The top-rated auto insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 276 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 15 auto insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
| 10 | Farm Bureau Financial Services: Jessica Filipek | 19276 Vernon St NW Ste A | (763) 595-1146 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River area of Sherburne County, offering auto insurance policies to local drivers. The agency provides essential coverage options that help protect vehicles and offer financial security on the road. Services include developing personalized policies that meet individual driving needs and state requirements. Risk assessments are performed to find appropriate protection levels for each client. In addition to basic liability and collision plans, the agency assists with rental car reimbursement and roadside assistance options.
Wayne Swart - State Farm Insurance Agent in Elk River, MN provides auto insurance policies tailored for local driving conditions and commuting needs. The office offers routine policy reviews to adjust coverage for changing vehicle values or usage. Personalized service plans include updating deductibles and coordinating with rental reimbursement options. This agent services single-family homes, apartments, retail locations, and restaurants.
Homeowners, renters, and business owners in Elk River, Minnesota turn to The Pampusch Agency for their auto insurance needs. The agency helps clients compare coverage options and find policies that fit their driving habits and budgets. It works with multiple carriers to offer a range of protection levels. The agency also serves drivers in the broader Sherburne County area and the northwestern Twin Cities metro communities such as Otsego and Rogers.
North Central Insurance Agency serves Elk River and the surrounding communities of Sherburne County, helping clients find appropriate automobile coverage for their daily driving needs. It routinely works with drivers to address standard personal auto protection requirements. The agency also assists with related vehicle insurance matters commonly encountered by local motorists. To handle a typical job, it begins by discussing a client's specific driving habits and vehicle usage before presenting suitable coverage options from available carriers.
When clients seek auto insurance, they choose between a one-time basic liability policy or a recurring comprehensive plan that adjusts with life changes. Elk Agency Insurance, serving Elk River, MN, discusses these options to match each driver’s needs, explaining coverage for collisions, uninsured motorists, and roadside assistance. The agent clarifies policy terms and helps select deductibles at the initial appointment. Service runs on a one-time basis for single-policy purchases and as-needed for policy reviews or claims support after the original contract is signed.
Long, harsh winters in Elk River can lead to unexpected fender benders on icy roads, making reliable auto insurance essential. Pentagon Insurance helps local drivers navigate their coverage options, tailoring policies to meet individual needs. The company works to match customers with plans that address common regional risks. A full initial policy assessment is offered to new clients, involving a careful review of driving history and vehicle details. This process allows the agent to identify suitable protections and begin the paperwork for a proper inspection of the insured automobile.
Bonnie Koste Agency Inc American Family Insurance provides auto insurance policies tailored to drivers in Elk River and the surrounding Minnesota area. Its specialty services include evaluating individual coverage needs to protect against vehicle damage, liability, and unforeseen accidents. The agency also offers general guidance on policy options to help customers understand deductibles and coverage limits. When winter ice storms create hazardous road conditions or a spring hailstorm damages a parked car, the agency assists local residents in navigating their claims and repairs.
Forthright Insurance LLC in Elk River provides auto insurance policies for personal vehicles, alongside specialty add-ons such as roadside assistance and rental car reimbursement. Their agents help clients navigate coverage limits, deductibles, and liability requirements to meet Minnesota no-fault insurance laws. They also serve the commercial sectors of local businesses, including offices, warehouses, and food service operations, by offering tailored policies for company-owned vehicles.
Patriot Insurance Brokers serves residential clients in Elk River, Minnesota, for their auto insurance needs, helping them find appropriate personal coverage. The company also offers commercial auto insurance solutions for small business owners in the local area. Their service area extends across Elk River and the surrounding Anoka County region. After an initial policy is established, the agency handles follow‑up for renewal reviews and any necessary policy adjustments between regular annual visits.
Farm Bureau Financial Services: Jessica Filipek is known for providing auto insurance agent services in the Elk River, MN area, offering coverage tailored to local driving conditions and state requirements. The company assists clients with evaluating liability, collision, and comprehensive options to ensure adequate vehicle protection. As a specialty add-on, it helps secure uninsured and underinsured motorist coverage for additional financial safety on the road.
What Does an a Auto Insurance Agent in Elk River Cost?
The average cost of auto insurance in Minnesota is around $1,400 to $1,800 per year for full coverage, though rates vary by driver age, driving record, vehicle type, and location within Elk River. Minimum liability coverage typically costs less, ranging from $500 to $900 annually. Your local agent can provide a personalized quote based on your specific situation. This is general information and not insurance advice.
About auto insurance agents in Elk River
Auto insurance agents in Elk River, Minnesota help drivers find coverage that meets state requirements. Minnesota law requires all drivers to carry liability insurance, personal injury protection, and uninsured motorist coverage. Local agents can explain these requirements and help you choose appropriate policy limits for your vehicle and driving habits.
Frequently Asked Questions
What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of at least $30,000 per person and $60,000 per accident for bodily injury, plus $10,000 for property damage. Drivers must also carry personal injury protection (PIP) with at least $40,000 in medical expense benefits and uninsured motorist coverage of $25,000 per person and $50,000 per accident.
How do I find an auto insurance agent in Elk River?
You can search online directories or ask for referrals from neighbors and coworkers in Elk River. Many agents serve Sherburne County and can meet with you in person or virtually to review your coverage needs.
Can my auto insurance agent help with SR-22 filings in Minnesota?
Yes, many auto insurance agents in Elk River can assist with SR-22 filings. An SR-22 is a certificate of financial responsibility required after certain driving violations. Your agent will submit the form to the Minnesota Department of Public Safety on your behalf.
Auto Insurance Agents in Other Minnesota Cities
Andover · Anoka · Apple Valley · Blaine · Bloomington · Brooklyn Park · Buffalo · Burnsville · Chanhassen · Chaska · Circle Pines · Coon Rapids · Cottage Grove · Eagan · Eden Prairie