The top-rated auto insurance agent in St Cloud, Minnesota is Dan Anderson - State Farm Insurance Agent, rated 5.0 stars across 611 reviews. Other highly rated options include Kristen Stebbins - State Farm Insurance Agent, Ken Bellicot - State Farm Insurance Agent, The Lyle Group: Allstate Insurance. This directory lists 18 auto insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Anderson - State Farm Insurance Agent | 300 23rd Ave N | (320) 253-4656 |
| 2 | Kristen Stebbins - State Farm Insurance Agent | 1988 Co Rd 134 | (320) 251-8353 |
| 3 | Ken Bellicot - State Farm Insurance Agent | 2904 Roosevelt Rd #2 | (320) 251-4686 |
| 4 | The Lyle Group: Allstate Insurance | 30 15th Ave S | (320) 253-4994 |
| 5 | Hess Partners Insurance Agency | 31 33rd Ave N | (320) 255-0417 |
| 6 | Michael Brower Agency, Inc. American Family Insurance | 1727 W St Germain St | (320) 252-5151 |
| 7 | Advantage 1 Insurance | 3801 3rd St N | (320) 252-6650 |
| 8 | AAA St Cloud | 3959 2nd St S | (320) 251-6200 |
| 9 | Rock City Insurance | 14 7th Ave N | (320) 259-4003 |
| 10 | Moe Janssen Schee Agency: Allstate Insurance | 3717 3rd St N | (320) 251-1383 |
Dan Anderson - State Farm Insurance Agent serves the St Cloud, MN metro area as a local auto insurance agent. The agency provides standard auto coverage options for area drivers seeking financial protection on the road. Typical services include helping customers select appropriate liability limits and physical damage coverage. Additionally, this office handles policy adjustments for new vehicles and addresses policy changes due to local driving conditions. It also assists clients with filing claims after accidents or storm damage within the St Cloud region.
Kristen Stebbins - State Farm Insurance Agent in St Cloud, MN, provides auto insurance policies along with related coverage options and personalized risk assessments. Routine policy reviews and claim assistance are offered to help clients manage their coverage needs efficiently. The agency ensures customers understand their deductibles and liability limits, working to match plans with driving habits and budget constraints. It services single-family homes, apartments, retail locations, and restaurants seeking dependable vehicle protection in the local area.
Homeowners, property managers, and business owners in the St Cloud area can work with Ken Bellicot - State Farm Insurance Agent for personal auto insurance policies and related coverage. As an auto insurance agent, the office helps clients select liability limits, comprehensive protection, and uninsured motorist options to meet their individual driving needs. The agency also provides assistance with policy changes, claim reporting, and billing questions for local residents. It serves customers throughout St Cloud and also covers nearby Sauk Rapids.
Serving St. Cloud and the surrounding communities in central Minnesota, The Lyle Group Allstate Insurance handles auto insurance policies for local drivers. It focuses on providing coverage options and risk protection to meet individual needs. An agent assesses each driver's specific situation, discusses available deductibles and liability limits, and then tailors a policy that balances adequate protection with budget considerations.
Hess Partners Insurance Agency specializes in auto insurance protection, helping clients in St Cloud, MN, find coverage that matches their driving needs. The agency works to explain policy options, from liability to collision and comprehensive plans, ensuring that each customer understands their level of protection. Drivers often turn to this auto insurance agent for guidance on managing coverage after a minor accident or when adding a new vehicle to an existing policy. During the harsh winter months, the agency assists with claims related to icy road collisions.
Michael Brower Agency, Inc. American Family Insurance in St Cloud, MN, provides auto insurance coverage for residential drivers, protecting personal vehicles for daily commutes and family use. Commercial auto policies are also offered, covering business-owned vehicles and local service fleets across the greater St Cloud area. Licensed agents review individual driving profiles and policy limits during scheduled consultations. Clients are encouraged to return for periodic policy reviews or after life changes, ensuring coverage stays aligned with current needs between regular visits.
Advantage 1 Insurance helps customers in St Cloud, MN, find coverage that meets their driving needs. The agency specializes in adding protections such as roadside assistance and rental car reimbursement to standard auto policies. It assists both individual drivers and those who operate vehicles for their businesses. Commercial sectors served by the agency include local offices, warehouses, and food service operations that require fleet or liability coverage.
At AAA St Cloud, clients can choose between one-time policy consultations or ongoing managed service plans. Their auto insurance coverage helps protect vehicles and drivers in the St Cloud, Minnesota area. This includes liability, collision, and comprehensive options tailored to local driving conditions. Account management focuses on providing clear policy explanations and assistance with claims. Support runs on an as-needed basis, with agents available to handle questions or policy updates whenever required by the client.
Rock City Insurance in St Cloud, MN is known for helping local drivers navigate auto insurance policies that fit their daily commutes and family vehicles. Its service range includes comparing coverage options from multiple carriers to find appropriate liability, collision, and comprehensive plans for area road conditions. Specializing in adding roadside assistance coverage, the agency arranges for towing, flat tire changes, and lockout support to give drivers extra security on central Minnesota highways.
Winter roads in central Minnesota can become hazardous quickly, and Moe Janssen Schee Agency, an Allstate Insurance auto insurance agent in St. Cloud, MN, helps drivers manage that risk with tailored coverage discussions. The agency works with local residents to review their policies and ensure protection against common regional perils. Understanding each driver's unique situation allows for a personalized approach to liability and comprehensive options. This process begins with a thorough inspection of the vehicle to assess its current condition and coverage needs.
What Does an a Auto Insurance Agent in St Cloud Cost?
The average cost of auto insurance in Minnesota is around 1,400 dollars per year for full coverage, but rates in St Cloud can vary based on your driving record, vehicle type, and coverage levels. Minimum liability policies may cost less, around 500 to 700 dollars annually. Many agents offer free quotes to help you compare. This is general information, not insurance advice.
About auto insurance agents in St Cloud
Auto insurance agents in St Cloud, Minnesota help drivers find coverage that meets state legal requirements. Minnesota law mandates liability insurance with minimum limits of 30/60/10 for bodily injury and property damage. Local agents can also guide you on optional coverages like uninsured motorist protection and comprehensive plans.
Frequently Asked Questions
What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of at least 30/60/10. This means 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 10,000 dollars for property damage. Uninsured motorist coverage is also mandatory.
How do I choose an auto insurance agent in St Cloud?
Look for agents licensed in Minnesota with local experience. You can compare quotes from multiple agencies and check their customer service reputation. Ask about discounts for safe driving or bundling policies.
Does Minnesota have a no-fault insurance system?
Yes, Minnesota is a no-fault state. This means your own insurance pays for medical expenses and lost wages after an accident, regardless of fault. Personal injury protection (PIP) coverage is required by law.
Auto Insurance Agents in Other Minnesota Cities
Andover · Anoka · Apple Valley · Blaine · Bloomington · Brooklyn Park · Buffalo · Burnsville · Chanhassen · Chaska · Circle Pines · Coon Rapids · Cottage Grove · Eagan · Eden Prairie