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HomeAuto Insurance AgentsMissouri › Lake St Louis

Find Auto Insurance Agents Near You in Lake St Louis, MO

Browse auto insurance agents serving Lake St Louis, Missouri. Updated 2026-07-14.

The top-rated auto insurance agent in Lake St Louis, Missouri is Spectrum Insurance Solutions, rated 5.0 stars across 127 reviews. Other highly rated options include Farmers Insurance - Amy Edmonds, Mike McMullen - COUNTRY Financial Agent, Lee Lester - State Farm Insurance Agent. This directory lists 15 auto insurance agents serving Lake St Louis.

Showing 15 auto insurance agents in Lake St Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Spectrum Insurance Solutions1194 Lake St Louis Blvd Suite 211(855) 747-2013
2Farmers Insurance - Amy Edmonds1311 Hrc Plaza Dr(314) 327-6377
3Mike McMullen - COUNTRY Financial Agent206 Centre On The Lk(636) 922-7789
4Lee Lester - State Farm Insurance Agent8641 State Rte N(636) 561-4699
5Andrew Hill's Insurance Services128 Sunglow Dr(314) 518-7471
6Shelter Insurance - John Dickey, Lutcf3401 Technology Dr Ste 214(636) 755-5390
7Oscar Marroquin: Allstate Insurance181 Civic Center Dr(636) 625-3039
8Robin Ruhmann - COUNTRY Financial Agent1000 Edgewater Point Ste 105(636) 379-6530
9Dan Day - State Farm Insurance Agent740 Lakeside Plaza(636) 978-8858
10Jennifer Hutcheson & Associates LLC American Family Insurance1000 Lake St Louis Blvd Ste. 206(636) 947-4080
SI
1194 Lake St Louis Blvd Suite 211
Spectrum Insurance Solutions
Auto Insurance Agent · Lake St Louis, MO

Spectrum Insurance Solutions serves the Lake St Louis, Missouri area as an auto insurance agent. The agency helps drivers find coverage that meets state minimum requirements and offers policies with higher liability limits for additional protection. Clients can also discuss comprehensive and collision options to cover vehicle damage from accidents or other events. The company handles quotes for uninsured motorist coverage and roadside assistance plans.

FI
1311 Hrc Plaza Dr
Farmers Insurance - Amy Edmonds
Auto Insurance Agent · Lake St Louis, MO

Farmers Insurance - Amy Edmonds provides auto insurance policies along with additional coverage options such as roadside assistance and rental car reimbursement. Service plans include regular policy reviews to adjust deductibles or add protections as circumstances change. The agency also offers claims assistance to guide clients through the repair process. Apart from auto insurance, it handles policies for single-family homes, apartments, retail businesses, and restaurants in the Lake St Louis area.

MM
206 Centre On The Lk
Mike McMullen - COUNTRY Financial Agent
Auto Insurance Agent · Lake St Louis, MO

Homeowners, businesses, and property managers in Lake St Louis, MO turn to Mike McMullen - COUNTRY Financial Agent for their auto insurance needs. This agency assists clients in securing personal and commercial auto policies that protect against financial loss from accidents or theft. It also works with drivers to find appropriate coverage limits and deductibles that match their budgets. The agent serves the surrounding St Charles County area, including communities such as O'Fallon.

LL
8641 State Rte N
Lee Lester - State Farm Insurance Agent
Auto Insurance Agent · Lake St Louis, MO

Lee Lester - State Farm Insurance Agent serves Lake St Louis, MO, and surrounding communities, handling auto insurance for local drivers. The agency works with clients to select appropriate coverage options that meet their specific needs and budget. A typical policy consultation includes reviewing liability limits, deductibles, and available discounts. By assessing each driver’s situation individually and explaining coverage choices clearly, the office ensures customers understand their protection before making a decision.

AH
128 Sunglow Dr
Andrew Hill's Insurance Services
Auto Insurance Agent · Lake St Louis, MO

For clients needing coverage once or for those requiring ongoing policy adjustments, Andrew Hill's Insurance Services in Lake St Louis, MO offers auto insurance tailored to individual driving needs. Agents assess liability, collision, and comprehensive options to match each driver’s risk profile. As a local provider, the agency understands regional road conditions and insurance requirements. Service runs on an as-needed basis, with clients contacting the office directly when they need to start a new policy, make changes, or inquire about coverage details.

SI
3401 Technology Dr Ste 214
Shelter Insurance - John Dickey, Lutcf
Auto Insurance Agent · Lake St Louis, MO

Shelter Insurance - John Dickey, Lutcf provides auto insurance agent services to Lake St Louis and the surrounding area. It offers personal auto insurance coverage alongside general protection solutions like liability, collision, and comprehensive policies. The local office works with drivers to understand their specific needs and present suitable coverage options. As summer road trips and vacation travel approach, it can help evaluate whether an existing policy provides adequate protection for longer journeys or additional drivers.

