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HomeAuto Insurance AgentsRhode Island › Middletown

Find Auto Insurance Agents Near You in Middletown, RI

Browse auto insurance agents serving Middletown, Rhode Island. Updated 2026-07-14.

The top-rated auto insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 11 auto insurance agents serving Middletown.

Showing 11 auto insurance agents in Middletown, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Middletown49 E Main Rd(401) 841-5000
2Carey, Richmond & Viking Insurance2 Corporate Pl Suite 306(401) 683-3900
3Hilb Group500 W Main Rd(401) 847-5200
4KVT Insurance LLC2 Corporate Pl(401) 849-8502
5Aquidneck Island Insurance702 Aquidneck Ave #18(401) 354-2172
6The SIG Insurance Agencies: Middletown, Rhode Island999 West Main Street(401) 849-4100
7New Insurance Agency RI674 Aquidneck Ave(401) 859-4140
8Nationwide Insurance: Roy L Souza999 W Main Rd(401) 849-4100
9Newport Insurance Agency460 E Main Rd(401) 619-1660
10Nationwide Insurance: SIG Insurance Agencies999 W Main Street(401) 849-4100
AM
49 E Main Rd
AAA Middletown
Auto Insurance Agent · Middletown, RI

AAA Middletown serves the Newport County area of Rhode Island, specializing in auto insurance sales and service for local drivers. The company helps clients with comprehensive coverage options, including liability and collision protection. Working with various insurance carriers, they assist with policy selection and claims support tailored to regional driving conditions. AAA Middletown handles roadside assistance and policy adjustments for customers in Middletown, Oakdale, and surrounding communities.

CR
2 Corporate Pl Suite 306
Carey, Richmond & Viking Insurance
Auto Insurance Agent · Middletown, RI

Carey, Richmond & Viking Insurance provides a full range of personal and commercial auto insurance policies for drivers in the Middletown area. Their service includes policy reviews and assistance with claims processing to help clients maintain appropriate coverage levels over time. Customizing deductibles and liability limits allows for fitting specific driving needs and budgets. This agency assists in servicing coverage for single-family homes with associated vehicles, apartments housing multiple tenants, retail store delivery vans, and restaurant-owned vehicles used for business operations.

HG
500 W Main Rd
Hilb Group
Auto Insurance Agent · Middletown, RI

Serving homeowners, renters, and business owners in the Middletown area, Hilb Group provides auto insurance policies to protect personal vehicles and commercial fleets. Its agents evaluate individual driving patterns and coverage needs to match clients with appropriate liability and collision plans. The firm also advises on deductibles and uninsured motorist protection to help local drivers meet Rhode Island’s legal requirements. In addition to serving Middletown, the agency extends its auto insurance services to neighboring Newport, offering the same personalized risk assessment and policy support across the Aquidneck Island corridor.

KI
2 Corporate Pl
KVT Insurance LLC
Auto Insurance Agent · Middletown, RI

Serving Middletown, RI, and the surrounding Newport County communities, KVT Insurance LLC handles auto insurance policies for area drivers. The company helps clients navigate coverage options for personal vehicles, including liability, collision, and comprehensive protection. It works to understand individual driving needs and budget constraints, then presents plans from available carriers that match those requirements. To accomplish each typical job, the agency evaluates the client's specific situation and recommends a suitable policy from its network of providers.

AI
702 Aquidneck Ave #18
Aquidneck Island Insurance
Auto Insurance Agent · Middletown, RI

Aquidneck Island Insurance in Middletown, RI, offers both one-time policies for drivers seeking immediate coverage and ongoing service options for those who prefer continuous support. Their auto insurance plans protect against liability, collision, and comprehensive risks on local roads. Like many neighborhood agents, they help clients compare policies to match individual driving habits and vehicle types. Service typically runs on an as-needed basis, allowing policyholders to request rate reviews, file claims, or update their plans whenever necessary.

