The top-rated boat insurance agent in Prince Frederick, Maryland is Wayne Shoemaker - State Farm Insurance Agent, rated 4.9 stars across 260 reviews. Other highly rated options include Mike Paxson - State Farm Insurance Agent, Midtown Insurance Group, LLC, An Erie Insurance Agency, Marshall & Associates Insurance Inc. This directory lists 14 boat insurance agents serving Prince Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Shoemaker - State Farm Insurance Agent | 205 Steeple Chase Dr #305 | (410) 535-0434 |
| 2 | Mike Paxson - State Farm Insurance Agent | 140 Main St | (410) 535-4774 |
| 3 | Midtown Insurance Group, LLC, An Erie Insurance Agency | 55 Church St | (410) 449-6500 |
| 4 | Marshall & Associates Insurance Inc | 501 Main St #202 | (410) 586-2381 |
| 5 | OakPoint Insurance | 3695 Hallowing Point Rd Suite 5 | (410) 535-0997 |
| 6 | A & W Insurance Services, Inc. | 710 Solomons Island Rd N | (410) 535-2700 |
| 7 | CoreSafe Insurance LLC | 154 W Dares Beach Rd | (410) 729-6687 |
| 8 | Easy Insurance Service MD | 354 Costley Way | (410) 260-0112 |
| 9 | Bright Hope Insurance Prince Frederick | 205 W Dares Beach Rd | (410) 705-5922 |
| 10 | Nationwide Insurance: R&G Insurance Associates Inc | 15 Church St | (410) 535-2626 |
Wayne Shoemaker - State Farm Insurance Agent serves the Prince Frederick, Maryland area and the surrounding Calvert County region. This agency provides boat insurance coverage for local watercraft owners navigating the Chesapeake Bay and its tributaries. Policies typically protect against liability, physical damage, theft, and vandalism at docks or on lifts. The agent also assists customers with personal umbrella policies that extend coverage limits for registered boats and personal watercraft operating in Southern Maryland waters.
Providing specialized coverage for recreational watercraft, this insurance agency works with boat owners, personal watercraft operators, and small fishing vessels. Its service approach emphasizes tailored policy options that safeguard against typical regional risks like storm damage and navigational hazards. Routine consultation reviews help align protection with boating frequency and vessel specifications. Policyholders receive dedicated claims support designed to simplify repair or replacement processes after accidents. The agency services property owners with single-family homes, apartments, retail, and restaurants seeking marine liability coverage.
Midtown Insurance Group, LLC, An Erie Insurance Agency serves homeowners, businesses, and property managers in Prince Frederick, Maryland, who require insurance coverage for their watercraft. The agency specializes in securing boat insurance policies that protect vessels from common risks on the Chesapeake Bay and nearby inland waterways. Clients can obtain tailored liability, collision, and comprehensive coverage for a range of boat types. The agency also extends its boat insurance services to neighboring communities in Calvert County, including the waterfront areas of Solomons Island.
Marshall & Associates Insurance Inc in Prince Frederick, MD helps boat owners choose between one-time liability policies for a single voyage and recurring annual plans that cover an entire season. Their full coverage options typically protect against hull damage, theft, and environmental liability. Whether your vessel is a small skiff or a larger cabin cruiser, coverage is tailored to individual risk factors and usage. Service appointments for quotes, renewals, or policy adjustments are available on an as-needed basis, arranged directly through their local office.
OakPoint Insurance provides specialized boat insurance agent services in Prince Frederick, MD. It works with clients to secure coverage tailored to various types of watercraft, including fishing boats and personal watercraft. The agency routinely guides customers through policy options that protect against liability, damage, and theft. It also assists with annual renewals and coverage adjustments as boating habits change. For local mariners, OakPoint Insurance helps address the unique risks of hurricane season preparation and securing policies before winter storage.
A & W Insurance Services, Inc. serves Prince Frederick and the surrounding communities of Calvert County, handling boat insurance needs for local boat owners. It covers policies for various vessels common to the Chesapeake Bay region. The agency assists clients by evaluating coverage options that protect against typical risks like accidents or weather damage. To handle a typical job, it begins with a consultation to review the client's specific watercraft and boating habits before presenting suitable policy choices.
CoreSafe Insurance LLC in Prince Frederick, MD helps clients secure coverage for a variety of watercraft. The company can arrange specialized boat insurance add-ons, such as liability protection and agreed value hull coverage. Its agents work with neighborhood marinas and individual boat owners to match policies with local waterway risks. This agency can also serve commercial sectors, including waterfront offices, open boat storage warehouses, and marine-oriented food service operations.
As spring brings boaters back to the waters off Prince Frederick, Easy Insurance Service MD helps local owners secure proper coverage for the season. This boat insurance agent evaluates each vessel’s use, storage situation, and liability exposure to match a policy with the owner’s needs. From pontoon boats to offshore fishing craft, the agent addresses the specific risks of Chesapeake Bay navigation. An initial inspection of the boat is taken to document its condition before any policy specifics are confirmed.
Serving residential boat owners in the Prince Frederick area, this agent helps protect vessels used for personal recreation on Maryland’s waterways. Commercial coverage is also available for locally operated charter boats or fishing guides. The agency serves clients throughout Calvert County and the surrounding Chesapeake Bay region. Policies can be reviewed at renewal time to account for changes in boat value or usage patterns. Although the office handles new policies efficiently, customers often return for updates between regular visits when adding equipment or adjusting seasonal lay-up options.
Nationwide Insurance: R&G Insurance Associates Inc in Prince Frederick, MD is known for providing boat insurance policies that cover a variety of watercraft common on the Chesapeake Bay. Its service range includes liability protection, physical damage coverage, and options for both pleasure and fishing vessels. Boat insurance agents in this area help clients navigate local navigational hazards and seasonal weather risks. A specialty service it can add on is coverage for onboard equipment like trolling motors and fish finders.
What Does a a Boat Insurance Agent in Prince Frederick Cost?
Boat insurance costs in Maryland typically range from 200 to 800 dollars per year for a standard runabout, but can exceed 2,000 dollars for larger yachts or high-performance boats. Factors include boat value, horsepower, navigation area, and your claims history. This is general information, not insurance advice.
About boat insurance agents in Prince Frederick
Boat insurance agents in Prince Frederick, Maryland help protect your watercraft on the Patuxent River and Chesapeake Bay. Maryland requires liability coverage for registered boats with motors over 10 horsepower. Local agents can tailor policies to meet state requirements and your specific boating needs.
Frequently Asked Questions
What types of boat insurance are available in Prince Frederick?
Agents offer liability, collision, comprehensive, and uninsured boater coverage. Maryland law requires liability insurance for all motorized vessels. Many policies also cover towing and fuel spill liability.
Do I need boat insurance in Maryland?
Yes, Maryland requires liability insurance for any boat with a motor over 10 horsepower. This includes personal watercraft. Proof of insurance must be shown during registration or renewal.
How do I choose a boat insurance agent in Prince Frederick?
Look for an agent licensed in Maryland who understands local risks like storms on the Chesapeake Bay. Ask about coverage for salvage, wreck removal, and environmental damage. Compare quotes from multiple agents.
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