The top-rated boat insurance agent in Grand Forks, North Dakota is Andrew Bergee - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Randy Fenley - State Farm Insurance Agent, Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc. This directory lists 19 boat insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Bergee - State Farm Insurance Agent | 997 47th Ave S Unit 1 | (701) 757-0437 |
| 2 | Randy Fenley - State Farm Insurance Agent | 2750 S 26th St Ste A | (701) 772-5684 |
| 3 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 4 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 5 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 6 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 7 | Dobmeier Inc. | 409 Gateway Dr | (701) 775-6836 |
| 8 | Logan Karsky - State Farm Insurance Agent | 2211 S Washington St Suite A | (701) 203-0210 |
| 9 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
| 10 | Moen Insurance Services, LLC | 1913 S Washington St | (701) 757-1613 |
Andrew Bergee - State Farm Insurance Agent serves clients throughout the Grand Forks, North Dakota area with boat insurance coverage. The agency helps owners protect watercraft from common risks on nearby rivers and lakes. Policies typically cover physical damage from accidents or storms. Liability coverage is also available for incidents involving other boats or property. For those navigating regional waterways, the office handles specialized policies for fishing boats and personal watercraft.
Randy Fenley’s agency provides boat insurance services in Grand Forks, ND, helping clients secure coverage for watercraft, including liability and physical damage protection. The agency explains how policy deductibles, navigable waterways, and seasonal storage considerations affect coverage needs during annual reviews or policy updates. Their service plans include discussing hull and equipment protection limits for powerboats, sailboats, and personal watercraft. The agency assists policyholders with filing claims for collision, theft, or storm damage. It services single-family homes on area lakes, waterfront apartments with docks, retail marinas, and restaurants offering boat rentals.
Farmers Insurance - Don Zerr Agency serves local homeowners and recreational boat owners throughout the Grand Forks area. The agency provides boat insurance policies designed to cover watercraft liability, physical damage, and related equipment against common risks on regional lakes and rivers. Customers receive guidance on coverage options that meet typical needs for fishing boats, pontoons, and speedboats. The team based in Grand Forks also works with boat owners in nearby East Grand Forks, Minnesota, to help protect their watercraft investments throughout the season.
Insurance Brokers of MN Inc in Grand Forks, ND offers one-time policy purchases as well as scheduled renewal service options for boat insurance clients. Coverage typically protects against physical damage, liability for watercraft operation, and theft of onboard equipment. Policies are designed to address the specific risks of recreational boating on local lakes and rivers in the northern plains region. For policy reviews or adjustments, service at this agency generally operates on a scheduled or as-needed basis rather than a single transaction model.
Serving Grand Forks and the surrounding communities in eastern North Dakota, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl handles boat insurance for a variety of watercraft. This agency assists clients in protecting their vessels against common risks on area lakes and rivers. It evaluates each customer’s specific boating needs and typical usage patterns to find suitable coverage. It then reviews the policy details carefully to ensure adequate protection before finalizing the paperwork for the season.
Insure Forward provides specialized boat insurance services in the Grand Forks, ND area, covering options such as liability protection, physical damage coverage, and policy bundling for watercraft. Its general work includes guiding local boat owners through policy selection, assessing hull values, and processing claims. The company helps clients prepare for weather-related risks common to the region, such as severe summer storms that can damage docked boats or trailer storage concerns over the long winter months.
When spring thaw arrives on the Red River in Grand Forks, boat owners prepare to launch and protect their investment. Dobmeier Inc. provides local boat insurance agents who assess coverage needs for wake boats, fishing vessels, and pontoons used on area waters. Policies typically address physical damage, liability for on-water accidents, and trailer transport. After a client requests a quote, an agent schedules a quick walkthrough inspection to document the hull condition.
Logan Karsky - State Farm Insurance Agent in Grand Forks, ND, assists clients in protecting their watercraft with tailored liability and physical damage coverage. Policies can be expanded to include towing assistance or coverage for personal belongings on board. The agency helps individuals guard against common risks on regional lakes and rivers. Its services extend to commercial sectors, including offices, warehouses, and food service operations.
Residential clients in Grand Forks turn to Vaaler Insurance, a Marsh & McLennan Agency LLC Company, for their personal watercraft coverage needs. The agency also structures commercial boat insurance policies for local businesses operating marine vessels. Service extends throughout the Grand Forks region, addressing the unique risks that Red River waterways and area lakes present. Staff remain available between regular policy visits to answer coverage questions and adjust policies as boating seasons change, ensuring clients maintain proper protection for every outing.
Moen Insurance Services, LLC in Grand Forks, ND is known for helping boat owners secure coverage that protects their watercraft during the local boating season. Its services typically extend across the region, addressing liability and physical damage risks for various vessel types on area lakes and rivers. Each policy can be structured to cover specific usage patterns and storage needs. An additional specialty service this agency can provide is securing coverage for towing and emergency assistance on the water to reduce out-of-pocket costs.
What Does a a Boat Insurance Agent in Grand Forks Cost?
Typical boat insurance in North Dakota ranges from 200 to 600 dollars per year for a standard runabout. Higher value boats or those used on large lakes may cost 800 to 1,500 dollars annually. Actual costs vary by boat type, coverage limits, and deductible choices. This is general information and not insurance advice.
About boat insurance agents in Grand Forks
Boat insurance agents in Grand Forks help protect your watercraft on the Red River and area lakes. North Dakota law does not require boat insurance but lenders often mandate coverage for financed boats. Agents can explain liability and physical damage options suited to local boating conditions.
Frequently Asked Questions
What does a boat insurance agent in Grand Forks do?
A boat insurance agent helps you find a policy that covers liability, physical damage, and theft. They can also advise on North Dakota specific risks like ice damage or flooding on the Red River. Agents compare options from multiple insurers to fit your needs.
Is boat insurance required in North Dakota?
North Dakota does not require boat insurance by state law. However, marinas and lenders often require proof of liability coverage. Agents can help you meet these requirements while adding optional coverages.
What factors affect boat insurance costs in Grand Forks?
Costs depend on boat value, engine size, usage, and your boating history. Location near the Red River or storage in a high risk area can also impact premiums. Agents can provide quotes based on your specific situation.
Boat Insurance Agents in Other North Dakota Cities
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