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Find Boat Insurance Agents Near You in Memphis, TN

Browse boat insurance agents serving Memphis, Tennessee. Updated 2026-07-14.

The top-rated boat insurance agent in Memphis, Tennessee is Steve Womack - State Farm Insurance Agent, rated 4.8 stars across 462 reviews. Other highly rated options include Colin Vickrey - State Farm Insurance Agent, Zach Jaworski - State Farm Insurance Agent, Heath Johnson - State Farm Insurance Agent. This directory lists 18 boat insurance agents serving Memphis.

Showing 18 boat insurance agents in Memphis, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steve Womack - State Farm Insurance Agent848 Cooper St(901) 725-1919
2Colin Vickrey - State Farm Insurance Agent8385 US-64 #108(901) 623-7151
3Zach Jaworski - State Farm Insurance Agent5501 Murray Ave(901) 794-3691
4Heath Johnson - State Farm Insurance Agent2657 Appling Rd STE 101(901) 372-2228
5Clay & Land Insurance, Inc.866 Ridgeway Loop Rd(901) 767-3600
6Riskbusters Insurance5865 Ridgeway Center Pkwy Suite 300(901) 767-1890
7Crye-Leike Insurance Agency6525 N Quail Hollow Rd #400(901) 758-5622
8Financially Smart Insurance LLC5510 E Shelby Dr #107(901) 254-7655
9Chris Jeans - State Farm Insurance Agent4593 Elvis Presley Blvd #107(901) 346-0300
10Pete Mitchell & Associates Insurance, Inc.4216 Millbranch Rd(901) 345-6176
SW
848 Cooper St
Steve Womack - State Farm Insurance Agent
Boat Insurance Agent · Memphis, TN

Steve Womack - State Farm Insurance Agent serves the Memphis, Tennessee metro area and provides boat insurance policies for local watercraft owners. The agency helps clients protect their vessels against common risks on nearby lakes and rivers. Boat insurance from this agency covers liability for accidents and damage to the hull. It also typically offers coverage for equipment and trailer protection when policies are tailored to individual needs.

CV
8385 US-64 #108
Colin Vickrey - State Farm Insurance Agent
Boat Insurance Agent · Memphis, TN

Colin Vickrey - State Farm Insurance Agent in Memphis, TN, offers boat insurance policies designed to cover a range of watercraft. Its plans typically include protection against physical damage, theft, and liability on area lakes and rivers. Service-oriented options often focus on coverage needs and policy maintenance throughout the boating season. The agency assists clients with navigating claims and adjusting their plans. It serves single-family homes, apartments, retail, and restaurants.

ZJ
5501 Murray Ave
Zach Jaworski - State Farm Insurance Agent
Boat Insurance Agent · Memphis, TN

For homeowners and boat owners in Memphis, Tennessee, Zach Jaworski’s State Farm Insurance Agency provides boat insurance policies designed to protect personal watercraft against damage, theft, and liability. These policies cover common risks on local lakes and rivers, including accidents and weather-related incidents. The agency works with clients to tailor coverage options that fit individual boating needs and budgets. It also offers assistance with claims filing and policy adjustments. Service extends to neighboring communities throughout the Memphis metro area, such as Germantown and Collierville.

HJ
2657 Appling Rd STE 101
Heath Johnson - State Farm Insurance Agent
Boat Insurance Agent · Memphis, TN

Heath Johnson - State Farm Insurance Agent serves Memphis, Tennessee, and nearby communities. The agency handles boat insurance policies for local clients. Policies protect watercraft against risks like damage, theft, and liability. The agent assesses each customer’s boating habits and coverage needs. This ensures a policy matches the specific vessel and usage. To handle a typical job, the agency begins with a consultation to review boating activity and then compares available options to fit the individual situation.

CL
866 Ridgeway Loop Rd
Clay & Land Insurance, Inc.
Boat Insurance Agent · Memphis, TN

Clay & Land Insurance, Inc. distinguishes between one-time and ongoing service options for boat owners in Memphis, TN, ensuring that each policy aligns with the client’s needs. Their coverage protects against damage, theft, and liability on local waterways. Typical services include policy review, risk assessment, and claims assistance. Boat insurance agents in this area must consider regional weather patterns and seasonal usage. Service runs on a scheduled or as-needed basis, depending on the policyholder’s preference for regular updates or occasional consultation.

RI
5865 Ridgeway Center Pkwy Suite 300
Riskbusters Insurance
Boat Insurance Agent · Memphis, TN

Riskbusters Insurance in Memphis, Tennessee, specializes in boat insurance coverage, including liability protection and physical damage policies for a range of watercraft. The agency works closely with local boaters to find appropriate policies that meet legal requirements and personal needs along the Mississippi River and nearby lakes. It helps clients understand coverage limits, deductibles, and optional additions like towing or mechanical breakdown. Seasonal concerns such as spring storms or winter storage risks are common situations where the agency advises policyholders to review their existing protection.

