The top-rated boat insurance agent in West Fargo, North Dakota is Ryan Kill - State Farm Insurance Agent, rated 4.9 stars across 546 reviews. Other highly rated options include Renee Forde - State Farm Insurance Agent, HUB International, Linster Agency, LLC. This directory lists 11 boat insurance agents serving West Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Kill - State Farm Insurance Agent | 540 Oak Ridge Way E | (701) 893-3000 |
| 2 | Renee Forde - State Farm Insurance Agent | 3139 Bluestem Dr Ste 104 | (701) 280-2811 |
| 3 | HUB International | 3220 4th St E #201 | (701) 239-4647 |
| 4 | Linster Agency, LLC | 158 W Beaton Dr Suite 200 | (701) 781-2546 |
| 5 | Absolute Insurance Agency, LLC | 1241 Prairie Pkwy Suite 120 | (701) 365-0515 |
| 6 | Greater Midwest Transportation Insurance | 405 Main Ave W # 1C | (701) 433-1813 |
| 7 | Ihry Insurance Agency, Inc. | 1291 13th Ave E | (701) 557-1727 |
| 8 | Tci Insurance Agency, Inc. | 158 W Beaton Dr #100 | (701) 277-1710 |
| 9 | Integrity First Insurance | 213 1/2 Main Ave E | (701) 532-1123 |
| 10 | Nodak Insurance Company--MATT MOXNESS AGENCY | 100 Sheyenne St | (701) 893-9186 |
Ryan Kill - State Farm Insurance Agent serves the West Fargo, North Dakota metro area and surrounding communities, specializing in boat insurance policies for local watercraft owners. The agency helps customers protect their investments against common risks on nearby lakes and rivers. Policies typically cover physical damage from collisions and storms, as well as liability for accidents involving others. The agency also offers optional coverage for accessories like trolling motors and trailers.
Renee Forde - State Farm Insurance Agent in West Fargo, ND provides boat insurance coverage for recreational watercraft. Service plans include liability protection, physical damage coverage for hull and equipment, and options for towing and emergency assistance. Policies can be tailored to cover docked or stored boats during the off-season. The agency also offers guidance on liability limits and deductibles. The company services single-family homes, apartments, retail, and restaurants.
HUB International in West Fargo serves individual boat owners and local businesses that rely on watercraft for recreation or commercial use. The agency helps clients secure coverage for fishing boats, pontoons, and personal watercraft, protecting against liabilities and physical damage on area lakes and rivers. Its policies are designed to address the specific risks of boating in the Red River Valley. The company also extends its boat insurance services to neighboring communities in the Fargo-Moorhead metropolitan area, including those along the Sheyenne River.
Serving West Fargo and the surrounding communities of Red River Valley, Linster Agency, LLC handles a comprehensive range of boat insurance needs for local watercraft owners. The agency works with clients to protect various vessels against common regional risks like severe weather and navigational hazards. To manage a typical job, the representative first reviews the specific policy details with the boat owner, then coordinates directly with the insurance carrier to process any required documentation and ensure proper coverage is in place.
Absolute Insurance Agency, LLC in West Fargo, ND offers boat insurance clients a choice between one-time purchase policies for seasonal coverage and recurring annual service options for ongoing protection. Boat insurance agents in the region tailor policies to cover physical damage from collisions, storms, and theft, while also providing liability coverage for accidents involving other vessels or property. Service runs on both a scheduled basis for renewals and an as-needed basis for claims or policy adjustments.
Greater Midwest Transportation Insurance in West Fargo, ND provides specialty services for boat owners seeking proper coverage on the region’s lakes and rivers. As a boat insurance agent, it works to arrange policies that protect against liability, physical damage, and theft while the vessel is in use or stored. The company offers guidance on policy options tailored to local water conditions and usage patterns. It helps clients address seasonal concerns such as freeze damage and storm-related losses common during North Dakota winters and spring thaws.
As the spring thaw raises water levels across the Red River Valley, boat owners in West Fargo prepare to launch their vessels for the season. Ihry Insurance Agency, Inc. provides boat insurance agent services tailored to the common risks of this region, such as storm damage and liability on lakes and rivers. Their process begins with clients documenting the boat's hull and motor serial numbers, model year, and current photographs for a proper initial assessment.
TCI Insurance Agency, Inc. serves clients in West Fargo, ND, by securing protection for watercraft through tailored boat insurance policies. Specializing in coverage additions, it helps policyholders add options such as coverage for fishing equipment and roadside tow. Its policies address liability risks and physical damage claims common to boating in the region. The agency can assist commercial sectors operating waterfront offices, storage warehouses, and food service establishments seeking marine asset insurance.
Integrity First Insurance provides boat insurance services to residential clients in West Fargo, North Dakota. The agency also offers commercial coverage for larger watercraft used in business operations throughout the local area. A registered agent helps owners select appropriate policies for liability, damage, and theft protection on area lakes and rivers. Each policy is structured to match an individual boater’s specific needs and usage patterns. Follow-up consultations and policy adjustments are available between regular seasonal renewals or when a customer acquires a new vessel.
Nodak Insurance Company—Matt Moxness Agency in West Fargo, ND is known for providing boat insurance to area boaters. The agency helps clients secure coverage throughout the lakes and rivers of North Dakota. It offers policies that can protect watercraft from damage, accidents, and theft. A specialty service the agent can add on is personal liability coverage for docking and towing incidents.
What Does a a Boat Insurance Agent in West Fargo Cost?
Boat insurance costs in North Dakota vary widely based on boat value, size, engine type, and usage. A typical policy for a small fishing boat may cost 200 to 400 dollars per year, while a larger cruiser or yacht can cost 800 to 2,000 dollars or more annually. Factors like your driving record, storage location, and coverage limits also affect the premium. This is general information and not insurance advice.
About boat insurance agents in West Fargo
Boat insurance agents in West Fargo, North Dakota help you protect your watercraft from damage, theft, and liability. North Dakota law does not require boat insurance for most recreational boats, but lenders and marinas often require it. Local agents can explain how state-specific risks like severe weather and ice damage affect your policy needs.
Frequently Asked Questions
Do I need boat insurance in North Dakota?
North Dakota does not mandate boat insurance for most recreational watercraft. However, if you have a loan on the boat, your lender will require coverage. Also, many marinas and storage facilities require proof of insurance before allowing you to dock or store your boat.
What does boat insurance typically cover in West Fargo?
Boat insurance policies usually cover physical damage from collisions, fire, theft, and vandalism. They also include liability protection if you cause injury or damage to another person or their property while operating your boat. Some policies add coverage for towing, fuel spill cleanup, and personal effects.
How do I choose a boat insurance agent in West Fargo?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with North Dakota specific risks like ice damage and sudden storms. Compare quotes from multiple agents to find a policy that fits your boat type and usage.
Boat Insurance Agents in Other North Dakota Cities
Bismarck · Fargo · Grand Forks · Minot · Williston