SI
999 West Main Street
The SIG Insurance Agencies: Middletown, Rhode Island
Auto Insurance Agent · Middletown, RI

Specializing in auto insurance policies, The SIG Insurance Agencies: Middletown, Rhode Island also assists with broader personal coverage needs for local drivers. It works with multiple carriers to match clients with appropriate liability, collision, and comprehensive plans for their vehicles. Operating in Middletown, Rhode Island, the agency helps drivers understand coverage requirements for commutes and daily errands. It also addresses specific concerns such as reviewing deductibles and add-ons during the winter months when icy road conditions increase accident risks.

NI
674 Aquidneck Ave
New Insurance Agency RI
Auto Insurance Agent · Middletown, RI

As the busy summer travel season approaches drivers in Middletown, Rhode Island often review their coverage for unexpected roadside needs. New Insurance Agency RI provides personal assistance for customers seeking updated auto insurance policies that align with their daily commutes and longer trips. The agency can explain standard liability options as well as uninsured motorist protections required in the Ocean State. Every conversation begins with a thorough review of the driver's current policy and a hands-on inspection of the insured vehicle.

NI
999 W Main Rd
Nationwide Insurance: Roy L Souza
Auto Insurance Agent · Middletown, RI

Nationwide Insurance: Roy L Souza helps clients in Middletown, RI, secure personal auto protection that meets daily driving needs. This agency also offers specialty add-ons such as roadside assistance, rental car reimbursement, and gap coverage for financed vehicles. Policies can be tailored to cover personal commutes, family errands, and recreational travel throughout the local area. Commercial sectors served include professional offices, small warehouses, and food service operations that require vehicle liability and physical damage coverage.

NI
460 E Main Rd
Newport Insurance Agency
Auto Insurance Agent · Middletown, RI

Newport Insurance Agency in Middletown, RI, serves residents in finding personal auto policies that meet their coverage needs and budget. For commercial clients, the agency offers business auto insurance solutions tailored to local companies. Covering Newport County and the surrounding areas, the agency works with drivers to adjust limits and deductibles as their circumstances change. Follow-up is typically encouraged to review policy updates and obtain renewed quotes between regular annual visits.

NI
999 W Main Street
Nationwide Insurance: SIG Insurance Agencies
Auto Insurance Agent · Middletown, RI

Nationwide Insurance: SIG Insurance Agencies is known for providing personal auto insurance coverage to drivers in the Middletown, Rhode Island area. The agency works with individual clients to assess their specific driving needs, vehicle types, and liability concerns. Services typically include policy reviews, risk evaluation, and claims assistance designed to comply with state requirements. Customers can add optional roadside assistance coverage to their policy for added protection during mechanical breakdowns or emergencies.

EI
460A E Main Rd
Education Insurance Plans
Auto Insurance Agent · Middletown, RI
(401) 227-8455
educationinsuranceplans.com

What Does an a Auto Insurance Agent in Middletown Cost?

Auto insurance costs in Rhode Island average around $1,200 to $1,800 per year for full coverage, though rates vary widely by driver. Minimum liability policies may cost $500 to $800 annually. Factors like your credit score, claims history, and coverage limits will affect your premium. This is general information, not insurance advice.

About auto insurance agents in Middletown

Middletown auto insurance agents help drivers find coverage that meets Rhode Island state requirements. Rhode Island law mandates liability insurance of at least $25,000 per person and $50,000 per accident for bodily injury. Agents in Middletown can also explain uninsured motorist coverage and personal injury protection options.

Frequently Asked Questions

What is the minimum auto insurance coverage required in Rhode Island?

Rhode Island requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. Uninsured motorist coverage is also mandatory at the same limits.

How do I find an auto insurance agent in Middletown Rhode Island?

You can search online for local agencies or ask for referrals from neighbors. Many agents in Middletown offer free quotes and can help you compare policies from different carriers.

What factors affect auto insurance rates in Middletown Rhode Island?

Rates depend on your driving record, age, vehicle type, and location. Middletowns proximity to Newport and traffic patterns can also influence premiums. Discounts may be available for safe driving or bundling policies.

Auto Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.