The top-rated boat insurance agent in Lanham, Maryland is Esther Smith - State Farm Insurance Agent, rated 4.9 stars across 443 reviews. Other highly rated options include James Allen - State Farm Insurance Agent, Rich Tusing - State Farm Insurance Agent, Michael Terry: Allstate Insurance. This directory lists 14 boat insurance agents serving Lanham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Esther Smith - State Farm Insurance Agent | 9801 Greenbelt Rd Ste 211 | (301) 794-8600 |
| 2 | James Allen - State Farm Insurance Agent | 10104 Senate Dr Ste 270 | (301) 306-2000 |
| 3 | Rich Tusing - State Farm Insurance Agent | 9418 Annapolis Rd # 105 | (301) 429-3600 |
| 4 | Michael Terry: Allstate Insurance | 9470 Annapolis Rd #113 | (301) 731-1790 |
| 5 | Keyma Fludd: Allstate Insurance | 4601 Presidents Dr Ste 100 | (301) 789-2304 |
| 6 | B&M Insurance Group | 7375 Executive Pl Ste 202A | (301) 615-0700 |
| 7 | Dmv Insurance Agency, Inc. | 8855 Annapolis Rd #200 | (301) 841-6264 |
| 8 | State Insurance Agency | 9310 Lanham Severn Rd | (240) 791-7167 |
| 9 | Freedom Service Group,LLC | 5001 Forbes Blvd Unit H32 | (301) 272-1992 |
| 10 | Nationwide Insurance: Timothy E Halkos | 9512 Lanham Severn Rd | (301) 459-4478 |
Esther Smith - State Farm Insurance Agent serves Lanham, MD, and the surrounding Prince George’s County area. The agency provides boat insurance, helping local residents protect their watercraft against common risks. Coverage options typically include liability for accidents, protection against physical damage, and safeguards for equipment and trailers. Policies can also address uninsured boater situations for added security on area waterways. The agency specializes in tailoring boat insurance for personal watercraft and larger recreational vessels.
James Allen - State Farm Insurance Agent in Lanham, MD offers a full range of boat insurance services, including liability coverage, physical damage protection, and options for trailers and equipment. The agency provides coverage plans designed to help protect vessels against common risks like storm damage, theft, and accidents on navigable waterways. It services diverse property types, including single-family homes with boats, apartment complexes with marina facilities, and retail establishments like boat dealerships or rental shops.
Boat owners and waterfront property managers in Lanham, MD rely on Rich Tusing - State Farm Insurance Agent for customized boat insurance policies that protect against liability, physical damage, and theft while on the water or in storage. This agency helps clients navigate coverage options for sailboats, powerboats, and personal watercraft, ensuring each policy meets specific local boating needs. It also serves boaters throughout the neighboring community of Bowie and surrounding Prince George’s County areas.
Serving the Lanham, Maryland area and the surrounding Prince George's County communities, Michael Terry: Allstate Insurance operates as a boat insurance agent. It handles coverage for both small vessels and larger watercraft, addressing the specific needs of local boaters navigating regional waterways. The agency focuses on evaluating individual client risks and watercraft usage. To handle a typical job, it verifies the boat's details and local navigational habits before pairing the client with a policy that matches their on-water activities.
Keyma Fludd: Allstate Insurance in Lanham, MD, distinguishes between one-time policies for seasonal boating and recurring plans for year-round vessel protection. Their coverage options address liability, physical damage, and equipment theft for watercraft. Service operates on a scheduled renewal basis or as needed when policy adjustments or claims arise due to changing conditions on the Chesapeake Bay area waters.
Many boat owners in Lanham, Maryland, need proper insurance before the Chesapeake Bay boating season begins. B&M Insurance Group helps address this common rush by offering boat insurance agent services tailored for local waterways. They explain standard coverage options, including liability, physical damage, and personal property protection. Clear guidance ensures each vessel meets regional requirements without unnecessary extras. A policy search typically starts with a full equipment inspection and an honest discussion of how a client intends to use the boat throughout the year.
Dmv Insurance Agency, Inc. specializes in providing boat insurance coverage for vessels of various sizes and purposes in the Lanham, Maryland area. The agency works with clients to find appropriate policies that address liability, physical damage, and other common protection needs for watercraft. Navigating the specific requirements for coverage along the Chesapeake Bay and nearby tidal waters often requires careful evaluation. The agency helps boat owners adjust their policies before the seasonal spring launch to ensure compliance with marina and lender requirements.
State Insurance Agency in Lanham, MD, handles boat insurance policies for personal watercraft and larger vessels. The agency can add specialty endorsements for towing, onboard equipment, and liability coverage when navigating regional waterways. It focuses on protecting assets across varying boat sizes and usage patterns. The agency serves commercial sectors including offices, warehouses, and food service operations that require coverage for company-owned marine assets.
Freedom Service Group, LLC serves residential clients in Lanham, MD, by offering boat insurance agent services for personal watercraft and recreational vessels. The agency also handles commercial coverage for marine businesses operating in the region. Their work involves matching policies to local boating conditions and liability needs along Maryland’s waterways. Each consultation focuses on finding practical coverage solutions for the specific vessel type and usage frequency. Follow-up service ensures that policy details are reviewed and adjusted as needed between regular visits to the area.
What Does a a Boat Insurance Agent in Lanham Cost?
Typical boat insurance costs in Maryland range from 300 to 800 dollars per year for a standard policy on a mid-sized boat. Factors like boat value horsepower usage and claims history affect the premium. High-performance boats or those used in coastal waters may cost more. This is general information not insurance advice.
About boat insurance agents in Lanham
Boat insurance agents in Lanham Maryland help protect your watercraft with policies tailored to local conditions. Maryland law requires liability insurance for boats with more than 10 horsepower. An agent can guide you through coverage options that meet state requirements and protect your investment.
Frequently Asked Questions
What types of boat insurance are available in Lanham Maryland?
Agents offer liability coverage physical damage coverage and uninsured boater protection. Many policies also include towing and fuel spill liability as required by Maryland law.
Is boat insurance required by law in Maryland?
Yes Maryland requires liability insurance for any boat with a motor of more than 10 horsepower. You must carry at least the minimum liability limits set by the state.
How do I choose a boat insurance agent in Lanham?
Look for an agent with experience in marine insurance and knowledge of Maryland waterways. Ask about coverage for the Chesapeake Bay and local rivers which may have specific risk factors.
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