The top-rated auto insurance agent in Excelsior Springs, Missouri is Jonathan Haase - State Farm Insurance Agent, rated 4.8 stars across 91 reviews. Other highly rated options include Joe Edmondson - State Farm Insurance Agent, Farmers Insurance - Gannon Boone, Jim Rice Total Insurance Inc. This directory lists 10 auto insurance agents serving Excelsior Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jonathan Haase - State Farm Insurance Agent | 228 N Jesse James Rd | (816) 630-9600 |
| 2 | Joe Edmondson - State Farm Insurance Agent | 1024 N Jesse James Rd | (816) 630-2900 |
| 3 | Farmers Insurance - Gannon Boone | 1236 N Jesse James Rd Ste A | (816) 848-5115 |
| 4 | Jim Rice Total Insurance Inc | 1121 N Jesse James Rd | (816) 630-7423 |
| 5 | Shelter Insurance - Clint Hylton | 1350 N Jesse James Rd | (816) 630-0077 |
| 6 | Jeff Hocker Agency Inc American Family Insurance | 1757 W Jesse James Rd | (816) 630-2302 |
| 7 | Prather Insurance Associates | 228 N Jesse James Rd | (816) 702-8996 |
| 8 | Wharton Agency | 1917 W Jesse James Rd | (816) 630-6505 |
| 9 | Griffey Insurance Agency | 210 South St | (816) 630-2671 |
| 10 | Shelter Insurance - Kalyn Goode | 1902 W Jesse James Rd Ste 2 | (816) 630-2618 |
Jonathan Haase - State Farm Insurance Agent serves the Excelsior Springs area and surrounding Clay County with local auto insurance agent services. The agency helps customers select personal auto policies that meet state liability requirements and optional coverage needs. It assists with policy renewals, coverage changes, and claims guidance to support drivers after accidents or incidents. The agency also handles quotes for comprehensive plans to protect against damage or theft in the region.
Joe Edmondson - State Farm Insurance Agent provides a range of services including auto insurance policies and personal liability coverage. The company helps clients review their existing plans and offers periodic policy evaluations to adjust coverage as needs change. It assists with claims guidance and payment options for policyholders in Excelsior Springs, MO. The agency services single-family homes, apartments, retail locations, and restaurants throughout the local area.
Farmers Insurance - Gannon Boone serves homeowners, families, and local business owners in Excelsior Springs, Missouri, with personal auto insurance coverage. Their services include helping customers understand policy options and file claims when needed. They work with drivers to find appropriate liability and collision protection that meets state requirements and individual needs. The agency also assists residents of Richmond and communities throughout Clay County with their insurance needs.
Jim Rice Total Insurance Inc serves Excelsior Springs, Missouri, and the surrounding communities in Clay and Ray Counties, providing auto insurance agent services. The operation handles standard personal auto policies as well as coverage for specialty vehicles and occasional recreational use. It works with local drivers to compare liability, collision, and comprehensive options from multiple carriers. For each typical job, the agent reviews individual driving histories and vehicle types to recommend a suitable policy that meets state requirements and personal risk preferences.
For those seeking auto insurance, a one-time policy purchase provides ongoing protection after an initial setup, while recurring service options allow for regular policy reviews and adjustments. Based in Excelsior Springs, MO, Shelter Insurance - Clint Hylton assists drivers in navigating coverage choices tailored to local road conditions and legal requirements. The agency helps clients evaluate liability, collision, and comprehensive plans. Service runs on an as-needed basis, with clients encouraged to contact the agent whenever their coverage needs or circumstances change.
Jeff Hocker Agency Inc American Family Insurance, based in Excelsior Springs, MO, specializes in providing auto insurance policies tailored to individual coverage needs. It also assists clients with general insurance services, including policy reviews and claims support. The agency works to help drivers understand liability and comprehensive options to protect their vehicles and finances. During the winter months, it helps local residents address concerns about ice-related accidents and roadside assistance requirements.
As the seasons change in Excelsior Springs, drivers often seek updated coverage that matches shifting weather conditions and local traffic patterns. Prather Insurance Associates serves as an auto insurance agent for residents and commuters in the area, reviewing personal and commercial policies to protect against common risks on regional roads and highways. The agency works to explain liability limits, collision options, and uninsured motorist provisions in straightforward language. An initial consultation typically begins with a full inspection of the current policy documents and a recorded assessment of the client's vehicle usage.
Wharton Agency serves the residential auto insurance needs of drivers in Excelsior Springs, Missouri, and the surrounding area. The company also provides commercial auto coverage for local businesses requiring vehicle protection. Their services help clients meet state insurance requirements while securing appropriate policy limits and deductibles. With a focus on personal attention, the agency assists in tailoring coverage to fit individual driving habits and commuting patterns. Between regular policy review visits, Wharton Agency follows up on claims changes or renewal options to ensure continued service.
Griffey Insurance Agency works with drivers in Excelsior Springs, MO to secure auto insurance policies that meet state requirements and individual coverage needs. The agency can tailor these auto policies with specialty add-ons such as roadside assistance and rental car reimbursement. Beyond personal vehicles, the company also provides commercial auto coverage for local businesses, including offices, warehouses, and food service operations.
Shelter Insurance - Kalyn Goode in Excelsior Springs, MO is known for providing auto insurance policies that help protect drivers against liability and collision losses. Its service range includes personal auto coverage, with options such as uninsured motorist protection and roadside assistance. A local agent can assist customers in reviewing their deductibles and policy limits. The agency also offers a specialty add-on for rental reimbursement coverage to keep clients mobile after an accident.
What Does an a Auto Insurance Agent in Excelsior Springs Cost?
The average cost of auto insurance in Missouri is around 1,500 dollars per year for full coverage, but rates vary widely. Factors include your driving record, vehicle type, age, and location within Excelsior Springs. Minimum liability coverage may cost less than 500 dollars per year. This is general information and not insurance advice.
About auto insurance agents in Excelsior Springs
Auto insurance agents in Excelsior Springs, Missouri help drivers find coverage that meets state requirements. Missouri law mandates liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. Agents can also explain optional coverages like uninsured motorist protection and comprehensive plans.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Missouri?
Missouri requires liability coverage of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars per accident for property damage. This is often called 25/50/25 coverage.
How do I choose an auto insurance agent in Excelsior Springs?
Look for an agent who is licensed in Missouri and familiar with local driving conditions. You can ask about their experience with claims and the insurance companies they represent.
Can I get a discount on auto insurance in Missouri?
Many insurers offer discounts for safe driving, bundling policies, or completing a defensive driving course. Ask your agent about available discounts to lower your premium.
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