The top-rated auto insurance agent in Hastings, Minnesota is Teran Harmon - State Farm Insurance Agent, rated 4.9 stars across 94 reviews. Other highly rated options include Mike Tschida - State Farm Insurance Agent, Farmers Insurance - Katrin Lindberg, Tony Ciro American Family Insurance. This directory lists 17 auto insurance agents serving Hastings.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Teran Harmon - State Farm Insurance Agent | 121 2nd St E | (651) 432-3911 |
| 2 | Mike Tschida - State Farm Insurance Agent | 11825 W Point Douglas Dr S | (651) 304-6085 |
| 3 | Farmers Insurance - Katrin Lindberg | 103 2nd St E | (651) 437-5031 |
| 4 | Tony Ciro American Family Insurance | 925 Hwy 55 UNIT 101 | (651) 438-3646 |
| 5 | Haggerty Insurance & Financial Services | 1206 N Frontage Rd | (651) 437-5410 |
| 6 | Danielle Menge & Associates LLC American Family Insurance | 830 Vermillion St #103 | (651) 437-6100 |
| 7 | Farmers Insurance - Michael Thoreson | 1350 S Frontage Rd | (651) 437-9564 |
| 8 | Stepan Agency Inc | 407 Vermillion St | (651) 480-1000 |
| 9 | Vermillion Insurance Agency | 255 33rd St W | (651) 480-4636 |
| 10 | Mandy Bremer - COUNTRY Financial Agent | 219 Sibley St | (651) 423-2220 |
Teran Harmon - State Farm Insurance Agent serves Hastings and surrounding areas in Dakota County, offering auto insurance coverage for local drivers. The agency helps customers select policies that meet Minnesota’s liability requirements while also protecting against common risks on area roads. Policyholders can receive guidance on liability limits, collision coverage, and uninsured motorist protection. In addition to standard auto insurance, the agency handles rental car reimbursement and roadside assistance options for Hastings residents.
Mike Tschida - State Farm Insurance Agent in Hastings, MN, provides auto insurance coverage along with related financial services. Service and maintenance plans focus on helping clients adjust policies after life changes, such as adding a new driver or vehicle. Customer support includes assistance with claims filing and regular policy reviews to ensure adequate protection. The company also serves local residential properties, including apartments and single-family homes, as well as commercial properties such as retail stores and restaurants in the Hastings area.
Farmers Insurance - Katrin Lindberg serves homeowners, businesses, and property managers seeking auto insurance protection in Hastings, Minnesota. This agency provides personal auto policies tailored for individual drivers and commercial auto coverage for local companies. It also offers related options to help clients manage risk on the road. Customers can discuss liability limits, comprehensive coverage, and deductibles. The agency extends its services to the nearby community of Red Wing as well, ensuring broader access for area residents.
Serving Hastings, Minnesota, and surrounding communities, Tony Ciro American Family Insurance handles auto insurance coverage for local drivers. The agency assists clients in selecting policies that meet their needs for liability, collision, and comprehensive protection. It provides guidance on coverage limits and deductibles tailored to different driving habits and vehicle types. To manage a typical request, the agent reviews the client’s current situation, explains available options clearly, and completes the paperwork to finalize the new policy.
Unlike some financial services that operate on a one-time transaction, auto insurance requires an ongoing client relationship to adjust coverage as needs evolve. Haggerty Insurance & Financial Services in Hastings, MN provides standard personal auto policies that help protect drivers against liability and collision risks common in Minnesota. They also guide clients through policy updates as vehicles age or driving patterns change. Service for existing customers is available on an as-needed basis for claims support, proof of insurance requests, or policy modifications.
As an auto insurance agent, Danielle Menge & Associates LLC American Family Insurance offers tailored liability and comprehensive coverage options. The agency serves clients in Hastings by providing personalized assessments to match insurance plans with individual driving needs and vehicle types. It assists with policy adjustments as life circumstances change. Like all local agents, it works to address coverage gaps and compliance concerns. When winter weather creates hazardous roads in the area, the agency helps drivers review their policies for adequate protection against ice-related accidents and uninsured motorist claims.
As winter approaches in Hastings, drivers face increased risks from icy roads and unpredictable storms, requiring reliable coverage for their vehicles. Farmers Insurance - Michael Thoreson provides auto insurance tailored to these local conditions, helping residents protect themselves against accidents and weather-related damage. The agency works closely with policyholders to review existing plans and identify any potential gaps in protection, ensuring each driver understands their options. An initial consultation typically begins with a thorough assessment of a driver’s vehicle and driving habits to determine appropriate coverage levels.
Stepan Agency Inc works with individuals to secure appropriate auto insurance coverage, helping ensure compliance with driving requirements while protecting personal assets. The agency additionally assists clients in adding roadside assistance, rental reimbursement, and gap coverage to their policies. These optional protections help address common financial exposures related to vehicle operation and accident recovery. Serving Hastings, Minnesota, and the surrounding area, Stepan Agency Inc can write policies for many commercial sectors, including offices, warehouses, and food service establishments.
Vermillion Insurance Agency provides auto insurance for residents in Hastings, Minnesota. The agency also handles commercial coverage for local businesses and serves the surrounding area. Agents work with customers to build appropriate policies that meet typical driving and vehicle needs. Clients are encouraged to reach out for annual policy reviews, ensuring coverage remains suitable. The office maintains ongoing communication between regular visits, following up to address any changes in a driver’s situation or vehicle status.
Mandy Bremer - COUNTRY Financial Agent in Hastings, MN, is a local auto insurance agent known for providing personal coverage options to drivers in the surrounding area. The agency helps clients select policies that align with their vehicle needs and driving habits. Services typically include liability, collision, and comprehensive protection. For added peace of mind, this agency can specialize in offering rental car reimbursement coverage as an optional add-on.
What Does an a Auto Insurance Agent in Hastings Cost?
The average cost of auto insurance in Minnesota is about 1,500 dollars per year for full coverage, but rates in Hastings may vary. Minimum liability coverage can cost around 500 to 700 dollars annually. Your actual premium depends on your driving history, vehicle, and coverage choices. This is general information and not insurance advice.
About auto insurance agents in Hastings
Auto insurance agents in Hastings, Minnesota help drivers find coverage that meets state requirements and personal needs. Minnesota law requires liability insurance with minimum limits of 30/60/10 for bodily injury and property damage. Local agents can explain these rules and help you choose the right policy for your vehicle and driving habits.
Frequently Asked Questions
What are the minimum auto insurance requirements in Minnesota?
Minnesota law requires at least 30/60/10 liability coverage. This means 30,000 dollars per person for bodily injury, 60,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Uninsured motorist coverage and personal injury protection are also required.
How do I find an auto insurance agent in Hastings Minnesota?
You can search online for local insurance agencies in Hastings or ask for referrals from friends and family. Many agents represent multiple insurance companies and can compare quotes for you. Visit their office in person or call to discuss your needs.
What factors affect my auto insurance rates in Hastings?
Rates are based on your driving record, age, vehicle type, and where you live in Hastings. Minnesota also considers your credit history and annual mileage. Local agents can explain how these factors apply to your situation.
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