The top-rated auto insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 242 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 17 auto insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler & Associates Insurance Agency | 14800 Galaxie Ave Suite 208 | (952) 953-3838 |
| 2 | Joe Etten - State Farm Insurance Agent | 14501 Granada Dr #101 | (952) 431-7100 |
| 3 | Dave Melle - State Farm Insurance Agent | 14831 Energy Way | (952) 997-3010 |
| 4 | Brett McSparron - State Farm Insurance Agent | 15030 Glazier Ave #100 | (952) 431-1300 |
| 5 | Farmers Insurance - Kara Petter | 13000 Pilot Knob Rd Ste 1 | (952) 432-1967 |
| 6 | Retta Insurance Agency LLC | 14870 Granada Ave #155 | (763) 465-1101 |
| 7 | Kiley and Associates LLC American Family Insurance | 7373 147th St W #186 | (952) 432-3700 |
| 8 | Elfstrum Consulting Inc | 14799 Energy Way | (952) 432-8873 |
| 9 | Mayer Insurance Agency | 15025 Garrett Ave #201 | (952) 432-5900 |
| 10 | Debra Suman American Family Insurance | 14698 Galaxie Ave | (952) 953-0900 |
Butler & Associates Insurance Agency serves the Dakota County area and surrounding communities as an auto insurance agent. The team assists drivers in Apple Valley in securing coverage that meets local requirements and personal needs. They help clients understand policy options for liability, comprehensive, and collision protection. Individuals can consult them about bundling policies for potential discounts. Butler & Associates also handles uninsured motorist and roadside assistance services in this region.
Joe Etten - State Farm Insurance Agent serves homeowners, renters, and drivers in Apple Valley, Minnesota. The agency provides auto insurance policies tailored to protect personal vehicles and daily commutes. Clients can also discuss bundling coverage for their home or apartment under one agent. The office assists with policy reviews, claims support, and coverage adjustments as needs change. They additionally work with customers in the surrounding areas of Lakeville and Burnsville.
Dave Melle - State Farm Insurance Agent offers auto insurance and related coverage options tailored for drivers in Apple Valley, MN. The company provides personalized policy consultations and ongoing account management to help clients adjust their protection as needs change. Regular policy reviews and claims assistance are available to ensure coverage remains appropriate over time. The agent services single-family homes, apartments, retail businesses, and restaurants.
Brett McSparron - State Farm Insurance Agent serves Apple Valley, Minnesota, and the surrounding communities. The agency handles auto insurance policies, helping customers select appropriate coverage for their personal vehicles. This includes evaluating liability, collision, and comprehensive options to meet state requirements and individual needs. The agent works with clients to review their existing policies and driving situations. Each typical job is handled by discussing the customer’s daily commute and driving habits before matching those factors to a suitable policy package.
For clients needing occasional assistance, single-policy adjustments are available, while those with multiple vehicles often prefer ongoing account management to ensure consistent coverage. As an auto insurance agent in Apple Valley, Minnesota, Farmers Insurance - Kara Petter helps drivers review liability limits, collision plans, and uninsured motorist protections to match local commuting needs. Service is provided on a scheduled basis with periodic policy reviews and as-needed support for billing questions or claim guidance following an accident.
Retta Insurance Agency LLC specializes in auto insurance coverage for drivers in Apple Valley, Minnesota. The agency works with clients to find policies that match their individual driving needs and budgets. It also assists with navigating coverage options, deductibles, and policy limits to ensure proper protection on the road. As winter approaches, the agency helps customers review their policies for comprehensive coverage against ice and snow damage common in local winter driving conditions.
As winter weather in Apple Valley can make roads hazardous, Kiley and Associates LLC American Family Insurance provides auto insurance for drivers needing protection against ice and snow. The company covers claims from collisions, weather damage, and liability on Minnesota roads. Policies are crafted to fit the needs of local commuters and families. A new client can schedule an initial policy review to discuss their driving habits and assess current coverage gaps.
Elfstrum Consulting Inc assists clients in Apple Valley, MN with securing auto insurance coverage tailored to individual driving needs. The agency can help policyholders explore specialty add-ons such as roadside assistance and rental car reimbursement for added protection. Their work involves comparing options from multiple carriers to find suitable liability and collision coverage. Commercial sectors served include offices, warehouses, and food service establishments requiring vehicle insurance for company fleets or delivery operations.
Mayer Insurance Agency provides auto insurance services for residents in and around Apple Valley, Minnesota. The agency also offers commercial coverage for local business vehicles operating throughout the region. Clients can discuss policy options directly with an agent to ensure their specific driving needs are addressed. Regular reviews of coverage are available to adjust limits or deductibles as circumstances change. Follow-up is encouraged following claims or life events, with ongoing service between scheduled visits to keep policies aligned with current requirements.
Debra Suman American Family Insurance in Apple Valley, MN, is known for providing auto insurance policies to local drivers seeking coverage tailored to their individual needs. Its services range from basic liability protection to comprehensive plans designed for a variety of vehicles and driving habits. The agency guides customers through policy options, helping them find appropriate limits and deductibles for their budget. A specialty service it can add on is rental car reimbursement coverage, ensuring transportation remains available while a damaged vehicle is being repaired.
What Does an a Auto Insurance Agent in Apple Valley Cost?
The average cost of full coverage auto insurance in Minnesota is around $1,500 to $2,000 per year, though rates vary widely. Factors like your age, driving record, vehicle make and model, and location within Apple Valley can change the price. Minimum liability coverage may cost $500 to $800 annually. This is general information and not insurance advice.
About auto insurance agents in Apple Valley
Auto insurance agents in Apple Valley, Minnesota help drivers find policies that meet state requirements. Minnesota law mandates liability coverage of at least $30,000 per person and $60,000 per accident for bodily injury. A local agent can also explain optional coverages like uninsured motorist protection and personal injury protection, which are important in this state.
Frequently Asked Questions
What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of $30,000 per person and $60,000 per accident for bodily injury. It also requires $10,000 for property damage, plus $20,000 per person and $40,000 per accident for uninsured motorist coverage. Personal injury protection of $40,000 is also mandatory.
How can an auto insurance agent in Apple Valley help me?
An agent can review your driving history and vehicle type to find suitable coverage options. They can explain Minnesota-specific rules, such as no-fault insurance requirements. They also help you compare quotes from multiple insurers to find a policy that fits your budget.
Does my credit score affect my auto insurance rate in Minnesota?
Yes, Minnesota insurers may use your credit-based insurance score to determine premiums. A higher credit score can lead to lower rates. However, some insurers offer alternative options if you have limited credit history.
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