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HomeBoat Insurance AgentsMaryland › Hagerstown

Find Boat Insurance Agents Near You in Hagerstown, MD

Browse boat insurance agents serving Hagerstown, Maryland. Updated 2026-07-14.

The top-rated boat insurance agent in Hagerstown, Maryland is Lauren Brenneman - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Younger Insurance Agency, Bowers Insurance, Scott Powell - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Hagerstown.

Showing 20 boat insurance agents in Hagerstown, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lauren Brenneman - State Farm Insurance Agent1201 Potomac Ave(301) 790-1600
2Younger Insurance Agency1945 Dual Hwy(240) 527-2344
3Bowers Insurance1380 Dual Hwy(301) 791-7910
4Scott Powell - State Farm Insurance Agent816 Virginia Ave(240) 420-2886
5Tim Panther - State Farm Insurance Agent222 E Oak Ridge Dr Suite 1000(301) 733-1712
6Tom Breidenstein - State Farm Insurance Agent23 S Colonial Dr(301) 797-5493
7Wright-Gardner Insurance100 W Antietam St(301) 733-1234
8Antietam Insurance Associates, Inc.940 Frederick St(301) 733-0895
9Youngbar Financial & Insurance Agency1850 Dual Hwy Suite 102(301) 271-8811
10Blue Ridge Risk Partners1120C Professional Blvd
LB
1201 Potomac Ave
Lauren Brenneman - State Farm Insurance Agent
Boat Insurance Agent · Hagerstown, MD

Lauren Brenneman - State Farm Insurance Agent serves Hagerstown and the surrounding Washington County area, specializing in boat insurance solutions for local watercraft owners. The agency helps clients protect their vessels from common risks on nearby lakes and rivers. It assists with policies that cover physical damage and liability. The team also provides guidance on coverage for unforeseen events like collisions or storm damage. Additionally, they handle seasonal coverage adjustments and liability protection for boat operators in this region.

YI
1945 Dual Hwy
Younger Insurance Agency
Boat Insurance Agent · Hagerstown, MD

Younger Insurance Agency in Hagerstown, MD, provides a full suite of boat insurance options, including coverage for damage, liability, and towing. It helps clients maintain their policies through clear documentation and annual reviews to ensure adequate protection for changing needs. The agency specializes in watercraft of all sizes, from fishing boats to cabin cruisers. It services seasonal and year-round properties such as single-family homes, apartments, retail, and restaurants.

BI
1380 Dual Hwy
Bowers Insurance
Boat Insurance Agent · Hagerstown, MD

Homeowners in Hagerstown, MD, who own watercraft turn to Bowers Insurance for boat insurance agent services. The agency helps clients find coverage for liability, physical damage, and personal property on their vessels. It also assists with protection during towing and storage. Policies are tailored to different boat types common in the mid-Atlantic region. The agency serves residents throughout the city and offers its boat insurance support to neighboring areas such as Williamsport or the surrounding Washington County communities.

SP
816 Virginia Ave
Scott Powell - State Farm Insurance Agent
Boat Insurance Agent · Hagerstown, MD

Scott Powell, a State Farm Insurance Agent in Hagerstown, MD, serves boat owners across Hagerstown and the surrounding Washington County communities. The agency handles comprehensive marine coverage for a variety of watercraft, including runabouts, pontoons, fishing boats, and personal watercraft. Policies are designed to protect against common regional risks such as storm damage, collision, and liability while on area lakes and waterways. For each client, the agent takes a consultative approach, first reviewing the specific vessel and typical usage to tailor a policy that matches individual boating needs.

TP
222 E Oak Ridge Dr Suite 1000
Tim Panther - State Farm Insurance Agent
Boat Insurance Agent · Hagerstown, MD

Tim Panther - State Farm Insurance Agent in Hagerstown, MD offers boat insurance that covers liability and physical damage for watercraft. The difference between a one-time policy, used for a single season, and a recurring annual policy is significant, as each provides different continuity of coverage. A recurring plan ensures protection automatically renews each year, while a one-time option works for short-term needs. Liability coverage protects against injury or damage to others, and physical damage coverage addresses repair or replacement of the boat. Service runs on a one-time or scheduled annual renewal basis.

TB
23 S Colonial Dr
Tom Breidenstein - State Farm Insurance Agent
Boat Insurance Agent · Hagerstown, MD

Tom Breidenstein – State Farm Insurance Agent in Hagerstown, MD, serves clients seeking boat insurance to protect their watercraft from damage and liability. The agency also offers general home and auto coverage, helping local residents manage everyday risks. For boat owners, the agent addresses specific concerns such as storm damage on the Potomac or collisions during busy summer weekends on nearby lakes. Seasonal policies can be adjusted to cover winter storage needs, reducing premiums when vessels are not in use.

