The top-rated auto insurance agent in Commerce Township, Michigan is Acrisure Commerce Township, MI (Insurance Advisors), rated 4.9 stars across 169 reviews. Other highly rated options include Tim Peacock - State Farm Insurance Agent, Jason Doyle - State Farm Insurance Agent, Sean Shewalter - State Farm Insurance Agent. This directory lists 14 auto insurance agents serving Commerce Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Commerce Township, MI (Insurance Advisors) | 4375 Pineview Dr | (248) 363-5746 |
| 2 | Tim Peacock - State Farm Insurance Agent | 2071 E West Maple Rd Ste E-507 | (248) 438-6535 |
| 3 | Jason Doyle - State Farm Insurance Agent | 1111 W Oakley Park Rd #101 | (248) 313-9113 |
| 4 | Sean Shewalter - State Farm Insurance Agent | 620 W Commerce Rd | (248) 936-0121 |
| 5 | The Derek Stein Agency - Farm Bureau Insurance | 3075 S Commerce Rd | (248) 714-5200 |
| 6 | Desiree Truman - State Farm Insurance Agent | 620 W Commerce Rd STE A | (248) 363-4711 |
| 7 | Corporate Insurance Planners | 1990 Union Lake Rd # 400B | (248) 360-2143 |
| 8 | Goosehead Insurance - Mary Bucki | 1155 Welch Rd Suite B | (248) 758-3001 |
| 9 | Benchmark Financial Limited | 8884 Commerce Rd | (248) 642-0700 |
| 10 | Tom Attard: Allstate Insurance | 1540 Union Lake Rd | (248) 360-2600 |
Acrisure Commerce Township, MI (Insurance Advisors) serves Oakland County and the surrounding metro Detroit area as an auto insurance agent. The agency helps drivers find and compare personal auto policies from multiple carriers to meet their coverage needs. It assists with liability, collision, and comprehensive insurance plans for standard and nonstandard vehicles. The office also handles specialized coverage for high-risk drivers and those with unique driving histories.
Tim Peacock - State Farm Insurance Agent in Commerce Township, MI, provides auto insurance policies along with related coverage options, including liability, collision, and comprehensive plans. It offers tailored service plans to help clients review their policies regularly and adjust coverage as their driving needs change. Maintenance plans include support with claims filing and policy updates to ensure ongoing protection. The agency serves a range of properties, such as single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and drivers in Commerce Township, MI work with Jason Doyle - State Farm Insurance Agent for their auto insurance needs. The agency provides standard auto policies with liability, collision, and comprehensive coverage options to protect local vehicles. Customers also discuss bundling with renters or life insurance for potential discounts. In addition to serving Commerce Township, this agency covers nearby communities in the Walled Lake and greater Oakland County area.
Serving Commerce Township and the surrounding communities of southeastern Michigan, Sean Shewalter - State Farm Insurance Agent handles auto insurance policies for local drivers. It manages coverage options such as liability, collision, and comprehensive protection. The agent works with clients to assess their individual driving needs and vehicle types. For a typical policy, it evaluates the driver's history and vehicle details before recommending appropriate coverage levels and deductibles.
The Derek Stein Agency - Farm Bureau Insurance in Commerce Township, MI, distinguishes between one-time policy service options for new auto insurance policies and recurring support for renewals, claims, and adjustments. Local coverage can protect vehicles from common regional risks such as accidents, theft, and weather-related damage. After the initial policy is bound, all subsequent service runs on an as-needed basis triggered by client requests for changes, questions, or claim filing assistance.
As an auto insurance agent in Commerce Township, MI, Desiree Truman - State Farm Insurance Agent provides tailored coverage options including liability, collision, and comprehensive plans. She also assists clients with bundling auto policies with homeowners or renters insurance for potential savings. Her general service work includes policy reviews, claims filing support, and explaining coverage limits to ensure informed decisions. During the winter months, she helps residents adjust their policies to address increased risks from icy roads and potential vehicle damage caused by snow and freezing temperatures.
With spring storms making roads slicker around Commerce Township, Corporate Insurance Planners helps drivers evaluate their current protection. Car owners often bring policies purchased years ago, unaware of changed repair costs or local accident patterns. The agency reviews coverage limits against Michigan’s no-fault system and newer vehicle values. An initial consultation involves a personal inspection of the driver’s existing declarations page to identify possible gaps.
Goosehead Insurance - Mary Bucki provides standard auto coverage for drivers throughout Commerce Township, Michigan, and also offers specialty add-ons like roadside assistance and rental reimbursement. The agency works directly with multiple reputable carriers to find suitable policies for personal vehicles, matching coverage options to individual needs and budgets. In addition to serving individual drivers, the agency can arrange commercial auto policies for small businesses running offices, warehouses, and food service operations across the local area.
Benchmark Financial Limited serves residents in Commerce Township, Michigan, with auto insurance policies for personal vehicles. The agency also provides commercial coverage for local businesses needing fleet or liability protection, extending services throughout the greater area. Clients can expect thorough explanation of coverage options and claims assistance when needed. Many customers return for policy reviews or endorsements between regular visits.
Tom Attard: Allstate Insurance in Commerce Township, MI, is known for providing personal auto insurance coverage tailored to local driving needs. The agency helps drivers in the area select policies that offer liability, collision, and comprehensive protection, along with necessary state minimums. Customers can also discuss options for roadside assistance or rental car reimbursement to add extra security. A specialty service available through this agency is adding rideshare coverage for drivers who use their personal vehicles with companies like Uber or Lyft.
What Does an a Auto Insurance Agent in Commerce Township Cost?
The average cost of auto insurance in Michigan is among the highest in the nation, often ranging from $2,500 to $5,000 per year for full coverage. In Commerce Township, rates vary based on your driving record, vehicle type, and the PIP coverage level you select. An agent can help you compare quotes from multiple insurers to find a policy that fits your budget. This is general information and not insurance advice.
About auto insurance agents in Commerce Township
An auto insurance agent in Commerce Township, Michigan can help you navigate the state unique no-fault insurance system. Michigan law requires all drivers to carry Personal Injury Protection (PIP) and Property Protection Insurance (PPI). A local agent understands the specific coverage needs for drivers in Oakland County and can explain how Michigan tort options affect your policy.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Michigan?
Michigan requires unlimited PIP medical benefits, $1 million in PPI for property damage, and residual bodily injury liability of $20,000 per person and $40,000 per accident. You may also choose limited or no PIP coverage if you have qualifying health insurance.
How does Michigan no-fault insurance affect my claim after an accident?
Under Michigan no-fault law, your own insurance pays for your medical bills and lost wages regardless of who caused the crash. You can only sue the other driver for pain and suffering if you have a serious injury or for economic damages beyond your PIP limits.
Can I choose a higher deductible to lower my auto insurance premium in Commerce Township?
Yes, Michigan allows you to choose a PIP medical deductible of up to $7,500 if you have qualifying health coverage. Choosing a higher deductible can reduce your premium, but you must ensure you can cover the deductible amount out of pocket if needed.
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