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Directory of boat insurance agents in West Fargo, North Dakota. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
West Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 11 boat insurance agents in West Fargo, ND
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Kill - State Farm Insurance Agent
540 Oak Ridge Way E, West Fargo, ND 58078
(701) 893-3000
ryankillinsurance.com
Renee Forde - State Farm Insurance Agent
3139 Bluestem Dr Ste 104, West Fargo, ND 58078
(701) 280-2811
reneeforde.com
HUB International
3220 4th St E #201, West Fargo, ND 58078
(701) 239-4647
hubinternational.com
Linster Agency, LLC
158 W Beaton Dr Suite 200, West Fargo, ND 58078
(701) 781-2546
linsteragency.com
Absolute Insurance Agency, LLC
1241 Prairie Pkwy Suite 120, West Fargo, ND 58078
(701) 365-0515
absoluteinsure.com
Greater Midwest Transportation Insurance
405 Main Ave W # 1C, West Fargo, ND 58078
(701) 433-1813
gmtins.com
Ihry Insurance Agency, Inc.
1291 13th Ave E, West Fargo, ND 58078
(701) 557-1727
ihryins.com
Tci Insurance Agency, Inc.
158 W Beaton Dr #100, West Fargo, ND 58078
(701) 277-1710
tciteam.com
Integrity First Insurance
213 1/2 Main Ave E, West Fargo, ND 58078
(701) 532-1123
Nodak Insurance Company--MATT MOXNESS AGENCY
100 Sheyenne St, West Fargo, ND 58078
(701) 893-9186
nodakins.com
First Western Insurance
825 26th Ave E, West Fargo, ND 58078
(701) 852-5246
firstwestern.insurance
Boat insurance agents in West Fargo, North Dakota help you protect your watercraft from damage, theft, and liability. North Dakota law does not require boat insurance for most recreational boats, but lenders and marinas often require it. Local agents can explain how state-specific risks like severe weather and ice damage affect your policy needs.
What Does a Boat Insurance Agent in West Fargo Cost?
Boat insurance costs in North Dakota vary widely based on boat value, size, engine type, and usage. A typical policy for a small fishing boat may cost 200 to 400 dollars per year, while a larger cruiser or yacht can cost 800 to 2,000 dollars or more annually. Factors like your driving record, storage location, and coverage limits also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in North Dakota?
North Dakota does not mandate boat insurance for most recreational watercraft. However, if you have a loan on the boat, your lender will require coverage. Also, many marinas and storage facilities require proof of insurance before allowing you to dock or store your boat.
What does boat insurance typically cover in West Fargo?
Boat insurance policies usually cover physical damage from collisions, fire, theft, and vandalism. They also include liability protection if you cause injury or damage to another person or their property while operating your boat. Some policies add coverage for towing, fuel spill cleanup, and personal effects.
How do I choose a boat insurance agent in West Fargo?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with North Dakota specific risks like ice damage and sudden storms. Compare quotes from multiple agents to find a policy that fits your boat type and usage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Dakota.