The top-rated boat insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 277 reviews. Other highly rated options include Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance, Michael E Braun - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 3 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 4 | Michael E Braun - State Farm Insurance Agent | 816 31st Ave SW Ste A | (701) 838-0713 |
| 5 | Farmers Insurance - Miranda Schuler | 811 S Broadway Ste B | (701) 838-8144 |
| 6 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 7 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 8 | Farmers Insurance - Kellen Latendresse | 304 18th Ave SW Ste C | (701) 838-2011 |
| 9 | Marchelle Mantz - COUNTRY Financial Representative | 2808 Main St S | (701) 852-2090 |
| 10 | Randall Schepp Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
Jessica Aardahl - State Farm Insurance Agent serves Minot, North Dakota, and the surrounding area with boat insurance coverage. The agency provides policies designed to protect watercraft against risks on regional lakes and rivers. It assists local boat owners in securing liability protection and physical damage coverage. This includes safeguards for common incidents such as collisions and theft. The agency handles insurance for fishing boats and personal watercraft used in this region.
Homeowners, property owners, and boat enthusiasts in the Minot area can turn to Michael A Lucy Agency Inc American Family Insurance for boat insurance agent services. The agency helps clients protect their watercraft, including runabouts and fishing boats, against common risks such as weather damage and liability claims. Coverage options are presented to match the specific needs of each vessel owner. The agency also serves customers in the neighboring community of Burlington and other parts of the surrounding ward County metro area.
Kim Albert Agency: Allstate Insurance provides boat insurance coverage to clients in Minot, North Dakota. Its service plans include protection for various watercraft through Allstate’s comprehensive insurance products. The agency assists boat owners in securing coverage for liability, physical damage, and theft. Maintenance guidance is also offered to help customers prevent common issues with their vessels. The agency works with clients who own single-family homes, apartments, retail establishments, and restaurants.
Serving Minot, North Dakota, and the surrounding communities of the Souris River Valley, Michael E Braun - State Farm Insurance Agent handles boat insurance coverage for local watercraft owners. Protecting personal boats, fishing vessels, and other recreational watercraft from liabilities and physical damage is its primary focus. This agency provides personalized policy reviews to match coverage options, such as liability limits and comprehensive protection, with each client’s specific boating needs. To handle a typical job, it first assesses the customer’s vessel and usage patterns before recommending an appropriate policy package.
As a boat insurance agent, Farmers Insurance - Miranda Schuler specializes in providing tailored coverage options for watercraft, including liability and physical damage protection. It serves Minot, ND, helping local boat owners safeguard their vessels against common risks on nearby lakes and rivers. The agency also offers personalized risk assessments and policy reviews to ensure appropriate coverage limits. Whether navigating spring ice break-up or preparing for the summer boating season, Miranda Schuler helps customers adjust their policies to address changing water conditions and storage needs.
Donovan Insurance Agency LLP, based in Minot, North Dakota, distinguishes between one-time policies for seasonal boaters and recurring annual coverages for frequent lake users. Their boat insurance options typically protect against physical damage, theft, and liability while navigating local waterways such as Lake Sakakawea. Coverage may also extend to trailers or stored equipment during the off-season. Service appointments for policy adjustments, claims assistance, or new quotes are available on an as-needed basis, accommodating both scheduled renewals and unexpected on-water incidents throughout the year.
For boat owners in Minot navigating the spring thaw and the region’s unpredictable seasonal weather, Heritage Insurance Services provides vessel insurance policies tailored to local conditions. Many clients seek coverage for common risks like wake damage, storage mishaps, and storm exposure that are typical on area waterways. The agent helps owners understand liability and hull protection options, matching coverage to individual boating habits. A typical initial step involves inspecting the watercraft and verifying its storage location to determine accurate risk assessment and appropriate premium rates.
Farmers Insurance - Kellen Latendresse in Minot, ND, provides comprehensive boat insurance coverage for recreational watercraft. Policies typically protect against physical damage, theft, and liability while also offering specialty add-ons like coverage for trailers, personal effects, and towing assistance. The agent works to tailor plans that address the unique risks of boating on area lakes and rivers. For area business clients, the office also serves commercial sectors including local offices, warehouses, and food service establishments in need of tailored insurance solutions.
Marchelle Mantz - COUNTRY Financial Representative provides boat insurance services to residential clients in Minot, ND, and also covers commercial watercraft policies. Serving the surrounding area, the agency helps customers secure coverage tailored to local boating conditions. After an initial policy is set, follow-up service is offered between regular visits to address any changes in coverage needs or policy questions.
What Does a a Boat Insurance Agent in Minot Cost?
Boat insurance costs in North Dakota vary based on boat type, value, usage, and coverage limits. Typical annual premiums range from 200 to 600 dollars for a standard runabout, while larger boats or high-performance vessels may cost 800 to 1500 dollars per year. Factors like your driving record, storage location, and deductible choice also affect the price. This is general information, not insurance advice.
About boat insurance agents in Minot
Boat insurance agents in Minot, North Dakota help you protect your watercraft against damage, theft, and liability. North Dakota law requires liability insurance for boats with motors over 10 horsepower, and many lenders also require coverage. Agents in Minot can explain local requirements and help you choose a policy that fits your needs on lakes like Lake Sakakawea or the Souris River.
Frequently Asked Questions
Do I need boat insurance in Minot North Dakota?
Yes, if your boat has a motor over 10 horsepower, North Dakota law requires liability insurance. Even if not required, coverage is recommended to protect against accidents and property damage on the water.
What does boat insurance cover in North Dakota?
Boat insurance typically covers damage to your boat from collisions, theft, fire, and weather events. It also includes liability coverage for injuries or damage you cause to others while operating your watercraft.
How do I find a boat insurance agent in Minot?
You can search online for licensed insurance agents in Minot who offer marine or boat policies. Local agents often work with companies that specialize in watercraft coverage for North Dakota lakes and rivers.
Boat Insurance Agents in Other North Dakota Cities
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