The top-rated boat insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 428 reviews. Other highly rated options include Debbie Hart - State Farm Insurance Agent, JSR Insurance, CNR Insurance Inc. This directory lists 22 boat insurance agents serving Annapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mathes Insurance Advisors, Inc. | 2525 Riva Rd Suite 105 | (410) 295-9900 |
| 2 | Debbie Hart - State Farm Insurance Agent | 49 Old Solomons Island Rd Ste 203 | (410) 266-5353 |
| 3 | JSR Insurance | 793 Fairview Ave | (443) 529-9109 |
| 4 | CNR Insurance Inc | 166 West St | (410) 897-9890 |
| 5 | Goosehead Insurance - Tim Coe | 1125 West St Suite 200, Office 244 | (443) 924-6704 |
| 6 | Sterling Acceptance Corporation | 100 Severn Ave #101 | (410) 268-1545 |
| 7 | Old Bay Insurance Agency | 133 Defense Hwy #214 | (410) 777-5390 |
| 8 | Marshelle Ball - State Farm Insurance Agent | 175 Admiral Cochrane Dr # 200 | (443) 808-8741 |
| 9 | O'Brien & Associates | 339 Buschs Frontage Rd #206 | (410) 571-5900 |
| 10 | Bay Area Insurance | 1 Annapolis St STE 100 | (410) 647-7333 |
Mathes Insurance Advisors, Inc., serving the Annapolis, MD area, is an agency that specializes in boat insurance. They help clients navigate coverage options for vessels used on the Chesapeake Bay. Policies typically protect against common risks like physical damage, theft, and liability on the water. The agency works with various insurance carriers to tailor plans for different boat types and usage patterns. They assist with coverage for sailboats and motor yachts, as well as personal watercraft liability protections.
Debbie Hart - State Farm Insurance Agent, located in Annapolis, MD, provides a comprehensive range of boat insurance services. She helps clients secure coverage for vessels including yachts, sailboats, and personal watercraft, offering tailored protection against theft and accidents. Consultations focus on assessing individual needs, and policies often include liability and property damage coverage. Ongoing support helps clients maintain their policies as circumstances change. The agency serves a diverse clientele, insuring boats used with single-family homes, apartments, retail shops, and waterfront restaurants throughout the Annapolis area.
Boat owners navigating the Chesapeake Bay and its tributaries rely on JSR Insurance for their watercraft coverage needs. This Annapolis-based agency helps clients secure policies for yachts, sailboats, and smaller recreational vessels. Understanding the region’s unique maritime risks, it works to match each boater with appropriate liability and hull protection. The agency also assists local homeowners who keep trailers or personal watercraft on their property. Beyond the Annapolis city limits, it serves the greater waterfront community across Edgewater and the surrounding Anne Arundel County shoreline.
CNR Insurance Inc serves Annapolis, Maryland, and the surrounding Chesapeake Bay communities, handling boat insurance for a wide range of watercraft. Policies typically protect pleasure vessels, from small runabouts to larger cruisers, including standard liability and physical damage coverage. The company also addresses unique regional concerns such as hurricane protection and navigational risks on tidal waters. To handle a typical job, it employs a straightforward consultation approach that first assesses the client’s specific vessel and how it is used to tailor coverage appropriately.
Boat owners in Annapolis, MD may choose between one-time policies for a single voyage or scheduled coverage for a full season, with both options protecting against damage, theft, and liability. Goosehead Insurance - Tim Coe serves clients by customizing these choices for local waterways. For those needing flexibility, service can be arranged on an as-needed basis throughout the year.
Sterling Acceptance Corporation specializes in boat insurance for pleasure craft in the Annapolis, Maryland area. The agency provides coverage for various vessels, helping clients protect their investments on the Chesapeake Bay and surrounding waterways. General services include policy consultations, risk assessment for different boat types, and claims assistance after accidents or damage. It also addresses seasonal concerns, such as securing proper winter lay-up protection when boats are stored during the colder months.
Spring storms can bring sudden wind and wave damage to vessels moored in Annapolis. Old Bay Insurance Agency responds with specialized boat insurance policies that address the unique risks of Chesapeake Bay cruising and local marina storage. Coverage options are tailored for sailboats, powerboats, and personal watercraft, protecting against storm damage, collision, theft, and liability while afloat or on the trailer. Each policy begins with a professional conversation about the vessel’s use and storage. The initial step is a no-obligation consultation to assess the boat’s value and coverage needs.
Marshelle Ball - State Farm Insurance Agent in Annapolis, MD, provides comprehensive boat insurance policies for watercraft owners. The agency specializes in adding coverage for equipment, towing, and liability protection to standard marine policies. These tailored options help safeguard vessels against common risks on the Chesapeake Bay and its tributaries. The agency can serve commercial sectors including marinas, boat repair offices, waterfront warehouses, and food service operations located near the water.
O'Brien & Associates in Annapolis, MD offers residential boat insurance, helping local owners protect their vessels. They also provide commercial marine coverage for businesses reliant on watercraft in the Chesapeake Bay area. Working with a range of local carriers, they arrange policies that match the specific needs of Annapolis mariners and boaters. For existing clients, the agency follows up between regular scheduled visits to review any changing coverage requirements.
Bay Area Insurance in Annapolis, MD is a local boat insurance agent known for helping clients secure tailored coverage for recreational vessels. The company serves boat owners throughout the Chesapeake Bay region, offering policies that protect against common on-water risks. Their service includes assistance with hull and liability protection, plus options for equipment and trailer coverage. Additionally, they provide specialized endorsements for fishing gear and navigation equipment.
What Does a a Boat Insurance Agent in Annapolis Cost?
Typical annual premiums for boat insurance in Maryland range from 300 to 800 dollars for a small powerboat and 500 to 1500 dollars for a larger sailboat or cruiser. Costs depend on the vessel value, horsepower, navigation area, and your claims history. This is general information and not insurance advice.
About boat insurance agents in Annapolis
Boat insurance agents in Annapolis Maryland help you protect your vessel against risks on the Chesapeake Bay and inland waterways. Maryland law requires liability coverage for certain watercraft operated on state waters. An agent can explain how local weather patterns and navigational hazards affect your policy options.
Frequently Asked Questions
What types of boat insurance are available in Annapolis?
Agents offer liability coverage, hull insurance, and uninsured boater protection. They also provide policies for towing and fuel spill liability. Maryland requires proof of insurance for boats with motors over certain horsepower.
How do I find a boat insurance agent in Annapolis?
You can search the Maryland Insurance Administration website for licensed agents. Many local agencies specialize in marine policies and understand Chesapeake Bay conditions. Ask about their experience with sailboats and powerboats common in Annapolis.
What documents do I need to get a boat insurance quote?
You will need your boat registration number, hull identification number, and details about the vessel value and usage. The agent may also ask about your boating experience and safety equipment. Maryland requires a valid registration for all motorized vessels.
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