 S Illinois Ave | (865) 482-9596 |
| 3 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 4 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 5 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 6 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 7 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
| 8 | Chris Smith Insurance | 471 Oak Ridge Turnpike Ste.B | (865) 272-3387 |
| 9 | Southern Protection Insurance TN | 113 Raleigh Rd | (865) 290-0191 |
| 10 | Herron-Connell Insurance | 665A Emory Valley Rd | (865) 483-8483 |
Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee, metro area and specializes in boat insurance coverage. The agency provides liability protection and physical damage coverage for a variety of watercraft. Policies can be tailored to cover fishing boats, pontoons, and personal watercraft commonly used on nearby lakes. The agency also offers options for towing and emergency assistance on the water.
Bradley Roberts: Allstate Insurance in Oak Ridge, TN provides a full range of boat insurance agency services, including liability, collision, and comprehensive coverage for personal watercraft. Its service and maintenance plans help clients manage regular policy updates and claims assistance throughout the boating season. The agency delivers personalized risk assessments to ensure each vessel is properly protected on area lakes and rivers. It services policies on a diverse set of property types, including single-family homes, apartments, retail businesses, and waterfront restaurants in the surrounding community.
Mike Massaglia - State Farm Insurance Agent serves homeowners, property owners, and individuals in Oak Ridge, TN who own boats, offering marine insurance policies tailored to protect watercraft against typical risks such as damage, theft, and liability. The agency helps clients select coverage options that fit different types of boats and usage patterns common to the Tennessee Valley area. Services include policy reviews and claims assistance. The agency also covers boat owners in the neighboring community of Clinton.
Serving Oak Ridge and the surrounding communities of Anderson and Roane counties, Laura Lynn Green - State Farm Insurance Agent handles boat insurance needs for local watercraft owners. The agency offers coverage for various recreational vessels, providing policies that address liability, damage, and other common risks on area lakes and rivers. To handle a typical job, the agent begins by consulting with the client to assess their specific vessel and usage, then tailors a policy that matches those individual requirements while explaining the coverage details.
Madison Insurance Group, Inc. specializes in providing tailored policies for watercraft, including personal boats, yachts, and jet skis, while also serving general marine liability needs for boat owners in Oak Ridge, Tennessee. Its agency helps clients navigate coverage options like physical damage, towing, and liability protection suited to regional lakes. As local waterways become busy during summer weekends, Madison Insurance Group, Inc. advises on proper liability limits to help protect against accidents involving swimmers or other vessels.
Serving the Oak Ridge area, Thompson Insurance Group provides boat insurance agency services, helping clients protect watercraft and related equipment. They specialize in adding coverage options such as liability protection and physical damage policies for various vessel types. The agency works with individual boat owners and also assists commercial sectors needing tailored policies, including local offices, warehouses, and food service operations.
Great Smoky Mountain waterways demand proper coverage for vessels exposed to changing lake and river conditions. Fox Insurance Group in Oak Ridge, TN addresses these regional risks by helping boat owners evaluate hull, liability, and personal property protections. Their consultations cover typical local concerns like storm damage and equipment theft. As an independent agency serving this area, they connect clients to coverage options fitting individual boating needs. A new policy journey begins with a detailed review of the boat’s age, value, and typical usage during a free onsite or phone-based assessment.
Chris Smith Insurance provides residential boat insurance services to homeowners in Oak Ridge, Tennessee, helping safeguard personal watercraft from common local risks. The agency also offers commercial coverage options for businesses that own or charter marine vessels in the surrounding lakes and river areas. Policyholders receive guidance on coverage needs specific to regional waterways. Follow-up consultations are encouraged between regular policy periods to adjust terms as clients acquire new boats or make seasonal changes.
Herron-Connell Insurance in Oak Ridge, TN, is known for providing boat insurance policies that cover personal watercraft and larger vessels on nearby lakes. Their service range includes liability protection, physical damage coverage, and medical payments for policyholders. They can help insure equipment like trailers and motors while advising on appropriate deductibles for local conditions. As a specialty service, they can add on environmental liability coverage for fuel spills or oil leaks during towing.
What Does a a Boat Insurance Agent in Oak Ridge Cost?
Boat insurance in Tennessee typically costs between 200 and 600 dollars per year for a standard runabout or fishing boat. Larger yachts or high speed boats can cost 1,000 dollars or more annually. Factors like boat value horsepower and your boating history affect the premium. This is general information not insurance advice.
About boat insurance agents in Oak Ridge
Boat insurance agents in Oak Ridge Tennessee help you protect your watercraft with policies that meet state requirements. Tennessee law does not require boat insurance for most vessels but lenders and marinas often ask for liability coverage. Agents can explain options like physical damage coverage and uninsured boater protection specific to Tennessee waterways.
Frequently Asked Questions
Do I need boat insurance in Tennessee?
Tennessee does not require boat insurance by law for most boats. However if you have a loan on your boat the lender will require coverage. Many marinas also ask for proof of insurance before allowing you to dock.
What does boat insurance cover in Tennessee?
Boat insurance can cover liability for damage you cause to others physical damage to your boat theft and medical payments. Some policies also include coverage for towing and fuel spill cleanup which is important on Tennessee lakes like Norris Lake or Watts Bar Lake.
How do I choose a boat insurance agent in Oak Ridge?
Look for an agent who works with multiple insurance companies and has experience with watercraft. Ask about discounts for safety courses and bundling with home or auto policies. A local agent will know the specific risks on Tennessee waters.
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