The top-rated auto insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Cape Girardeau.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Discount Insurance Group | 1009 N Kingshighway St | (573) 339-1100 |
| 2 | Goosehead Insurance - Nick Laiben | 338 Broadway St Ste 311 | (573) 334-9999 |
| 3 | TIG Thomas Insurance Group | 56 Doctors Park Dr | (573) 651-3652 |
| 4 | Michael Jones - State Farm Insurance Agent | 1900 Broadway St | (573) 335-7703 |
| 5 | Coalter Insurance Group | 1001 Independence St | (573) 339-1222 |
| 6 | Farmers Insurance - Tom Smith | 1928 Golden Eagle Ct #3 | (573) 651-6515 |
| 7 | Shelter Insurance - Sarah Reilly | 339 Broadway St Suite 148 | (573) 803-3999 |
| 8 | Hoesli Insurance Agency | 338 Broadway St Suite 505 | (573) 290-7777 |
| 9 | Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® | 75 Sheridan Dr | (573) 335-4343 |
| 10 | Nick Hogan - State Farm Insurance Agent | 980 N Kingshighway St #102 | (573) 332-0502 |
Discount Insurance Group serves the Cape Girardeau, Missouri, area as a local auto insurance agent. The company helps drivers find coverage that meets state requirements and fits their budgets by working with multiple carriers. It assists customers by explaining policy options for liability, collision, and comprehensive protection. The agency also guides clients through the process of filing claims and adjusting their deductibles as needed.
Goosehead Insurance - Nick Laiben offers a full range of auto insurance coverage options, including liability, collision, and comprehensive policies, along with roadside assistance and rental car reimbursement plans. It provides personalized policy reviews and ongoing claims support to help clients manage their coverage. The agency serves local drivers across Cape Girardeau, MO, and also extends its services to those insuring single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Cape Girardeau, MO, turn to TIG Thomas Insurance Group for their auto insurance needs. The agency helps clients find coverage that meets their daily driving requirements. Representatives explain different policy options clearly. They assist with comparing deductibles and liability limits. Drivers can receive guidance on discount opportunities. The agency supports customers through changing insurance needs over time. Its services also extend to covering residents in the neighboring community of Jackson.
Serving Cape Girardeau and its surrounding communities, Michael Jones - State Farm Insurance Agent handles auto insurance policies for local drivers. The agency works to help customers understand their coverage options and liability needs. Each policy is reviewed against individual driving habits and vehicle requirements. The typical job is approached by first assessing the client’s personal situation and then presenting available plans that fit their budget and protection goals.
While many errands like oil changes recur on a schedule, insurance review is a one-time event that sets coverage for the year ahead. Coalter Insurance Group in Cape Girardeau, MO guides drivers in comparing and selecting auto insurance policies that match local road conditions and liability requirements. The agent helps clients evaluate coverage limits, deductibles, and available endorsements from a single insurer during each annual renewal period. This service runs seasonally on a scheduled basis or whenever a policyholder requests a mid-term adjustment.
Farmers Insurance - Tom Smith offers specialized auto insurance policies, including liability, collision, and comprehensive coverage for drivers in Cape Girardeau, MO. It provides local residents with personalized assistance in selecting suitable deductibles and policy limits to meet their individual needs. The agency also serves clients requiring SR-22 filings or roadside assistance options. With the region’s seasonal storms and icy winter roads posing increased accident risks, it helps policyholders review and adjust their coverage before hazardous weather arrives each year.
With the changing seasons in Cape Girardeau, road conditions can become unpredictable, and Shelter Insurance - Sarah Reilly helps drivers prepare by offering personalized auto insurance policies tailored to individual coverage needs. The agency focuses on explaining policy options clearly so customers understand their protection. An initial consultation involves reviewing the driver’s current coverage, vehicle details, and driving history. From there, an inspector schedules a visit to assess the car’s condition before the policy is finalized.
Based in Cape Girardeau, Missouri, Hoesli Insurance Agency assists drivers with their local auto coverage needs. The agency can find and arrange appropriate personal car insurance policies for its clients. Special add-ons such as roadside assistance, rental reimbursement, or comprehensive coverage are available through standard providers. For commercial clients, the agency works with businesses needing coverage for office vehicles, warehouse delivery trucks, and food service company fleets operating throughout the region.
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® serves auto insurance clients in Cape Girardeau, MO. This agency handles residential auto coverage for individual drivers and their families in the area. They additionally provide commercial auto policies for local business vehicles operating throughout the region. A dedicated auto insurance agent works to tailor each policy to the customer’s specific driving needs and local risk factors. Clients can return between regular visits for policy adjustments, claims guidance, or annual coverage reviews to ensure their protection remains current.
Nick Hogan - State Farm Insurance Agent in Cape Girardeau, MO, is known for providing auto insurance policies to local drivers. The agency offers coverage options that protect vehicles and meet state requirements. Services include liability, collision, and comprehensive plans tailored to individual needs. As a local agent, Nick Hogan helps customers review their coverage limits and deductibles. The office can also add roadside assistance to any policy for extra security on the road.
What Does an a Auto Insurance Agent in Cape Girardeau Cost?
Typical auto insurance costs in Missouri average around 1500 dollars per year for full coverage and 550 dollars per year for minimum liability. In Cape Girardeau rates may be slightly lower than the state average due to lower population density but can vary by individual factors such as age and claims history. This is general information and not insurance advice.
About auto insurance agents in Cape Girardeau
Auto insurance agents in Cape Girardeau Missouri help drivers find coverage that meets state requirements. Missouri law requires all drivers to carry liability insurance with minimum limits of 25000 dollars per person for bodily injury and 50000 dollars per accident. Local agents can also explain optional coverages like uninsured motorist protection which is recommended given the high rate of uninsured drivers in the state.
Frequently Asked Questions
What are the minimum auto insurance requirements in Missouri?
Missouri requires liability coverage of 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 25000 dollars for property damage. You must also carry uninsured motorist coverage of 25000 dollars per person and 50000 dollars per accident.
How can an auto insurance agent in Cape Girardeau help me?
An agent can review your driving history and vehicle type to find policies from multiple insurers. They explain coverage options such as comprehensive and collision and help you comply with Missouri financial responsibility laws.
What factors affect auto insurance rates in Cape Girardeau?
Rates are based on your age driving record credit score and the type of vehicle you drive. Local factors like traffic density and weather conditions in southeast Missouri also influence premiums.
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