WG
100 W Antietam St
Wright-Gardner Insurance
Boat Insurance Agent · Hagerstown, MD

Lake season in Hagerstown, MD, brings out numerous boats, creating a need for proper coverage from a dedicated boat insurance agent. Wright-Gardner Insurance serves that local need by helping owners protect their watercraft from typical risks like storms and accidents on nearby waters. They handle the specific insurance requirements for both fishing boats and personal watercraft. The process begins with an inspection of the vessel to assess its value and condition before any coverage is offered.

AI
940 Frederick St
Antietam Insurance Associates, Inc.
Boat Insurance Agent · Hagerstown, MD

Antietam Insurance Associates, Inc. assists clients in Hagerstown, MD, with securing coverage for their watercraft. Their work focuses on protecting boats and personal watercraft from risks such as accidents, theft, and weather damage. They can include specialized add-ons for towing, on-water assistance, and equipment protection. As boat insurance agents, they help navigate policy options tailored to local waterways and seasonal use. Their services can support business operations such as marinas, boat rental offices, equipment storage warehouses, and lakeside food service establishments.

YF
1850 Dual Hwy Suite 102
Youngbar Financial & Insurance Agency
Boat Insurance Agent · Hagerstown, MD

Serving private boat owners throughout Hagerstown, Maryland, Youngbar Financial & Insurance Agency provides residential coverage for personal watercraft, fishing boats, and recreational vessels. Commercial marine policies are also available for local charter operations or small boat-based businesses. The agency serves clients in Washington County and surrounding areas of western Maryland. Clear policy explanations help owners understand their liability and physical damage protections. When claims arise, the agency manages the process efficiently, encouraging boaters to return for annual policy reviews between regular seasonal usage updates.

BR
1120C Professional Blvd
Blue Ridge Risk Partners
Boat Insurance Agent · Hagerstown, MD
CV
18537 Maugans Ave
Cumberland Valley Insurance Inc.
Boat Insurance Agent · Hagerstown, MD
(301) 797-6480
cumberlandvalleyinsurance.com
BI
927 S Potomac St
Baker Insurance Agency of Hagerstown
Boat Insurance Agent · Hagerstown, MD
(301) 733-9606
bakerinsuranceonline.com
GM
11373 Robinwood Dr
Gaye McGovern - State Farm Insurance Agent
Boat Insurance Agent · Hagerstown, MD
(301) 790-1462
gayemcgovern.com
HR
17345 Virginia Ave
Highstreet Rice Agency Inc.
Boat Insurance Agent · Hagerstown, MD
(301) 582-2636
hsip.com/rice-agency
BH
401 E Antietam St
Bitner Henry Insurance Group
Boat Insurance Agent · Hagerstown, MD
(800) 231-9963
bitnerhenry.com
QF
19707 Leitersburg Pike
Quality First Insurance Agency, Inc.
Boat Insurance Agent · Hagerstown, MD
(301) 797-1400
qualityfirstins.com
FI
1850 Dual Hwy Suite 102
Farmers Insurance - Youngbar Agency
Boat Insurance Agent · Hagerstown, MD
(240) 608-2008
agents.farmers.com/md/hagerstown/dion-youngbar
HI
13022 Pennsylvania Ave
Hills Insurance Agency
Boat Insurance Agent · Hagerstown, MD
(301) 393-4887
hillsinsagency.com
GK
17613 Virginia Ave
Gary Kelley: Allstate Insurance
Boat Insurance Agent · Hagerstown, MD
(301) 797-7500
agents.allstate.com/gary-kelley-hagerstown-md.html
EI
18544 Breeze Hill Dr
Erie Insurance: Hagerstown Office
Boat Insurance Agent · Hagerstown, MD
(301) 797-5185
erieinsurance.com/contact-erie/locations/hagerstown

What Does a a Boat Insurance Agent in Hagerstown Cost?

Boat insurance costs in Maryland vary based on boat value size and usage. A typical policy for a small fishing boat may cost between 200 and 500 dollars per year. A larger yacht or high speed boat can cost 1000 to 3000 dollars or more annually. Factors like your boating experience safety equipment and storage location also affect the premium. This is general information and not insurance advice.

About boat insurance agents in Hagerstown

Boat insurance agents in Hagerstown Maryland help boat owners protect their watercraft on the Potomac River and nearby lakes. Maryland law requires liability insurance for boats with more than 10 horsepower. Local agents can guide you through coverage options that meet state requirements and protect your investment.

Frequently Asked Questions

What does boat insurance cover in Hagerstown Maryland?

Boat insurance policies typically cover physical damage to your boat liability for injury or damage to others and medical payments. Maryland requires liability coverage for boats with over 10 horsepower. Agents can help you add options like towing or fuel spill liability.

Do I need boat insurance in Maryland?

Maryland law requires liability insurance for any boat with a motor of 10 horsepower or more. This includes personal watercraft like jet skis. Even if not required by law many marinas and lenders also require coverage.

How do I choose a boat insurance agent in Hagerstown?

Look for an agent who specializes in marine insurance and knows local waterways like the Potomac River and Chesapeake Bay. Ask about policy limits deductibles and whether they cover storage on land or in a marina. Compare quotes from multiple agents to find suitable coverage.

Boat Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.