OM
181 Civic Center Dr
Oscar Marroquin: Allstate Insurance
Auto Insurance Agent · Lake St Louis, MO

As the seasons change in Lake St Louis, MO, drivers often find themselves reassessing their coverage needs against shifting weather and road conditions. Oscar Marroquin: Allstate Insurance provides auto insurance agent services that help local motorists review their policies and adjust liability limits accordingly. This agency works to explain available options for bodily injury protection and comprehensive coverage without using vague promises. An in-person or virtual inspection of the vehicle is generally scheduled to confirm its condition and complete the initial policy setup.

RR
1000 Edgewater Point Ste 105
Robin Ruhmann - COUNTRY Financial Agent
Auto Insurance Agent · Lake St Louis, MO

Robin Ruhmann - COUNTRY Financial Agent in Lake St Louis, MO, provides personal auto insurance coverage for local drivers in the area. Clients can enhance their policies with optional add-ons such as roadside assistance, rental car reimbursement, and comprehensive protection for weather or theft events. The agency works directly with policyholders to tailor coverage limits to their driving needs and daily commute requirements. Commercial sectors served include offices, warehouses, and food service businesses needing fleet or liability protection.

DD
740 Lakeside Plaza
Dan Day - State Farm Insurance Agent
Auto Insurance Agent · Lake St Louis, MO

Dan Day - State Farm Insurance Agent serves residents in Lake St Louis, MO, with personal auto insurance policies. Commercial auto coverage for local businesses is also offered. Service extends across the greater Lake Saint Louis area and nearby communities. Clients can discuss their specific needs, receive policy quotes, and have their coverage reviewed during an appointment. Follow-up consultations are readily available to address any changes or concerns between regular scheduled visits, ensuring continued protection.

JH
1000 Lake St Louis Blvd Ste. 206
Jennifer Hutcheson & Associates LLC American Family Insurance
Auto Insurance Agent · Lake St Louis, MO

Jennifer Hutcheson & Associates LLC American Family Insurance in Lake St Louis, MO, is known for providing auto insurance coverage that helps drivers meet financial responsibility requirements. This local agent serves individuals and families throughout the area, offering policy options for liability and comprehensive protection. As a licensed agent representing a major insurer, the office can help drivers assess their coverage needs for personal vehicles. Available add-on services include roadside assistance packages to support insureds during breakdowns or emergencies.

SI
930 Bent Oak Ct Ste 109
Shelter Insurance - Hunter Feldewerth
Auto Insurance Agent · Lake St Louis, MO
(636) 240-2100
shelterinsurance.com/CA/agent/HFELDEWERTH
MS
50 Centre On The Lk #220
Macor SR22 Insurance Group
Auto Insurance Agent · Lake St Louis, MO
(205) 793-9474
FI
950 Bent Oak Ct
Farmers Insurance - Jeremiah Essmyer
Auto Insurance Agent · Lake St Louis, MO
(636) 283-2072
agents.farmers.com/mo/lake-saint-louis/jeremiah-essmyer
SC
3401 Technology Dr suite 180
Stuckey & Company
Auto Insurance Agent · Lake St Louis, MO
(800) 828-3452
stuckey.com
FI
1000 Lake St Louis Blvd #22
Farmers Insurance - Rick Smith
Auto Insurance Agent · Lake St Louis, MO
(636) 561-4577
agents.farmers.com/mo/lake-saint-louis/rick-smith

What Does an a Auto Insurance Agent in Lake St Louis Cost?

Auto insurance costs in Missouri average around 1500 dollars per year for full coverage but rates vary widely. In Lake St Louis factors like your driving history vehicle type and credit score affect your premium. A local agent can provide quotes tailored to your situation. This is general information not insurance advice.

About auto insurance agents in Lake St Louis

Auto insurance agents in Lake St Louis Missouri help drivers find coverage that meets state requirements. Missouri law mandates liability insurance with minimum limits of 25000 dollars per person for bodily injury and 10000 dollars for property damage. A local agent can explain these requirements and help you choose the right policy for your needs.

Frequently Asked Questions

What are the minimum auto insurance requirements in Missouri?

Missouri requires liability coverage of at least 25000 dollars per person for bodily injury and 50000 dollars per accident. Property damage liability minimum is 10000 dollars. Uninsured motorist coverage is also required.

How do I find a reliable auto insurance agent in Lake St Louis?

You can search online directories or ask for referrals from neighbors and coworkers in Lake St Louis. Many agents serve St Charles County and can meet with you in person or by phone.

Can an auto insurance agent help me save money on my policy?

Yes an agent can review your driving record and vehicle details to find discounts. Common discounts include multi-policy bundling safe driver and good student discounts. An agent compares rates from multiple insurers to find lower options.

Auto Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.