The top-rated auto insurance agent in Utica, Michigan is Alisha Alef - State Farm Insurance Agent, rated 5.0 stars across 337 reviews. Other highly rated options include Action Insurance Service, Inc., Michigan Insurance and Financial Services - Headquarters, John J. Boyd & Associates, Inc.. This directory lists 13 auto insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alisha Alef - State Farm Insurance Agent | 7726 Auburn Rd | (586) 731-5556 |
| 2 | Action Insurance Service, Inc. | 7659 Auburn Rd | (586) 739-9080 |
| 3 | Michigan Insurance and Financial Services - Headquarters | 45136 Cass Ave | (586) 710-7600 |
| 4 | John J. Boyd & Associates, Inc. | 7817 McClellan St | (586) 314-3400 |
| 5 | Nick Morang - State Farm Insurance Agent | 7726 Auburn Rd | (586) 254-7660 |
| 6 | Beck Insurance | 8344 Hall Rd Suite 102 | (586) 731-5800 |
| 7 | Goosehead Insurance - John VanLoon | 8344 Hall Rd #114 | (248) 554-1185 |
| 8 | ALF Insurance Agency LLC | 8641 Hall Rd | (586) 731-5791 |
| 9 | ATM Insurance Solutions LLC | 45200 Sterritt St Ste 104 | (586) 991-5066 |
| 10 | Michigan Insurance And Financial Services, Utica #2 | 45138 Cass Ave | (586) 710-7605 |
Alisha Alef - State Farm Insurance Agent serves Macomb County from its location in Utica, Michigan, offering personal and commercial auto insurance coverage. The agency works with local drivers to select appropriate liability limits and comprehensive policies for their vehicles. Policyholders can add roadside assistance for emergencies or rental car reimbursement while repairs are completed. Alisha Alef's team also handles bundling auto coverage with homeowners or renters insurance policies.
Action Insurance Service, Inc. in Utica, MI, offers a range of auto insurance services, including policy selection and coverage adjustments for vehicles. It also provides ongoing policy maintenance and periodic plan reviews to help ensure clients meet local requirements. The company assists with claims filing guidance and helps customers understand their deductibles and liability options. Its team services a variety of insured properties, such as single-family homes, apartments, retail locations, and restaurants.
Michigan Insurance and Financial Services - Headquarters in Utica serves local homeowners, businesses, and property managers with tailored auto insurance policies to protect their vehicles. The agency helps customers navigate coverage options for liability, collision, and comprehensive protection, ensuring compliance with Michigan’s unique no-fault insurance requirements. By offering personalized guidance, it assists drivers in Utica and the surrounding Macomb County communities, including nearby Sterling Heights, in securing appropriate auto insurance solutions for their daily commuting and transportation needs.
John J. Boyd & Associates, Inc. serves Utica, Michigan, and the surrounding communities in Macomb County, handling auto insurance policies for local drivers. The agency works with individuals to secure coverage that meets state requirements and personal needs. It manages the selection of liability, collision, and comprehensive options to protect vehicles on the road. To handle a typical job, it reviews a client’s driving history and vehicle details before matching them with appropriate insurance options.
Nick Morang - State Farm Insurance Agent in Utica, MI, offers auto insurance coverage tailored to both one-time policy purchases and recurring service needs, ensuring drivers have options that align with their changing circumstances. Coverage protects against liability, collision, and comprehensive risks common on local roads. Customers benefit from personalized assessments to match coverage levels with their driving habits and vehicle types. Assistance with claims and policy adjustments is provided on an as-needed basis.
Beck Insurance specializes in providing auto insurance policies tailored to individual driving needs in Utica, Michigan. Its general services include helping clients select appropriate coverage levels for liability, collision, and comprehensive protection. The agency also assists with policy adjustments as vehicles and driving habits change over time. During severe winter weather, when icy roads and snow-covered streets increase collision risks, the agency helps ensure clients have the right coverage to manage potential claims.
With the harsh winter months in Utica often leading to icy roads and increased claims, Goosehead Insurance - John VanLoon helps drivers find appropriate auto coverage to match their daily commute and seasonal risks. As an agency focused on personal vehicle protection, they review liability limits and comprehensive options to address local driving conditions. The initial process begins with a review of the driver’s current policy and an inspection of the vehicle’s condition to identify any necessary coverages.
ALF Insurance Agency LLC handles the essential task of protecting drivers and their vehicles throughout Utica, MI. Standard auto policies form the core of its business, yet the agency also specializes in assisting clients add crucial coverages such as roadside assistance and rental car reimbursement. It serves both personal and commercial clients, including those seeking coverage for offices, warehouses, and food service operations.
ATM Insurance Solutions LLC serves residential clients in Utica, MI, by securing tailored auto policies that protect personal vehicles and daily driving needs. The agency also extends its services to commercial clients, offering coverage options for business-owned vehicles and fleets operating throughout the local area. Agents work closely with each customer to understand their specific risks and coverage requirements. After an initial policy is placed, the company follows up proactively between regular visits to review coverage needs and adjust policies as circumstances change.
Michigan Insurance And Financial Services, Utica #2 is an auto insurance agent in Utica, MI, known for helping drivers find personal auto coverage tailored to their needs. The office guides clients through policy options for liability, collision, and comprehensive protection. It works with a selection of carriers to match quotes with drivers’ budgets and driving histories. As a specialty service, the agency can add roadside assistance to auto policies.
What Does an a Auto Insurance Agent in Utica Cost?
Auto insurance costs in Michigan are among the highest in the nation due to unlimited medical benefits. In Utica, average annual premiums range from about $1,200 for minimum coverage to over $3,000 for full coverage policies. Actual costs depend on your driving record, vehicle type, age, and coverage limits. This is general information and not insurance advice.
About auto insurance agents in Utica
Auto insurance agents in Utica Michigan help drivers find coverage that meets Michigan no-fault insurance requirements. Michigan law mandates unlimited medical benefits and property protection for all drivers. A local agent can explain these rules and help you choose the right policy for your needs.
Frequently Asked Questions
What are the minimum auto insurance requirements in Michigan?
Michigan requires no-fault insurance including personal injury protection with unlimited medical benefits, property protection insurance, and residual bodily injury and property damage liability. An agent in Utica can explain each coverage type.
How does Michigan no-fault insurance affect my claim?
Under Michigan no-fault law, your own insurance pays for your medical expenses and lost wages regardless of who caused the accident. You cannot sue the other driver unless your injury meets a serious impairment threshold. An agent can help you understand these limits.
Can I get a discount on auto insurance in Utica Michigan?
Many Michigan insurers offer discounts for safe driving, bundling home and auto policies, completing a defensive driving course, or having anti-theft devices. Ask your Utica agent about available discounts to lower your premium.
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