The top-rated boat insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Punua Insurance. This directory lists 17 boat insurance agents serving Lihue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yukimura & Associates: Allstate Insurance | 2987 Umi St STE 101 | (808) 246-2665 |
| 2 | Adam Smith - State Farm Insurance Agent | 4374 Kukui Grove St Ste 103 | (808) 821-2630 |
| 3 | Skip Koenig - State Farm Insurance Agent | 4491 Kolopa St | (808) 632-0406 |
| 4 | Punua Insurance | 4268 Rice St # A | (808) 245-8508 |
| 5 | Eric Kaneda - State Farm Insurance Agent | 2970 Haleko Rd #106 | (808) 245-3554 |
| 6 | Business Insurance | 4485 Pahee St # 140 | (808) 245-2773 |
| 7 | The Medicare Geek | 3-2600 Kaumualii Hwy E12 | (808) 652-5210 |
| 8 | Heritage Insurance HI | 1616 Haleukana St | (808) 431-3375 |
| 9 | Pyramid Insurance - Kauai | 4405 Kukui Grove St #102 | (808) 245-4624 |
| 10 | Mokihana Insurance Agency | 4393 Kukui Grove St #102 | (808) 245-9573 |
Yukimura & Associates: Allstate Insurance serves the Lihue, Kauai area, offering boat insurance policies for local vessel owners. The agent assists customers in securing coverage for various watercraft, including fishing boats, pleasure yachts, and personal watercraft used in Hawaiian waters. Policies address liability, physical damage, and medical payments, protecting against accidents and weather-related incidents common in this coastal region. The office handles both comprehensive and collision coverage for powerboats, helping ensure vessels are insured against common hazards such as coral reef damage or hurricane storm surge on Kauai.
Adam Smith - State Farm Insurance Agent in Lihue, HI, provides boat insurance policies to protect watercraft owners against liability, physical damage, and unforeseen maritime perils. The office offers service options to help clients review their current coverage, ensuring policies align with changing needs and local conditions. It also assists with policy adjustments and claim guidance for eligible policyholders. The agency services boats, yachts, and personal watercraft for clients who own single-family homes, apartments, retail spaces, or restaurants.
Homeowners and boat owners in Lihue, HI, turn to Skip Koenig - State Farm Insurance Agent for their boat insurance needs. The agency helps clients protect personal watercraft and larger vessels with tailored coverage options. It provides guidance on liability protection and physical damage insurance for navigating local waters. The agency also serves property owners in the surrounding communities of Kapaa and Hanalei.
Punua Insurance in Lihue, HI, offers both one-time boat insurance policies for seasonal coverage and recurring annual policies that renew automatically. Their coverage protects against physical damage, liability, and theft for vessels of various sizes. Claims handling and policy adjustments are completed by agents familiar with local ocean conditions and marine regulations. Before issuing a policy, an underwriting review assesses the boat’s age, type, and usage. Service for current clients runs on both a scheduled and as-needed basis, allowing for mid-term policy updates or new vessel additions at any time.
Serving Lihue and the surrounding communities of Kauai, Eric Kaneda - State Farm Insurance Agent handles boat insurance coverage for personal watercraft and larger vessels alike. This agent helps local boat owners protect their investments against common risks such as storm damage, collisions, and liability claims on Kauai‘s waters. Policies are written to address both mooring risks and active cruising needs around the island. For a typical assignment, this company begins by reviewing the specific vessel details and then matching coverage options to the owner‘s usage patterns and harbor conditions.
Serving boat owners in Lihue, this agency specializes in tailored hull and liability coverage. It also provides comprehensive policies for both recreational craft and smaller commercial vessels. The team handles routine policy reviews and updates to ensure proper protection against local maritime risks. It regularly assists clients with securing coverage in response to seasonal hazards, such as the increased risk from strong trade winds and sudden storms common to the Hawaiian islands.
Lihue boat owners face sudden squalls and reef hazards throughout the year, so The Medicare Geek helps navigate the nuances of maritime coverage. As a local boat insurance agent, this company connects clients with policies that address hull damage, liability, and storm-related losses common to Hawaiian waters. The process typically begins with a free, no-obligation inspection of the vessel to assess its condition and insurance needs.
Heritage Insurance HI provides residential boat insurance services in Lihue, ensuring personal watercraft and yachts are covered for local coastal use. The firm also offers commercial boat insurance for charter operations and small marine businesses operating throughout Kauai and the surrounding waters. Policies address typical regional needs such as hurricane protection and reef navigation risks. Clients receive straightforward policy reviews and assistance with claims from the office between regular seasonal visits, helping maintain proper coverage year after year.
Pyramid Insurance - Kauai located in Lihue, HI serves as a local boat insurance agent, offering coverage for a variety of watercraft operating in the surrounding Pacific waters. It can provide standard liability and hull protection, as well as specialized add-ons such as coverage for fishing gear, towing assistance, and hurricane or storm damage. The agency assists commercial clients in the area, including offices, warehouses, and food service operations, ensuring their vessels and maritime assets meet appropriate insurance requirements for business use.
Mokihana Insurance Agency of Lihue, HI, is known for offering tailored boat insurance policies to local captains and recreational vessel owners on Kauai. They serve clients across the Hawaiian Islands, helping safeguard watercraft against ocean-specific risks like coral reef damage and mooring liabilities. This agency works with multiple carriers to secure coverage for a variety of vessel types, from small fishing skiffs to larger pleasure yachts. An added specialty service includes providing separate coverage for outboard motors and onboard electronics to protect high-value equipment from theft or saltwater corrosion.
What Does a a Boat Insurance Agent in Lihue Cost?
Boat insurance costs in Hawaii vary widely based on vessel value, type, and usage. For a typical 20-foot fishing boat, annual premiums range from $300 to $800. For larger yachts over 40 feet, costs can be $2,000 to $5,000 or more per year. Factors include your claims history, navigation area, and storage location. This is general information and not insurance advice.
About boat insurance agents in Lihue
Boat insurance agents in Lihue help protect your vessel against risks unique to Hawaii waters such as coral reef damage and hurricane exposure. Hawaii law requires all motorized vessels to carry minimum liability insurance under Hawaii Revised Statutes Section 200-36. Local agents understand the specific needs of Kauai boaters including inter-island transit and mooring requirements.
Frequently Asked Questions
What type of boat insurance is required in Hawaii?
Hawaii law requires liability insurance for all motorized vessels. Minimum coverage is $10,000 for property damage and $20,000 per person for bodily injury with a $40,000 total per accident. Agents in Lihue can help you meet these requirements.
How do I find a boat insurance agent in Lihue?
You can search online directories or visit local marine supply stores for agent referrals. Many agents in Lihue specialize in policies for fishing boats, yachts, and personal watercraft used in Hawaiian waters.
Does boat insurance cover hurricane damage in Hawaii?
Standard policies often exclude hurricane damage. You may need a separate windstorm or named storm endorsement. Lihue agents can explain these options for vessels kept in Kauai harbors.