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Find Boat Insurance Agents Near You in Hilo, HI

Browse boat insurance agents serving Hilo, Hawaii. Updated 2026-07-14.

The top-rated boat insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Cary Ichinose - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Hilo.

Showing 19 boat insurance agents in Hilo, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nakoa Kai Insurance Professionals: Allstate Insurance680 Manono St(808) 969-7767
2Iris Kuwaye - State Farm Insurance Agent9 Lei St(808) 935-3375
3Claire Justo - State Farm Insurance Agent2100 Kanoelehua Ave Ste 212(808) 935-4455
4Cary Ichinose - State Farm Insurance Agent630 Kilauea Ave #102(808) 933-8500
5Pyramid Insurance - Hilo48 Kamana St Suite #103(808) 969-7174
6Hope Chu Hing - State Farm Insurance Agent586 Kanoelehua Ave #300(808) 935-3157
7Fast Insurance Agency HI218 Kamehameha Ave(808) 645-4364
8Mind Insurance HI344 Kilauea Ave(808) 646-3602
9Business Insurance Services Inc1080 Kilauea Ave(808) 935-1888
10Hawaiian Islands Insurance, Inc.166 Kamehameha Ave #8(808) 933-3000
NK
680 Manono St
Nakoa Kai Insurance Professionals: Allstate Insurance
Boat Insurance Agent · Hilo, HI

Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, Hawaii area as a local boat insurance agent. The agency helps clients protect their watercraft against common marine risks in the region. It provides standard boat insurance policies for a variety of vessels used in Hawaii’s coastal waters. The staff assists with coverage needs specific to local conditions. Among the services handled in this area are protection for outboard motors and coverage for personal watercraft like jet skis.

IK
9 Lei St
Iris Kuwaye - State Farm Insurance Agent
Boat Insurance Agent · Hilo, HI

Iris Kuwaye - State Farm Insurance Agent provides a full range of boat insurance services, including coverage for liability, physical damage, and towing. The agency offers personalized policy reviews and claims assistance to ensure clients’ watercraft are adequately protected. It regularly adjusts coverage limits and deductibles to match changing boating needs and local conditions in Hilo, HI. The office serves owners of single-family homes, apartments, retail spaces, and restaurants.

CJ
2100 Kanoelehua Ave Ste 212
Claire Justo - State Farm Insurance Agent
Boat Insurance Agent · Hilo, HI

Homeowners, boat owners, and small businesses in Hilo turn to Claire Justo - State Farm Insurance Agent for boat insurance policies covering liability, hull damage, and theft. Claire provides customized coverage for fishing vessels, personal watercraft, and recreational boats navigating Hawaiian waters. Policyholders can bundle boat insurance with home or auto plans for streamlined management. The agency serves customers throughout Hilo and extends coverage to neighboring communities across the Big Island’s eastern coast, including Pāhoa.

CI
630 Kilauea Ave #102
Cary Ichinose - State Farm Insurance Agent
Boat Insurance Agent · Hilo, HI

Serving Hilo, Hawaii, and the surrounding Big Island communities, Cary Ichinose - State Farm Insurance Agent provides boat insurance coverage. This agent handles policies for various watercraft, from small fishing boats to larger recreational vessels navigating local waters. A typical job begins with a consultation to assess the client’s specific vessel, usage, and risk factors. The agent then tailors a policy that addresses liability, physical damage, and other relevant protections for the unique conditions of the Hawaiian coastline.

PI
48 Kamana St Suite #103
Pyramid Insurance - Hilo
Boat Insurance Agent · Hilo, HI

Pyramid Insurance - Hilo distinguishes between one-time policy purchases and recurring premium payments to accommodate different boat ownership needs, offering flexible coverage options for vessels in Hilo, HI. Boat insurance agents in this area tailor policies to protect against local risks such as coastal weather and marine accidents. The agent ensures clients understand coverage limits and deductibles before binding any policy. Service runs on an as-needed basis, with clients contacting the office to adjust or renew coverage when circumstances change.

HC
586 Kanoelehua Ave #300
Hope Chu Hing - State Farm Insurance Agent
Boat Insurance Agent · Hilo, HI

Specializing in boat insurance policies, Hope Chu Hing - State Farm Insurance Agent provides tailored coverage for watercraft in the Hilo area. It also offers general insurance services to meet a variety of personal needs. Policies are designed to protect against common risks faced by local boat owners, including damage from ocean conditions or storm surges during the Pacific hurricane season. The agency assists clients in securing protection for vessels stored in marinas or private docks that may be vulnerable to tidal flooding and high winds.

