The top-rated boat insurance agent in Murfreesboro, Tennessee is Tennessee Auto Insurance Agency, rated 4.9 stars across 2,528 reviews. Other highly rated options include Synergy Insurance, VALENCIA INS MURFREESBORO, The Client's Insurance Agency. This directory lists 20 boat insurance agents serving Murfreesboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tennessee Auto Insurance Agency | 925 S Church St A300 | (615) 893-6177 |
| 2 | Synergy Insurance | 530 Brandies Cir | (615) 439-2555 |
| 3 | VALENCIA INS MURFREESBORO | 1673 Middle Tennessee Blvd | (615) 605-4976 |
| 4 | The Client's Insurance Agency | 508 S Church St C | (615) 669-4904 |
| 5 | BAM Insurance, Inc. | 925 S Church St C-300 | (615) 867-8839 |
| 6 | Trevor Haggard - State Farm Insurance Agent | 4167 Franklin Rd A3 | (615) 203-5522 |
| 7 | Conner Insurance Group, LLC | 603 W Burton St B | (615) 263-0888 |
| 8 | Middle TN Insurance Group, Inc | 730 A Middle Tennessee Blvd #7 | (615) 898-0053 |
| 9 | Miller Loughry Beach Insurance | 214 W College St | (800) 998-9016 |
| 10 | Dana Womack - State Farm Insurance Agent | 805 S Church St STE 10 | (615) 900-0877 |
Tennessee Auto Insurance Agency, based in Murfreesboro, Tennessee, is known for specializing in boat insurance policies tailored for local waterways and lakefront properties. They offer coverage for a range of personal watercraft and fishing boats common to the region. Clients can protect their vessels from storm damage, theft, and liability during seasonal use. The agency can add on a specialty endorsement for roadside and towing assistance to ensure prompt help on the water.
Synergy Insurance serves Murfreesboro and Rutherford County, offering boat insurance agency services to local watercraft owners. The company works with individuals to secure coverage that protects against common risks like accidents, theft, and weather damage. Policies typically extend to liability protection and physical damage for a range of vessels. Its agents assist clients in tailoring plans that meet specific needs for their boating activities. The agency handles coverage for fishing boats and personal watercraft used on nearby lakes.
As a boat insurance agent in Murfreesboro, TN, Valencia Ins Murfreesboro provides coverage options for watercraft, including liability protection and physical damage policies. It offers routine policy reviews and assistance with claims filing to help maintain coverage over time. The agency also advises on seasonal storage and navigation risks common to the region. Its services are designed for a range of property types, including single-family homes with boat docks, apartment complexes with marina access, retail stores handling marine gear, and restaurants located near local lakes.
The Client's Insurance Agency serves Murfreesboro and the surrounding Middle Tennessee communities, handling boat insurance for a range of personal watercrafts including fishing boats, pontoons, and sailboats. They provide coverage for physical damage, liability, and theft, tailored to individual boating needs in the region. For a typical policy, the agent begins by reviewing the vessel's usage and value to recommend appropriate protection limits.
BAM Insurance, Inc., located in Murfreesboro, TN, serves local homeowners, boat owners, and personal watercraft enthusiasts by offering boat insurance agency services. The agent evaluates coverage needs for a variety of recreational vessels, protecting against common risks on nearby lakes and rivers. Policies typically address liability, physical damage, and towing for boats used on inland waters. This Murfreesboro agency also handles coverage for customers in the surrounding Rutherford County communities, including the Smyrna area.
Trevor Haggard’s State Farm Insurance Agency in Murfreesboro, TN, offers boat insurance coverage that can be handled as a one-time policy for a single season or as a recurring annual plan that automatically renews each year. Coverage typically protects against physical damage, liability, and theft while the vessel is in use or stored. Service is scheduled annually at policy renewal time, though customers may adjust coverage or file a claim on an as-needed basis throughout the policy term.
Conner Insurance Group, LLC offers specialized boat insurance services for vessels navigating Middle Tennessee waterways. Its general agency work covers liability protection and physical damage coverage for recreational watercraft. Operating in Murfreesboro, TN, this firm assists clients in managing the unique loss exposures tied to marine risks such as sinking, collisions, or theft. For example, it can provide guidance on securing proper hull coverage over the winter lay-up months in the region’s temperate climate.
As spring brings boaters back to the lakes around Murfreesboro, TN, Middle TN Insurance Group, Inc helps local owners review their policies for the upcoming season. This boat insurance agent advises clients on coverage for storm damage and liability on area waterways. New boat buyers or those returning vessels to the water after storage receive guidance on hull protection and trailer coverage. The process starts with a review of the vessel’s condition and usage, followed by an on-site inspection of the boat.
Miller Loughry Beach Insurance provides boat insurance solutions in and around Murfreesboro, TN. The agency can tailor coverage with specialty add-ons for watercraft, including protection for equipment, trailer liability, and hurricane or storm damage. Local policyholders benefit from advice on liability limits and actual cash value versus replacement cost. The team supports commercial clients as well, structuring policies for waterfront offices, storage warehouses for vessels, and food service operations on or near the water.
Dana Womack - State Farm Insurance Agent provides residential boat insurance services for customers in Murfreesboro, TN. This agency also offers commercial coverage for watercraft used in business operations, serving owners across the surrounding region. Policies are tailored to protect personal and commercial vessels from damage, liability, and storage risks. The office works closely with clients to adjust coverage through regular contact between scheduled updates, ensuring policies stay current between seasonal boating trips.
What Does a a Boat Insurance Agent in Murfreesboro Cost?
Boat insurance costs in Tennessee typically range from 300 to 800 dollars per year for a standard runabout. Larger vessels or high-performance boats may cost 1,000 to 2,500 dollars annually. Factors like boat value, horsepower, and your boating record affect the premium. This is general information and not insurance advice.
About boat insurance agents in Murfreesboro
Boat insurance agents in Murfreesboro help protect your watercraft on Percy Priest Lake and other Tennessee waterways. Tennessee law does not require boat insurance for most vessels, but marinas and lenders often demand it. Local agents can tailor policies to cover liability, physical damage, and uninsured boaters.
Frequently Asked Questions
Do I need boat insurance in Murfreesboro Tennessee?
Tennessee does not mandate boat insurance by state law. However, if you finance your boat or keep it at a marina, the lender or marina operator will likely require coverage. An agent can explain your options.
What does a boat insurance policy typically cover?
Standard policies include liability for injury or damage to others, comprehensive and collision coverage for your boat, and medical payments. Many agents also offer coverage for trailers, personal effects, and towing on the water.
How can I find a boat insurance agent in Murfreesboro?
You can search online directories or ask local marinas for referrals. Look for agents who specialize in marine or recreational vehicle insurance. They can compare quotes from multiple carriers to find suitable coverage.
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