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HomeAuto Insurance AgentsMissouri › Cape Girardeau

Find Auto Insurance Agents Near You in Cape Girardeau, MO

Browse auto insurance agents serving Cape Girardeau, Missouri. Updated 2026-07-14.

The top-rated auto insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Cape Girardeau.

Showing 20 auto insurance agents in Cape Girardeau, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Discount Insurance Group1009 N Kingshighway St(573) 339-1100
2Goosehead Insurance - Nick Laiben338 Broadway St Ste 311(573) 334-9999
3TIG Thomas Insurance Group56 Doctors Park Dr(573) 651-3652
4Michael Jones - State Farm Insurance Agent1900 Broadway St(573) 335-7703
5Coalter Insurance Group1001 Independence St(573) 339-1222
6Farmers Insurance - Tom Smith1928 Golden Eagle Ct #3(573) 651-6515
7Shelter Insurance - Sarah Reilly339 Broadway St Suite 148(573) 803-3999
8Hoesli Insurance Agency338 Broadway St Suite 505(573) 290-7777
9Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®75 Sheridan Dr(573) 335-4343
10Nick Hogan - State Farm Insurance Agent980 N Kingshighway St #102(573) 332-0502
DI
1009 N Kingshighway St
Discount Insurance Group
Auto Insurance Agent · Cape Girardeau, MO

Discount Insurance Group serves the Cape Girardeau, Missouri, area as a local auto insurance agent. The company helps drivers find coverage that meets state requirements and fits their budgets by working with multiple carriers. It assists customers by explaining policy options for liability, collision, and comprehensive protection. The agency also guides clients through the process of filing claims and adjusting their deductibles as needed.

GI
338 Broadway St Ste 311
Goosehead Insurance - Nick Laiben
Auto Insurance Agent · Cape Girardeau, MO

Goosehead Insurance - Nick Laiben offers a full range of auto insurance coverage options, including liability, collision, and comprehensive policies, along with roadside assistance and rental car reimbursement plans. It provides personalized policy reviews and ongoing claims support to help clients manage their coverage. The agency serves local drivers across Cape Girardeau, MO, and also extends its services to those insuring single-family homes, apartments, retail spaces, and restaurants.

TT
56 Doctors Park Dr
TIG Thomas Insurance Group
Auto Insurance Agent · Cape Girardeau, MO

Homeowners, businesses, and property managers in Cape Girardeau, MO, turn to TIG Thomas Insurance Group for their auto insurance needs. The agency helps clients find coverage that meets their daily driving requirements. Representatives explain different policy options clearly. They assist with comparing deductibles and liability limits. Drivers can receive guidance on discount opportunities. The agency supports customers through changing insurance needs over time. Its services also extend to covering residents in the neighboring community of Jackson.

MJ
1900 Broadway St
Michael Jones - State Farm Insurance Agent
Auto Insurance Agent · Cape Girardeau, MO

Serving Cape Girardeau and its surrounding communities, Michael Jones - State Farm Insurance Agent handles auto insurance policies for local drivers. The agency works to help customers understand their coverage options and liability needs. Each policy is reviewed against individual driving habits and vehicle requirements. The typical job is approached by first assessing the client’s personal situation and then presenting available plans that fit their budget and protection goals.

CI
1001 Independence St
Coalter Insurance Group
Auto Insurance Agent · Cape Girardeau, MO

While many errands like oil changes recur on a schedule, insurance review is a one-time event that sets coverage for the year ahead. Coalter Insurance Group in Cape Girardeau, MO guides drivers in comparing and selecting auto insurance policies that match local road conditions and liability requirements. The agent helps clients evaluate coverage limits, deductibles, and available endorsements from a single insurer during each annual renewal period. This service runs seasonally on a scheduled basis or whenever a policyholder requests a mid-term adjustment.

FI
1928 Golden Eagle Ct #3
Farmers Insurance - Tom Smith
Auto Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Tom Smith offers specialized auto insurance policies, including liability, collision, and comprehensive coverage for drivers in Cape Girardeau, MO. It provides local residents with personalized assistance in selecting suitable deductibles and policy limits to meet their individual needs. The agency also serves clients requiring SR-22 filings or roadside assistance options. With the region’s seasonal storms and icy winter roads posing increased accident risks, it helps policyholders review and adjust their coverage before hazardous weather arrives each year.

SI
339 Broadway St Suite 148
Shelter Insurance - Sarah Reilly
Auto Insurance Agent · Cape Girardeau, MO

With the changing seasons in Cape Girardeau, road conditions can become unpredictable, and Shelter Insurance - Sarah Reilly helps drivers prepare by offering personalized auto insurance policies tailored to individual coverage needs. The agency focuses on explaining policy options clearly so customers understand their protection. An initial consultation involves reviewing the driver’s current coverage, vehicle details, and driving history. From there, an inspector schedules a visit to assess the car’s condition before the policy is finalized.

