The top-rated auto insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Auto Cycle Insurance, Wilson Insurance Agency. This directory lists 18 auto insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 2 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 3 | Auto Cycle Insurance | 400 Broadway | (401) 421-2005 |
| 4 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 5 | Jimenez And Associates | 1099 A Broad St | (401) 461-1561 |
| 6 | Nelson Services | 761 Broad St | (401) 461-2599 |
| 7 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 8 | Guzman Insurance Group, LLC: Allstate Insurance | 1214 Broad St Lowr Level | (401) 785-0806 |
| 9 | ONE STOP INSURANCE AGENCY | 858 Broad St | (401) 785-3339 |
| 10 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
Cross Insurance serves the Providence metro area as a full-service auto insurance agent. The company helps clients secure coverage that meets Rhode Island’s minimum liability requirements while also offering options for comprehensive and collision protection. Policies are tailored to fit different driving needs, including those for daily commuters and occasional drivers. Detailed policy reviews are provided to ensure adequate limits and deductibles are in place. The agency specializes in handling standard personal auto policies as well as coverage for high-risk drivers.
Podmaska Insurance Agency Inc in Providence, RI provides a range of auto insurance services, including liability, collision, and comprehensive coverage. It offers ongoing policy reviews and claims assistance to help clients maintain proper protection. As an auto insurance agent, it works with drivers to tailor policies to fit individual needs and budgets. The agency services single-family homes, apartments, retail establishments, and restaurants in the local area.
Auto Cycle Insurance serves Providence, Rhode Island, and the surrounding communities throughout the greater metropolitan area. The agency handles auto insurance policies for local drivers, helping them navigate coverage options that meet state requirements and personal needs. Working with multiple insurance providers, it compares policies to find suitable protection for each client's vehicle and budget. To manage a typical job, the agent reviews a customer's driving situation, explains available coverage types, and presents clear policy options for informed decision-making.
Wilson Insurance Agency serves homeowners, drivers, and local business owners in Providence, Rhode Island, providing personal auto insurance policies tailored to individual coverage needs. The agency helps clients select appropriate liability, collision, and comprehensive options to meet state requirements. Its team focuses on explaining policy details and guiding customers through claims processes. As an auto insurance agent, Wilson Insurance Agency regularly assists residents in understanding their deductible options and available discounts. The agency also extends its services to clients in the greater Cranston area along the Providence metro corridor.
Jimenez And Associates provides specialized auto insurance coverage options including liability, collision, and comprehensive plans. It also works with drivers across Providence to assess policies and adjust deductibles based on individual needs. The agency helps customers compare rates from multiple carriers to find suitable financial protection. Each year, it assists local clients with addressing the increased driving risks that come with Rhode Island’s snowy winter months and seasonal road hazards.
As the winter season brings icy roads and increased commuter traffic to Providence, drivers often seek reliable auto insurance solutions. Nelson Services operates in this area to help local motorists navigate policy options tailored to unpredictable weather and urban driving conditions. The company works with individuals to compare coverage plans that address common regional concerns, from liability protection to comprehensive coverage. A straightforward initial vehicle inspection and discussion of driving habits typically begins the process of finding a suitable policy.
Insurance Leader in Providence, RI distinguishes between one-time policy setup assistance and ongoing account management for auto coverage. Their agents help clients understand liability, collision, and comprehensive options to meet local driving requirements. Owners can choose coverage limits and deductibles suited to their vehicles and budgets. Policy adjustments, claims support, and renewal reviews are available regularly. Service is provided on an as-needed basis, with clients scheduling appointments for new quotes or mid-term changes.
Guzman Insurance Group, LLC, operating as Allstate Insurance in Providence, RI, provides auto insurance coverage tailored to protect drivers in the local area. The agency specializes in supplementary policies such as roadside assistance and rental car reimbursement for added peace of mind. Full coverage options help address liability, collision, and comprehensive needs for personal vehicles. This agent also serves commercial sectors, including offices, warehouses, and food service businesses requiring customized fleet or liability protection.
ONE STOP INSURANCE AGENCY in Providence, RI helps local residents protect their personal vehicles through auto insurance policies. The agency also offers commercial coverage for business-owned cars and trucks in the Rhode Island area. Their services are available to drivers throughout Providence and the surrounding communities. After a policy is in place, clients can return for follow-up assistance between their regular coverage review visits to adjust deductibles or add new vehicles.
World Insurance Associates LLC in Providence, RI is known for assisting drivers with personalized auto coverage options. The agency helps clients evaluate liability, collision, and comprehensive plans to meet state requirements and individual needs. It also works with multiple carriers to compare rates and policy terms. Drivers can consult with agents for guidance on deductibles and coverage limits. As a local specialist, the agency offers tailored roadside assistance packages to provide added protection during travel.
What Does an a Auto Insurance Agent in Providence Cost?
The average cost of auto insurance in Rhode Island is around $1,400 to $2,000 per year for full coverage, though rates vary by driver age, driving record, and location within Providence. Minimum liability coverage typically costs less, often between $600 and $1,000 per year. Factors like your credit score, vehicle type, and annual mileage also affect your premium. This is general information and not insurance advice.
About auto insurance agents in Providence
An auto insurance agent in Providence Rhode Island can help you navigate the state minimum coverage requirements and find a policy that fits your needs. Rhode Island law requires all drivers to carry liability insurance of at least $25,000 per person and $50,000 per accident for bodily injury. A local agent understands the unique driving conditions in Providence and can explain how uninsured motorist coverage works under state law.
Frequently Asked Questions
What are the minimum auto insurance requirements in Rhode Island?
Rhode Island requires drivers to have liability coverage of $25,000 per person and $50,000 per accident for bodily injury. You also need $25,000 for property damage. Uninsured and underinsured motorist coverage is also mandatory in Rhode Island.
How can an auto insurance agent in Providence help me save money?
An agent can compare quotes from multiple insurers to find competitive rates for your situation. They can also identify discounts you may qualify for, such as safe driver discounts, multi-policy discounts, or low mileage discounts. An agent can help you adjust deductibles and coverage limits to balance cost and protection.
Do I need uninsured motorist coverage in Rhode Island?
Yes, Rhode Island law requires all auto insurance policies to include uninsured and underinsured motorist coverage. This coverage protects you if you are in an accident caused by a driver who has no insurance or not enough insurance. Your agent can help you choose appropriate limits for this coverage.
Auto Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Middletown · North Providence · Pawtucket · Warwick