The top-rated boat insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 494 reviews. Other highly rated options include Kaina Kauahi - State Farm Insurance Agent, Shelli Toguchi-Hadley - State Farm Insurance Agent, Lana Chansatit - State Farm Insurance Agent. This directory lists 28 boat insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St Suite 102 | (808) 945-0802 |
| 2 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 3 | Shelli Toguchi-Hadley - State Farm Insurance Agent | 4510 Salt Lake Blvd d15 | (808) 486-1111 |
| 4 | Lana Chansatit - State Farm Insurance Agent | 7192 Kalanianaʻole Hwy # G230 | (808) 395-5433 |
| 5 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 6 | Summer Burnett - State Farm Insurance Agent | 1806 S King St #32 | (808) 988-7011 |
| 7 | Deanne August: Allstate Insurance | 6700 Kalanianaʻole Hwy UNIT 203 | (808) 395-5810 |
| 8 | U'ilani Aragaki - State Farm Insurance Agent | 3049 Ualena St #411 | (808) 955-9090 |
| 9 | John H Connors Insurance | 500 Ala Moana Blvd # 2-303 | (808) 521-3663 |
| 10 | Hawaiian Islands Insurance, Inc. | 500 Ala Moana Blvd | (808) 212-9202 |
Ryan Miyashita - State Farm Insurance Agent in Honolulu, HI provides boat insurance policies tailored to local maritime conditions. Its services cover liability, physical damage, and medical payments for watercraft. The agency offers policy reviews and claims assistance to help clients manage their coverage needs. Service plans include personalized consultations to adjust deductibles and limits as circumstances change. This agent works with clients who own single-family homes, apartments, retail, and restaurants.
Kaina Kauahi - State Farm Insurance Agent in Honolulu, HI, is known for helping boat owners protect their watercraft with tailored liability and physical damage coverage. Its service range includes insuring fishing boats, sailboats, and personal watercraft throughout the Hawaiian Islands. An agent works with clients to evaluate navigational limits and storage risks specific to the Pacific region. A specialty service this agency can add on is coverage for on-water towing and emergency assistance, ensuring a policy addresses unexpected mechanical breakdowns while cruising.
Shelli Toguchi-Hadley - State Farm Insurance Agent serves Honolulu, Hawaii, offering both single-trip policies for a specific boating outing and recurring annual coverage for boats used regularly throughout the year. Their local boat insurance policies typically cover physical damage to the vessel, liability for on-water accidents, and protection against theft or vandalism. Claims assistance is available directly through the agent for boaters navigating Honolulu’s busy harbors and coastal waters. Their service runs on a one-time, scheduled, or as-needed basis.
With Honolulu’s frequent tropical storms causing unexpected damage to moored vessels, many boat owners seek reliable coverage for their watercraft. Lana Chansatit - State Farm Insurance Agent provides tailored boat insurance policies to protect against these local risks. Their service includes explaining how different hull values and navigation areas affect premiums, ensuring boaters understand their options. A dedicated agent begins this process by scheduling a personal consultation to assess the specific vessel and its storage situation.
First Insurance Company of Hawaii, LTD provides residential boat insurance services to clients across Honolulu, HI. The agency also offers commercial coverage for local marine businesses operating in the area. They navigate the specific risks of Hawaiian waters, including variable weather and harbor conditions. Focusing on tailored policies, the firm facilitates ongoing coverage adjustments as vessels age or usage changes. Regular contact between seasonal dry-dock periods ensures that policyholders receive timely service and policy updates before each subsequent voyage.
Summer Burnett, a boat insurance agent in Honolulu, Hawaii, works with local vessel owners to secure tailored coverage for their watercraft. This practice routinely assists with policies that protect against common maritime risks and may add options for towing or mechanical breakdown. Offering insurance for a range of vessel types, from small fishing boats to larger yachts, the agency serves homeowners, rental property owners, and commercial sectors including offices, warehouses, and food service operations.
Deanne August Allstate Insurance provides residential boat insurance services in Honolulu, Hawaii. The agency also offers commercial marine coverage for local businesses operating vessels. Serving the entire Honolulu area, they assist boat owners with policies that address common risks on Oahu’s waters. Clients can expect clear explanations of their coverage options during initial meetings. Follow-up consultations are available between regular policy periods to adjust coverage as needed, helping ensure protection remains current without requiring a full new application each time.
With Honolulu’s busy harbor and seasonal trade winds making vessel safety a priority, John H Connors Insurance provides tailored boat coverage for local owners. They protect against common risks like storm damage and liability while docked or navigating nearby waters. Policies address both recreational and commercial watercraft needs prevalent in the islands. The process begins with a thorough inspection of the boat’s condition and usage to determine appropriate coverage.
Hawaiian Islands Insurance, Inc. in Hilo, HI is known for matching boat owners with suitable coverage plans for their watercraft. The agency works extensively with local clients to find policies that address the unique risks of insuring vessels used in Pacific waters. Their services range from basic liability protection to comprehensive plans that cover physical damage and medical payments. They specialize in adding on coverage options for towing and emergency assistance while navigating Hawaiian waterways.
What Does a a Boat Insurance Agent in Honolulu Cost?
Typical boat insurance costs in Hawaii range from $300 to $800 per year for a small pleasure craft, and $1,000 to $3,000 annually for larger vessels or yachts. Premiums depend on factors like boat value, engine size, navigation area, and your claims history. This is general information and not insurance advice.
About boat insurance agents in Honolulu
Boat insurance agents in Honolulu help vessel owners protect their investment against risks like collisions, theft, and storm damage. Hawaii law requires all motorized watercraft to carry liability insurance if operated in state waters. An agent can guide you through required coverages and optional add-ons tailored to local sailing conditions.
Frequently Asked Questions
Is boat insurance required in Hawaii?
Yes, Hawaii law mandates liability insurance for all motorized watercraft operated on state waters. The minimum coverage is $50,000 for bodily injury per person and $100,000 per accident, plus $25,000 for property damage.
What does a boat insurance agent in Honolulu do?
A boat insurance agent helps you compare policies from different insurers, explains coverage options like hull damage and personal liability, and ensures your policy meets Hawaii legal requirements. They also assist with claims after an accident or storm.
How long do I have to file a boat insurance claim in Hawaii?
Most policies require you to notify your insurer within 30 days of an incident. Hawaii law allows up to two years to file a lawsuit for property damage, but you should report claims promptly to avoid delays.