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Boat Insurance Agents in Memphis, TN

Browse boat insurance agents serving Memphis, Tennessee. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Memphis, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 18 boat insurance agents in Memphis, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Womack - State Farm Insurance Agent
848 Cooper St, Memphis, TN 38104
(901) 725-1919 stevewomackagency.com
Colin Vickrey - State Farm Insurance Agent
8385 US-64 #108, Memphis, TN 38133
(901) 623-7151 callcolinv.com
Zach Jaworski - State Farm Insurance Agent
5501 Murray Ave, Memphis, TN 38119
(901) 794-3691 zachinsuresmemphis.com
Heath Johnson - State Farm Insurance Agent
2657 Appling Rd STE 101, Memphis, TN 38133
(901) 372-2228 mymemphisagent.com
Clay & Land Insurance, Inc.
866 Ridgeway Loop Rd, Memphis, TN 38120
(901) 767-3600 clayandland.com
Riskbusters Insurance
5865 Ridgeway Center Pkwy Suite 300, Memphis, TN 38120
(901) 767-1890 riskbustersinsurance.com
Crye-Leike Insurance Agency
6525 N Quail Hollow Rd #400, Memphis, TN 38120
(901) 758-5622 cryeleikeinsurance.com
Financially Smart Insurance LLC
5510 E Shelby Dr #107, Memphis, TN 38141
(901) 254-7655 financiallysmart.insure
Chris Jeans - State Farm Insurance Agent
4593 Elvis Presley Blvd #107, Memphis, TN 38116
(901) 346-0300 leanonjeans.com
Pete Mitchell & Associates Insurance, Inc.
4216 Millbranch Rd, Memphis, TN 38116
(901) 345-6176 petemitchellins.com
Lipscomb & Pitts Insurance, a Higginbotham Partner
2670 Union Ave ste 100, Memphis, TN 38112
(901) 321-1000 lpinsurance.com
Mutual Insurance Company
3932 S Perkins Rd, Memphis, TN 38118
(901) 215-9800
Keltner Insurance Inc.
3232 S Perkins Rd, Memphis, TN 38118
(901) 797-8665 keltnerins.com
iCover Insurance
231 Exchange Ave, Memphis, TN 38105
(901) 730-0805 icover-insurance.com
Associates General Insurance
3232 S Perkins Rd, Memphis, TN 38118
(901) 375-9979 agi-memphis.com
Insurance Underwriters of America
6060 Primacy Pkwy Ste. 201, Memphis, TN 38119
(901) 762-8211 iuainsurance.com
Higginbotham - Memphis (Colonial Rd.)
700 Colonial Rd #250, Memphis, TN 38117
(901) 685-2225 higginbotham.com
Higginbotham - Memphis (Poplar Ave.)
6401 Poplar Ave # 250, Memphis, TN 38119
(901) 761-3100 higginbotham.com

Boat insurance agents in Memphis help protect your watercraft on the Mississippi River and nearby lakes. Tennessee requires liability insurance for boats with more than 50 horsepower. Local agents can explain state-specific requirements like the Tennessee Water Safety Act.

What Does a Boat Insurance Agent in Memphis Cost?

Boat insurance in Tennessee typically costs between 300 and 800 dollars per year for a standard policy on a midsize boat. Factors like boat value, horsepower, and navigation area affect the premium. High-performance boats or those used on the Mississippi River may cost more. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is boat insurance required in Tennessee?
Yes, Tennessee law requires liability insurance for motorboats with over 50 horsepower. This includes boats on the Mississippi River and all state waterways. Your agent can help you meet this legal requirement.
What does boat insurance typically cover in Memphis?
Standard policies cover physical damage to your boat, liability for injury to others, and theft. Many agents offer add-ons for towing, fuel spill liability, and uninsured boater coverage specific to Tennessee waters.
How do I choose a boat insurance agent in Memphis?
Look for an agent licensed in Tennessee who has experience with watercraft on the Mississippi River. Ask about their knowledge of local risks like river currents and seasonal flooding. Compare quotes from multiple agents for the best fit.