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Find Auto Insurance Agents Near You in Cottage Grove, MN
Looking for a auto insurance agent in Cottage Grove? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Cottage Grove, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 10 auto insurance agents in Cottage Grove, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-0224
statefarm.com
Nate Pica-Anderson - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 365-2343
cottagegrovemninsurance.com
Truguard Insurance Brokers
8063 Hadley Ave S, Cottage Grove, MN 55016
(651) 888-2170
truguardib.com
Brady Snedden - State Farm Insurance Agent
7420 80th St S Ste 200, Cottage Grove, MN 55016
(651) 458-0425
mymidwestinsurance.com
Jack Germo - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 458-0425
statefarm.com
Farmers Insurance - Jennifer Wheeler
7449 80th St S, Cottage Grove, MN 55016
(651) 459-6699
agents.farmers.com
Daniel Lawrence American Family Insurance
7750 Harkness Ave S #103, Cottage Grove, MN 55016
(651) 458-6900
amfam.com
Andrea Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-2207
statefarm.com
Darin Husaby American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Tim Maluski Agcy, Inc. American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Auto insurance agents in Cottage Grove, Minnesota help drivers find coverage that meets state requirements. Minnesota law mandates liability insurance with minimum limits of 30,000 dollars for injury per person, 60,000 dollars per accident, and 10,000 dollars for property damage. Local agents can also explain optional coverages like uninsured motorist protection and personal injury protection, which are common in Minnesota policies.
What Does a Auto Insurance Agent in Cottage Grove Cost?
Auto insurance costs in Minnesota vary widely based on factors like driving record, vehicle type, age, and location. In Cottage Grove, average annual premiums for full coverage range from about 1,200 to 1,800 dollars. Minimum liability policies may cost between 400 and 700 dollars per year. Rates can differ by insurer, so comparing quotes from multiple agents is recommended. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of 30,000 dollars per person for bodily injury, 60,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Drivers must also have personal injury protection (PIP) and uninsured motorist coverage.
How can an auto insurance agent in Cottage Grove help me?
A local agent can compare policies from multiple insurers to find coverage that fits your needs and budget. They can explain Minnesota-specific laws, help with claims, and adjust your policy as your situation changes.
Does my credit score affect my auto insurance rates in Minnesota?
Yes, insurance companies in Minnesota may use credit-based insurance scores to set premiums. A higher score can lead to lower rates, while a lower score may increase costs. Not all insurers use this factor, so an agent can help you find companies that do not.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.