FI
218 Kamehameha Ave
Fast Insurance Agency HI
Boat Insurance Agent · Hilo, HI

When hurricane season brings heavy winds and rising tides to Hilo Bay, Fast Insurance Agency HI helps local boat owners review their current coverage and adjust policies accordingly. The company specializes in hull insurance, liability protection, and coverage for fishing gear and other maritime equipment common in Hawaiian waters. A typical first step is scheduling a dockside inspection of the vessel so the agent can document its condition and recommend an appropriate liability limit for the owner’s specific boating needs.

MI
344 Kilauea Ave
Mind Insurance HI
Boat Insurance Agent · Hilo, HI

Mind Insurance HI provides residential boat insurance services for personal watercraft owners in Hilo. Commercial coverage is also available for local operators using vessels for business purposes. Serving clients throughout the Hawaii Island area, the agency addresses common needs such as liability protection and physical damage coverage. Between regular visits, policyholders can follow up on existing policies or request adjustments to reflect changing boating seasons or storage arrangements.

BI
1080 Kilauea Ave
Business Insurance Services Inc
Boat Insurance Agent · Hilo, HI

Business Insurance Services Inc works with clients in Hilo, HI to secure general liability and property coverage for their operations. The agency specializes in boat insurance policies, offering hull and liability protection tailored to local maritime needs. Its marine insurance can cover fishing vessels, recreational boats, and commercial watercraft operating in the surrounding waters. The company serves commercial sectors that include offices, warehouses, and food service businesses throughout the area.

HI
166 Kamehameha Ave #8
Hawaiian Islands Insurance, Inc.
Boat Insurance Agent · Hilo, HI

Hawaiian Islands Insurance, Inc. in Hilo, HI is known for matching boat owners with suitable coverage plans for their watercraft. The agency works extensively with local clients to find policies that address the unique risks of insuring vessels used in Pacific waters. Their services range from basic liability protection to comprehensive plans that cover physical damage and medical payments. They specialize in adding on coverage options for towing and emergency assistance while navigating Hawaiian waterways.

DD
275 Ponahawai St # 105
Daniel De Soto Insurance
Boat Insurance Agent · Hilo, HI
(808) 961-3207
hawaiiislandinsurance.com
AI
80 Pauahi St STE 105
Atlas Insurance Agency
Boat Insurance Agent · Hilo, HI
(808) 935-2943
atlasinsurance.com
MU
275 Ponahawai St # 105
Mutual Underwriters - Hilo
Boat Insurance Agent · Hilo, HI
(808) 969-1110
PI
166 Kamehameha Ave Ste 7
Pacific Island Insurance LLC
Boat Insurance Agent · Hilo, HI
(808) 933-3000
FB
1289 Kilauea Ave Unit G
Financial Benefits Insurance Inc. Hilo Office
Boat Insurance Agent · Hilo, HI
(808) 792-5194
fbihi.com
AI
101 Aupuni St # 133
Alliant Insurance Services, Inc.
Boat Insurance Agent · Hilo, HI
(808) 481-4828
alliant.com
FI
605 Laukapu St Ste#201
Finance Insurance Ltd
Boat Insurance Agent · Hilo, HI
(808) 933-1288
financeinsurance.com
SK
410 Kilauea Ave
Stan A Kinoshita & Associates Inc
Boat Insurance Agent · Hilo, HI
(808) 935-2888
sakinoshita.com
AP
680 Manono St
Allstate Personal Financial Representative: Adams Agtarap
Boat Insurance Agent · Hilo, HI
(808) 989-6678
agents.allstate.com/adams-agtarap-hilo-hi.html

What Does a a Boat Insurance Agent in Hilo Cost?

Boat insurance costs in Hawaii typically range from $300 to $800 per year for a small powerboat, and $1,000 to $3,000 for larger vessels or yachts. Factors include boat value, horsepower, navigation area, and claims history. Premiums may be higher for vessels kept in hurricane-prone areas like Hilo Bay. This is general information, not insurance advice.

About boat insurance agents in Hilo

Boat insurance agents in Hilo help you secure coverage for your vessel against risks like collision, theft, and storm damage. Hawaii law requires all motorized watercraft to carry liability insurance if operated in state waters. Local agents understand the unique needs of Hilo harbor and the Big Island coastline.

Frequently Asked Questions

What types of boat insurance are available in Hilo?

Agents offer liability, physical damage, uninsured boater, and medical payments coverage. Policies can be tailored for sailboats, powerboats, fishing vessels, and personal watercraft.

Is boat insurance required by law in Hawaii?

Yes, Hawaii Revised Statutes Section 200-41 requires liability insurance for all motorized vessels operating in state waters. Minimum coverage limits are similar to auto insurance requirements.

How do I choose a boat insurance agent in Hilo?

Look for an agent licensed in Hawaii who has experience with marine policies. Ask about coverage for hurricane season, reef damage, and towing to Hilo harbor.

Boat Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.