CL
6525 N Quail Hollow Rd #400
Crye-Leike Insurance Agency
Boat Insurance Agent · Memphis, TN

As spring storms begin to roll across the Mississippi River and the many reservoirs around Memphis, boat owners start looking for solid coverage for their watercraft. Crye-Leike Insurance Agency serves local clients from its Memphis, Tennessee office as a dedicated boat insurance agent, helping them protect their investment from theft, storm damage, and liability issues on the water. They assist customers in selecting appropriate policies for different types of hulls and motors. The process typically begins with a detailed review of the boat’s value, usage, and storage arrangements.

FS
5510 E Shelby Dr #107
Financially Smart Insurance LLC
Boat Insurance Agent · Memphis, TN

Financially Smart Insurance LLC assists clients in Memphis with boat insurance coverage, addressing both inland and coastal watercraft needs. The agency specializes in policy add-ons for liability protection and physical damage from storms or accidents. Boat owners can secure coverage for hull damage, equipment loss, and towing expenses tailored to local waterways. Its services support owners of recreational vessels, fishing boats, and personal watercraft. The firm also provides insurance solutions for marinas, yacht clubs, and boat repair facilities.

CJ
4593 Elvis Presley Blvd #107
Chris Jeans - State Farm Insurance Agent
Boat Insurance Agent · Memphis, TN

Chris Jeans - State Farm Insurance Agent in Memphis, Tennessee provides boat insurance policies for residential clients seeking coverage for personal watercraft. The agency also offers commercial marine insurance solutions for local businesses operating boats in the Memphis area, serving customers throughout Shelby County and the greater Mid-South region. Each policy is reviewed at renewal to adjust coverage based on the client's current boating activity and risk exposure in the Mississippi River watershed. The team follows up after every claim or seasonal change to ensure continuous protection between regular service intervals.

PM
4216 Millbranch Rd
Pete Mitchell & Associates Insurance, Inc.
Boat Insurance Agent · Memphis, TN

Pete Mitchell & Associates Insurance, Inc. is known as a dedicated boat insurance agent serving the Memphis, TN area. The company assists boat owners with policies designed to protect watercraft from common risks on local lakes and rivers. Coverage options typically address liability, physical damage, and theft. Clients can also discuss rental or charter usage of their vessel. The firm offers the specialty service of scheduling a detailed appraisal for high-value or classic wooden boats to ensure proper hull valuation.

MI
3932 S Perkins Rd
Mutual Insurance Company
Boat Insurance Agent · Memphis, TN
(901) 215-9800
KI
3232 S Perkins Rd
Keltner Insurance Inc.
Boat Insurance Agent · Memphis, TN
(901) 797-8665
keltnerins.com
II
231 Exchange Ave
iCover Insurance
Boat Insurance Agent · Memphis, TN
(901) 730-0805
icover-insurance.com
LP
2670 Union Ave ste 100
Lipscomb & Pitts Insurance, a Higginbotham Partner
Boat Insurance Agent · Memphis, TN
(901) 321-1000
lpinsurance.com
IU
6060 Primacy Pkwy Ste. 201
Insurance Underwriters of America
Boat Insurance Agent · Memphis, TN
(901) 762-8211
iuainsurance.com
HM
700 Colonial Rd #250
Higginbotham - Memphis (Colonial Rd.)
Boat Insurance Agent · Memphis, TN
(901) 685-2225
higginbotham.com/locations/memphis-colonial-road
AG
3232 S Perkins Rd
Associates General Insurance
Boat Insurance Agent · Memphis, TN
(901) 375-9979
agi-memphis.com
HM
6401 Poplar Ave # 250
Higginbotham - Memphis (Poplar Ave.)
Boat Insurance Agent · Memphis, TN
(901) 761-3100
higginbotham.com/locations/memphis-3

What Does a a Boat Insurance Agent in Memphis Cost?

Boat insurance in Tennessee typically costs between 300 and 800 dollars per year for a standard policy on a midsize boat. Factors like boat value, horsepower, and navigation area affect the premium. High-performance boats or those used on the Mississippi River may cost more. This is general information, not insurance advice.

About boat insurance agents in Memphis

Boat insurance agents in Memphis help protect your watercraft on the Mississippi River and nearby lakes. Tennessee requires liability insurance for boats with more than 50 horsepower. Local agents can explain state-specific requirements like the Tennessee Water Safety Act.

Frequently Asked Questions

Is boat insurance required in Tennessee?

Yes, Tennessee law requires liability insurance for motorboats with over 50 horsepower. This includes boats on the Mississippi River and all state waterways. Your agent can help you meet this legal requirement.

What does boat insurance typically cover in Memphis?

Standard policies cover physical damage to your boat, liability for injury to others, and theft. Many agents offer add-ons for towing, fuel spill liability, and uninsured boater coverage specific to Tennessee waters.

How do I choose a boat insurance agent in Memphis?

Look for an agent licensed in Tennessee who has experience with watercraft on the Mississippi River. Ask about their knowledge of local risks like river currents and seasonal flooding. Compare quotes from multiple agents for the best fit.

Boat Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.