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Directory of auto insurance agents in Cape Girardeau, Missouri. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Cape Girardeau, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 auto insurance agents in Cape Girardeau, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Discount Insurance Group
1009 N Kingshighway St, Cape Girardeau, MO 63701
(573) 339-1100
discountinsurancegroup.com
Goosehead Insurance - Nick Laiben
338 Broadway St Ste 311, Cape Girardeau, MO 63701
(573) 334-9999
goosehead.com
TIG Thomas Insurance Group
56 Doctors Park Dr, Cape Girardeau, MO 63703
(573) 651-3652
tig-ins.com
Michael Jones - State Farm Insurance Agent
1900 Broadway St, Cape Girardeau, MO 63701
(573) 335-7703
michaeljonesinsurance.com
Coalter Insurance Group
1001 Independence St, Cape Girardeau, MO 63703
(573) 339-1222
coalterinsurancegroup.com
Farmers Insurance - Tom Smith
1928 Golden Eagle Ct #3, Cape Girardeau, MO 63701
(573) 651-6515
agents.farmers.com
Shelter Insurance - Sarah Reilly
339 Broadway St Suite 148, Cape Girardeau, MO 63701
(573) 803-3999
shelterinsurance.com
Hoesli Insurance Agency
338 Broadway St Suite 505, Cape Girardeau, MO 63701
(573) 290-7777
hoesliagency.com
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
75 Sheridan Dr, Cape Girardeau, MO 63703
(573) 335-4343
agents.farmers.com
Nick Hogan - State Farm Insurance Agent
980 N Kingshighway St #102, Cape Girardeau, MO 63701
(573) 332-0502
nickhoganinsurance.com
Laurel Adkisson Agency LLC American Family Insurance
760 S Kingshighway D, Cape Girardeau, MO 63703
(573) 334-1095
amfam.com
Arnold Insurance
875 N Kingshighway St, Cape Girardeau, MO 63701
(573) 651-0509
myarnoldteam.com
AAA Cape Girardeau Insurance and Member Services
1903 Broadway St, Cape Girardeau, MO 63701
(573) 334-3038
ace.aaa.com
Farmers Insurance - Clarence Matthews
1750 N Kingshighway St Suite B, Cape Girardeau, MO 63701
(573) 334-8888
agents.farmers.com
Brightway Insurance, The Prima Agency
1936 Broadway St B, Cape Girardeau, MO 63701
(573) 335-5822
brightwayprima.com
Blair Bohannon - State Farm Insurance Agent
440 S Mt Auburn Rd Suite 106, Cape Girardeau, MO 63703
(573) 271-2102
mysfagentblair.com
Matthew Hester: Allstate Insurance
835 N Kingshighway St Ste 102, Cape Girardeau, MO 63701
(573) 334-0996
agents.allstate.com
Shelter Insurance - Rebecca Tosarello
87 S Plaza Way, Cape Girardeau, MO 63703
(573) 335-5287
shelterinsurance.com
Rob Rueseler & Associates
113 S Broadview St, Cape Girardeau, MO 63703
(573) 334-5086
rueselerandassociates.com
Capital Insurance & Associates, Inc.
326 S Broadview St, Cape Girardeau, MO 63703
(573) 335-2300
capitalinsagency.com
Auto insurance agents in Cape Girardeau Missouri help drivers find coverage that meets state requirements. Missouri law requires all drivers to carry liability insurance with minimum limits of 25000 dollars per person for bodily injury and 50000 dollars per accident. Local agents can also explain optional coverages like uninsured motorist protection which is recommended given the high rate of uninsured drivers in the state.
What Does a Auto Insurance Agent in Cape Girardeau Cost?
Typical auto insurance costs in Missouri average around 1500 dollars per year for full coverage and 550 dollars per year for minimum liability. In Cape Girardeau rates may be slightly lower than the state average due to lower population density but can vary by individual factors such as age and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Missouri?
Missouri requires liability coverage of 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 25000 dollars for property damage. You must also carry uninsured motorist coverage of 25000 dollars per person and 50000 dollars per accident.
How can an auto insurance agent in Cape Girardeau help me?
An agent can review your driving history and vehicle type to find policies from multiple insurers. They explain coverage options such as comprehensive and collision and help you comply with Missouri financial responsibility laws.
What factors affect auto insurance rates in Cape Girardeau?
Rates are based on your age driving record credit score and the type of vehicle you drive. Local factors like traffic density and weather conditions in southeast Missouri also influence premiums.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.