HI
338 Broadway St Suite 505
Hoesli Insurance Agency
Auto Insurance Agent · Cape Girardeau, MO

Based in Cape Girardeau, Missouri, Hoesli Insurance Agency assists drivers with their local auto coverage needs. The agency can find and arrange appropriate personal car insurance policies for its clients. Special add-ons such as roadside assistance, rental reimbursement, or comprehensive coverage are available through standard providers. For commercial clients, the agency works with businesses needing coverage for office vehicles, warehouse delivery trucks, and food service company fleets operating throughout the region.

FI
75 Sheridan Dr
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
Auto Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® serves auto insurance clients in Cape Girardeau, MO. This agency handles residential auto coverage for individual drivers and their families in the area. They additionally provide commercial auto policies for local business vehicles operating throughout the region. A dedicated auto insurance agent works to tailor each policy to the customer’s specific driving needs and local risk factors. Clients can return between regular visits for policy adjustments, claims guidance, or annual coverage reviews to ensure their protection remains current.

NH
980 N Kingshighway St #102
Nick Hogan - State Farm Insurance Agent
Auto Insurance Agent · Cape Girardeau, MO

Nick Hogan - State Farm Insurance Agent in Cape Girardeau, MO, is known for providing auto insurance policies to local drivers. The agency offers coverage options that protect vehicles and meet state requirements. Services include liability, collision, and comprehensive plans tailored to individual needs. As a local agent, Nick Hogan helps customers review their coverage limits and deductibles. The office can also add roadside assistance to any policy for extra security on the road.

LA
760 S Kingshighway D
Laurel Adkisson Agency LLC American Family Insurance
Auto Insurance Agent · Cape Girardeau, MO
(573) 334-1095
amfam.com/agents/missouri/cape-girardeau/laurel-adkisson
FI
1750 N Kingshighway St Suite B
Farmers Insurance - Clarence Matthews
Auto Insurance Agent · Cape Girardeau, MO
(573) 334-8888
agents.farmers.com/mo/cape-girardeau/clarence-matthews
BI
1936 Broadway St B
Brightway Insurance, The Prima Agency
Auto Insurance Agent · Cape Girardeau, MO
(573) 335-5822
brightwayprima.com
AI
875 N Kingshighway St
Arnold Insurance
Auto Insurance Agent · Cape Girardeau, MO
(573) 651-0509
myarnoldteam.com
BB
440 S Mt Auburn Rd Suite 106
Blair Bohannon - State Farm Insurance Agent
Auto Insurance Agent · Cape Girardeau, MO
(573) 271-2102
mysfagentblair.com
AC
1903 Broadway St
AAA Cape Girardeau Insurance and Member Services
Auto Insurance Agent · Cape Girardeau, MO
(573) 334-3038
ace.aaa.com/locations/Cape_Girardeau-63701-145
MH
835 N Kingshighway St Ste 102
Matthew Hester: Allstate Insurance
Auto Insurance Agent · Cape Girardeau, MO
(573) 334-0996
agents.allstate.com/matthew-hester-cape-girardeau-mo.html
SI
87 S Plaza Way
Shelter Insurance - Rebecca Tosarello
Auto Insurance Agent · Cape Girardeau, MO
(573) 335-5287
shelterinsurance.com/CA/agent/RTOSARELLO
RR
113 S Broadview St
Rob Rueseler & Associates
Auto Insurance Agent · Cape Girardeau, MO
(573) 334-5086
rueselerandassociates.com
CI
326 S Broadview St
Capital Insurance & Associates, Inc.
Auto Insurance Agent · Cape Girardeau, MO
(573) 335-2300
capitalinsagency.com

What Does an a Auto Insurance Agent in Cape Girardeau Cost?

Typical auto insurance costs in Missouri average around 1500 dollars per year for full coverage and 550 dollars per year for minimum liability. In Cape Girardeau rates may be slightly lower than the state average due to lower population density but can vary by individual factors such as age and claims history. This is general information and not insurance advice.

About auto insurance agents in Cape Girardeau

Auto insurance agents in Cape Girardeau Missouri help drivers find coverage that meets state requirements. Missouri law requires all drivers to carry liability insurance with minimum limits of 25000 dollars per person for bodily injury and 50000 dollars per accident. Local agents can also explain optional coverages like uninsured motorist protection which is recommended given the high rate of uninsured drivers in the state.

Frequently Asked Questions

What are the minimum auto insurance requirements in Missouri?

Missouri requires liability coverage of 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 25000 dollars for property damage. You must also carry uninsured motorist coverage of 25000 dollars per person and 50000 dollars per accident.

How can an auto insurance agent in Cape Girardeau help me?

An agent can review your driving history and vehicle type to find policies from multiple insurers. They explain coverage options such as comprehensive and collision and help you comply with Missouri financial responsibility laws.

What factors affect auto insurance rates in Cape Girardeau?

Rates are based on your age driving record credit score and the type of vehicle you drive. Local factors like traffic density and weather conditions in southeast Missouri also influence premiums.

Auto Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.