The top-rated auto insurance agent in Johnston, Rhode Island is Jose Espejo: Allstate Insurance, rated 5.0 stars across 252 reviews. Other highly rated options include Expert Insurance, Narragansett Bay Insurance Company, Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance. This directory lists 11 auto insurance agents serving Johnston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jose Espejo: Allstate Insurance | 1318 Plainfield St | (401) 831-2099 |
| 2 | Expert Insurance | 1705 Hartford Ave | (401) 709-7720 |
| 3 | Narragansett Bay Insurance Company | 1301 Atwood Ave #102W | (401) 725-5600 |
| 4 | Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance | 1465 Atwood Ave | (401) 273-8700 |
| 5 | Tax Insurance Solutions | 1215 Plainfield St | (401) 944-1512 |
| 6 | Smyth Business Solutions | 1665 Hartford Ave | (401) 227-9256 |
| 7 | Kelvin Taveras: Allstate Insurance | 1318 Plainfield St | (401) 824-7813 |
| 8 | Cesar Loaiza: Allstate Insurance | 653 Killingly St | (401) 942-0500 |
| 9 | Capital Insurance Group | 454 George Waterman Rd | (401) 349-5757 |
| 10 | AIPSO | 302 Central Ave | (401) 946-2310 |
Jose Espejo: Allstate Insurance serves the Johnston, Rhode Island area with personal auto insurance coverage. As a local agent, Jose Espejo helps drivers select policies that meet state requirements and protect their vehicles. Clients can obtain quotes, adjust coverage limits, and file claims directly through the office. The agency also reviews deductibles and liability options to match individual driving needs. This location specifically handles comprehensive and collision coverage for area motorists.
Homeowners, business owners, and property managers in Johnston and the surrounding area rely on Expert Insurance for personalized auto insurance guidance. The agency helps clients select appropriate liability, collision, and comprehensive coverage to protect their vehicles and comply with state requirements. Each policy is tailored to individual driving habits and financial needs, with agents available to expedite claims support. Expert Insurance also serves drivers across nearby Cranston and the western Providence metro region.
Narragansett Bay Insurance Company provides auto insurance policies and related coverage options for drivers in the Johnston, Rhode Island area. It offers standard liability, collision, and comprehensive plans to meet common automotive coverage needs. The agency assists clients with selecting appropriate policy limits and deductibles based on individual driving habits and vehicle types. For ongoing account maintenance, it processes policy renewals, updates coverage as circumstances change, and handles claims assistance throughout the year. This auto insurance agent services single-family homes, apartments, retail, and restaurants.
Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance serves the Johnston, Rhode Island area and its surrounding communities, providing auto insurance agent services. It handles personal and commercial auto insurance policies to help drivers meet state requirements and protect their vehicles. The company works with customers to review individual coverage needs, considering factors like driving history and vehicle type. For a typical job, it compares available policy options and explains the terms of each plan thoroughly before finalizing a selection.
Tax Insurance Solutions in Johnston, RI, offers auto insurance as both a one-time policy purchase for immediate coverage and as an ongoing service with renewals for continuous protection. Policies cover liability, collision, and comprehensive options to meet legal requirements and personal needs. The agency provides guidance on selecting appropriate deductibles and limits for local driving conditions. Service is available on a scheduled basis for policy updates and renewals, as well as as-needed for claims assistance or coverage changes.
Smyth Business Solutions in Johnston, RI, offers specialty auto insurance for classic cars and high-risk drivers. It also handles standard personal auto policies and SR-22 filings. The agency helps clients review coverage limits and deductible options to match individual driving needs. When winter storms arrive in Rhode Island, it assists drivers with claims for accident repairs and damage from icy road collisions.
Kelvin Taveras: Allstate Insurance assists clients in Johnston with comprehensive personal vehicle coverage. The agency can tailor policies to include roadside assistance and rental car reimbursement for added security. It also offers protections for uninsured motorists and comprehensive claims on physical damage. For commercial operations, the agent extends coverage to small offices, storage warehouses, and local food service businesses seeking liability protection.
As winter storms arrive in Johnston, many drivers need to review their auto coverage for potential ice-related claims or roadside assistance. Cesar Loaiza: Allstate Insurance provides tailored policies for local motorists, helping match liability, collision, or comprehensive options to each vehicle and commute. Clients appreciate working with a nearby agent who understands Rhode Island’s seasonal driving hazards. The service begins with a personal consultation where coverage needs, driving history, and current policy details are reviewed, often including a quick inspection of the insured vehicle to ensure accurate documentation.
Capital Insurance Group in Johnston, RI, is known for providing personalized auto insurance policies tailored to individual driving needs. The agency offers a full range of coverage options, including liability, collision, and comprehensive plans for standard and high-risk drivers. Its registered agents help clients compare deductibles and adjust policy limits to meet budget constraints. Customers may also add on roadside assistance for towing, flat tires, and lockout services.
AIPSO provides auto insurance coverage for residents in the Johnston area. Commercial automobile policies are also available to meet the needs of local businesses. Serving clients throughout Johnston and the surrounding Rhode Island region, the agency helps customers select appropriate coverage limits and deductibles. After an initial policy is in place, the office offers follow-up support for claims questions and policy adjustments between regular renewal visits.
What Does an a Auto Insurance Agent in Johnston Cost?
The average cost of auto insurance in Rhode Island is around 1,500 to 2,000 dollars per year for full coverage, though rates vary by driver age, vehicle type, and driving record. Minimum liability coverage is typically less expensive, often ranging from 600 to 900 dollars annually. This is general information and not insurance advice.
About auto insurance agents in Johnston
Auto insurance agents in Johnston, Rhode Island help drivers find coverage that meets state requirements. Rhode Island law mandates that all drivers carry liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. An agent can explain these requirements and help you choose additional options like collision or comprehensive coverage.
Frequently Asked Questions
What documents do I need to get auto insurance in Johnston?
You will need your drivers license, vehicle registration, and information about your driving history. The agent may also ask for your vehicles make, model, and year to provide an accurate quote.
Can I get auto insurance if I have a bad driving record in Rhode Island?
Yes, many agents in Johnston can help drivers with less than perfect records. Rhode Island does have a high risk pool for drivers who cannot get coverage elsewhere, and an agent can explain your options.
How does Rhode Island law affect my auto insurance policy?
Rhode Island is a fault state, meaning the at-fault drivers insurance pays for damages. The state also requires uninsured and underinsured motorist coverage. An agent can help you understand how these laws apply to your policy.
Auto Insurance Agents in Other Rhode Island Cities
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