The top-rated boat insurance agent in Memphis, Tennessee is Steve Womack - State Farm Insurance Agent, rated 4.8 stars across 462 reviews. Other highly rated options include Colin Vickrey - State Farm Insurance Agent, Zach Jaworski - State Farm Insurance Agent, Heath Johnson - State Farm Insurance Agent. This directory lists 18 boat insurance agents serving Memphis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Womack - State Farm Insurance Agent | 848 Cooper St | (901) 725-1919 |
| 2 | Colin Vickrey - State Farm Insurance Agent | 8385 US-64 #108 | (901) 623-7151 |
| 3 | Zach Jaworski - State Farm Insurance Agent | 5501 Murray Ave | (901) 794-3691 |
| 4 | Heath Johnson - State Farm Insurance Agent | 2657 Appling Rd STE 101 | (901) 372-2228 |
| 5 | Clay & Land Insurance, Inc. | 866 Ridgeway Loop Rd | (901) 767-3600 |
| 6 | Riskbusters Insurance | 5865 Ridgeway Center Pkwy Suite 300 | (901) 767-1890 |
| 7 | Crye-Leike Insurance Agency | 6525 N Quail Hollow Rd #400 | (901) 758-5622 |
| 8 | Financially Smart Insurance LLC | 5510 E Shelby Dr #107 | (901) 254-7655 |
| 9 | Chris Jeans - State Farm Insurance Agent | 4593 Elvis Presley Blvd #107 | (901) 346-0300 |
| 10 | Pete Mitchell & Associates Insurance, Inc. | 4216 Millbranch Rd | (901) 345-6176 |
Steve Womack - State Farm Insurance Agent serves the Memphis, Tennessee metro area and provides boat insurance policies for local watercraft owners. The agency helps clients protect their vessels against common risks on nearby lakes and rivers. Boat insurance from this agency covers liability for accidents and damage to the hull. It also typically offers coverage for equipment and trailer protection when policies are tailored to individual needs.
Colin Vickrey - State Farm Insurance Agent in Memphis, TN, offers boat insurance policies designed to cover a range of watercraft. Its plans typically include protection against physical damage, theft, and liability on area lakes and rivers. Service-oriented options often focus on coverage needs and policy maintenance throughout the boating season. The agency assists clients with navigating claims and adjusting their plans. It serves single-family homes, apartments, retail, and restaurants.
For homeowners and boat owners in Memphis, Tennessee, Zach Jaworski’s State Farm Insurance Agency provides boat insurance policies designed to protect personal watercraft against damage, theft, and liability. These policies cover common risks on local lakes and rivers, including accidents and weather-related incidents. The agency works with clients to tailor coverage options that fit individual boating needs and budgets. It also offers assistance with claims filing and policy adjustments. Service extends to neighboring communities throughout the Memphis metro area, such as Germantown and Collierville.
Heath Johnson - State Farm Insurance Agent serves Memphis, Tennessee, and nearby communities. The agency handles boat insurance policies for local clients. Policies protect watercraft against risks like damage, theft, and liability. The agent assesses each customer’s boating habits and coverage needs. This ensures a policy matches the specific vessel and usage. To handle a typical job, the agency begins with a consultation to review boating activity and then compares available options to fit the individual situation.
Clay & Land Insurance, Inc. distinguishes between one-time and ongoing service options for boat owners in Memphis, TN, ensuring that each policy aligns with the client’s needs. Their coverage protects against damage, theft, and liability on local waterways. Typical services include policy review, risk assessment, and claims assistance. Boat insurance agents in this area must consider regional weather patterns and seasonal usage. Service runs on a scheduled or as-needed basis, depending on the policyholder’s preference for regular updates or occasional consultation.
Riskbusters Insurance in Memphis, Tennessee, specializes in boat insurance coverage, including liability protection and physical damage policies for a range of watercraft. The agency works closely with local boaters to find appropriate policies that meet legal requirements and personal needs along the Mississippi River and nearby lakes. It helps clients understand coverage limits, deductibles, and optional additions like towing or mechanical breakdown. Seasonal concerns such as spring storms or winter storage risks are common situations where the agency advises policyholders to review their existing protection.
As spring storms begin to roll across the Mississippi River and the many reservoirs around Memphis, boat owners start looking for solid coverage for their watercraft. Crye-Leike Insurance Agency serves local clients from its Memphis, Tennessee office as a dedicated boat insurance agent, helping them protect their investment from theft, storm damage, and liability issues on the water. They assist customers in selecting appropriate policies for different types of hulls and motors. The process typically begins with a detailed review of the boat’s value, usage, and storage arrangements.
Financially Smart Insurance LLC assists clients in Memphis with boat insurance coverage, addressing both inland and coastal watercraft needs. The agency specializes in policy add-ons for liability protection and physical damage from storms or accidents. Boat owners can secure coverage for hull damage, equipment loss, and towing expenses tailored to local waterways. Its services support owners of recreational vessels, fishing boats, and personal watercraft. The firm also provides insurance solutions for marinas, yacht clubs, and boat repair facilities.
Chris Jeans - State Farm Insurance Agent in Memphis, Tennessee provides boat insurance policies for residential clients seeking coverage for personal watercraft. The agency also offers commercial marine insurance solutions for local businesses operating boats in the Memphis area, serving customers throughout Shelby County and the greater Mid-South region. Each policy is reviewed at renewal to adjust coverage based on the client's current boating activity and risk exposure in the Mississippi River watershed. The team follows up after every claim or seasonal change to ensure continuous protection between regular service intervals.
Pete Mitchell & Associates Insurance, Inc. is known as a dedicated boat insurance agent serving the Memphis, TN area. The company assists boat owners with policies designed to protect watercraft from common risks on local lakes and rivers. Coverage options typically address liability, physical damage, and theft. Clients can also discuss rental or charter usage of their vessel. The firm offers the specialty service of scheduling a detailed appraisal for high-value or classic wooden boats to ensure proper hull valuation.
What Does a a Boat Insurance Agent in Memphis Cost?
Boat insurance in Tennessee typically costs between 300 and 800 dollars per year for a standard policy on a midsize boat. Factors like boat value, horsepower, and navigation area affect the premium. High-performance boats or those used on the Mississippi River may cost more. This is general information, not insurance advice.
About boat insurance agents in Memphis
Boat insurance agents in Memphis help protect your watercraft on the Mississippi River and nearby lakes. Tennessee requires liability insurance for boats with more than 50 horsepower. Local agents can explain state-specific requirements like the Tennessee Water Safety Act.
Frequently Asked Questions
Is boat insurance required in Tennessee?
Yes, Tennessee law requires liability insurance for motorboats with over 50 horsepower. This includes boats on the Mississippi River and all state waterways. Your agent can help you meet this legal requirement.
What does boat insurance typically cover in Memphis?
Standard policies cover physical damage to your boat, liability for injury to others, and theft. Many agents offer add-ons for towing, fuel spill liability, and uninsured boater coverage specific to Tennessee waters.
How do I choose a boat insurance agent in Memphis?
Look for an agent licensed in Tennessee who has experience with watercraft on the Mississippi River. Ask about their knowledge of local risks like river currents and seasonal flooding. Compare quotes from multiple agents for the best fit.
Boat Insurance Agents in Other Tennessee Cities
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