The top-rated auto insurance agent in Smithville, Missouri is Cyndi Davidson - State Farm Insurance Agent, rated 4.8 stars across 199 reviews. Other highly rated options include Todd Nitsche - COUNTRY Financial Representative, Zane Myers - Missouri Farm Bureau Insurance, Carson Insurance Agency LLC American Family Insurance. This directory lists 11 auto insurance agents serving Smithville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cyndi Davidson - State Farm Insurance Agent | 215 US-169 | (816) 532-0627 |
| 2 | Todd Nitsche - COUNTRY Financial Representative | 112 N Bridge St | (816) 407-9326 |
| 3 | Zane Myers - Missouri Farm Bureau Insurance | 1503 US-169 | (816) 873-8333 |
| 4 | Carson Insurance Agency LLC American Family Insurance | 201 W Main St | (816) 532-0505 |
| 5 | Shelter Insurance - George Williams | 1304 US-169 Ste 110 | (816) 532-2600 |
| 6 | Stafford-Leavitt Insurance Services | 1103 South 169 Highway Suite G | (816) 925-9760 |
| 7 | Dennis Brewer - State Farm Insurance Agent | 14450 US-169 Ste N | (816) 532-2400 |
| 8 | Farmers Insurance - Tasha Ferrell | 101 S Bridge St Ste 2 | (816) 394-7000 |
| 9 | Insurance Resource | 206 Richardson St #1017 | (816) 288-5690 |
| 10 | Shari's Insurance Agency | 105 W Main St | (816) 866-4560 |
Cyndi Davidson - State Farm Insurance Agent in Smithville, Missouri, provides auto insurance to residential customers throughout the local area. Commercial auto coverage is also available for businesses in Smithville and the surrounding region. The agency works with clients to assess their personal and commercial insurance needs. Follow-up service is offered between regular visits to adjust policies or address coverage questions.
Todd Nitsche - COUNTRY Financial Representative serves the Smithville, Missouri area, providing auto insurance coverage for local drivers. The agency helps clients select policies that meet state requirements and protect against common risks on the road. Working with a national carrier, it offers standard liability, collision, and comprehensive options tailored to individual needs. Customers can also bundle auto insurance with other personal lines to simplify protection. Specific services handled in this area include uninsured motorist coverage and roadside assistance plans.
Homeowners, drivers, and small business owners in Smithville turn to Zane Myers - Missouri Farm Bureau Insurance for auto insurance coverage tailored to their daily commutes and family needs. The agency provides straightforward policy consultations and claims support, helping customers understand liability limits and comprehensive options that align with Missouri’s driving requirements. Serving the broader Northland area, this office also extends its services to nearby communities like Kearney and Liberty within the Kansas City metro.
Carson Insurance Agency LLC American Family Insurance provides a full range of auto insurance services in Smithville, MO, including liability, collision, comprehensive, and uninsured motorist coverage. The agency also offers routine policy reviews and claims assistance to help maintain appropriate coverage levels for each client. It services individual drivers as well as commercial fleets in the area. Its property clients include single-family homes, apartments, retail spaces, and restaurants.
Shelter Insurance - George Williams serves Smithville, Missouri, and the surrounding communities in the Northland region. The agency handles auto insurance policies, helping local drivers secure financial protection for their vehicles. A typical job involves reviewing a client's driving history and coverage needs, then presenting suitable policy options from the company's offerings. The agent uses a consultative process that prioritizes explaining the terms of liability, comprehensive, and collision coverage so the client can make an informed decision about their plan.
At Stafford-Leavitt Insurance Services in Smithville, MO, clients choose between a one-time policy purchase for minimum liability coverage or a recurring service package that includes ongoing policy reviews. Their auto insurance work adapts to local regulations by guiding customers toward adequate protection against accidents and property damage. Ongoing adjustments to deductibles and add-ons are discussed at each renewal season. This service runs on a scheduled basis, with policyholders contacted annually to assess their changing coverage needs.
Dennis Brewer - State Farm Insurance Agent in Smithville, MO, specializes in auto insurance policies tailored to individual driving needs and vehicle types. It offers personal service, helping customers compare coverage options, deductibles, and liability levels to build a suitable plan. The agent assists with policy changes, claims guidance, and routine policy reviews to keep coverage aligned with life changes. It helps clients adjust coverage before and after summer road trips and seasonal weather events that affect driving conditions in the local area.
As winter weather approaches in Smithville, MO, drivers often review their coverage for road safety and liability protection. Farmers Insurance agent Tasha Ferrell helps local vehicle owners compare policy options tailored to their daily commute and budget. She provides straightforward explanations of standard auto insurance requirements, including bodily injury and property damage coverage. Neighbors meet with her to discuss deductibles, uninsured motorist protection, or roadside assistance needs. A typical new-client appointment begins with a review of current driving habits and vehicle details to help identify appropriate coverage gaps before finalizing a policy.
Insurance Resource serves as an auto insurance agent in Smithville, MO, helping clients secure necessary coverage for their vehicles. It can offer specialty add-ons such as roadside assistance, rental reimbursement, and comprehensive protection. These policies are designed to safeguard drivers against common road risks in the local area. The agency can work with individuals and also with businesses, meeting insurance needs for various commercial sectors including offices, warehouses, and food service operations.
Residents of Smithville, Missouri, turn to Shari's Insurance Agency for their personal auto insurance needs, finding tailored policies to protect everyday vehicles and family drivers. The agency also offers commercial auto insurance coverage to meet the requirements of local businesses and their fleets operating within and around the area. Clients rely on this provider for professional guidance on comprehensive protection and liability options. Following each policy purchase or update, the agency provides ongoing follow-up service, ensuring customers receive attentive care between their regular visits.
What Does an a Auto Insurance Agent in Smithville Cost?
Auto insurance costs in Missouri vary by factors like age, driving record, and vehicle type. The average annual premium in Missouri is around 1,400 dollars for full coverage and 500 dollars for minimum liability. Rates in Smithville may be slightly lower than in larger cities. This is general information and not insurance advice.
About auto insurance agents in Smithville
Auto insurance agents in Smithville, Missouri help drivers find policies that meet state requirements. Missouri law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. Agents can also help you add comprehensive or collision coverage for extra protection.
Frequently Asked Questions
What are the minimum auto insurance requirements in Missouri?
Missouri requires liability coverage of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. You must also carry uninsured motorist coverage of 25,000 dollars per person and 50,000 dollars per accident.
How can an auto insurance agent in Smithville help me?
An agent can review your driving history and vehicle type to find policies from multiple insurers. They can explain coverage options like collision, comprehensive, and medical payments. Agents also help you file claims and adjust coverage as your needs change.
Do I need full coverage insurance in Smithville Missouri?
Missouri law does not require full coverage. However, if you have a car loan or lease, your lender will likely require comprehensive and collision coverage. An agent can help you decide what level of coverage fits your situation.
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