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Browse auto insurance agents serving Charlotte, Michigan. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Charlotte, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 10 auto insurance agents in Charlotte, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ridge Tefft - State Farm Insurance Agent
138 S Cochran Rd Ste A, Charlotte, MI 48813
(517) 543-2850
ridgetefft.com
Dalessandro Agency Inc
315 Lansing St, Charlotte, MI 48813
(517) 543-3200
daimichigan.com
Russell and Schrader Insurance Agency
239 S Cochran Rd, Charlotte, MI 48813
(517) 543-1740
russellschrader.com
Matt Stoken - State Farm Insurance Agent
343 Cochran Ave, Charlotte, MI 48813
(517) 543-5600
stokensf.com
Charlotte Insurance Inc
239 S Cochran Rd, Charlotte, MI 48813
(517) 543-0560
charlotteinsuranceagencyinc.com
Farmers Insurance - Nathaniel VanStee
121 Cochran Ave, Charlotte, MI 48813
(517) 210-2081
agents.farmers.com
Nick Cypher Agency, Charlotte - Farm Bureau Insurance
430 State St, Charlotte, MI 48813
(517) 541-1400
farmbureauinsurance-mi.com
Farm Bureau Insurance aka FBI
430 State St, Charlotte, MI 48813
(517) 543-5565
farmbureauinsurance-mi.com
P & P Insurance Group LLC.
111 W Lovett St, Charlotte, MI 48813
(517) 999-5541
Farmers Insurance - Nathaniel VanStee
121 S Cochran Rd, Charlotte, MI 48813
(517) 210-2081
agents.farmers.com
Auto insurance agents in Charlotte, Michigan help drivers find coverage that meets state requirements. Michigan law mandates unlimited personal injury protection (PIP) for medical benefits under the no-fault system. A local agent can explain these rules and help you choose the right liability and collision coverage for your needs.
What Does a Auto Insurance Agent in Charlotte Cost?
Auto insurance costs in Charlotte, Michigan vary based on driving record, vehicle type, and coverage levels. Average annual premiums in Michigan range from $1,200 to $2,500 for full coverage. Factors like your credit score and annual mileage also affect rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Michigan?
Michigan requires liability coverage of at least $50,000 per person and $100,000 per accident for bodily injury. You also need $10,000 for property damage and unlimited PIP medical coverage under the no-fault law.
How do I choose an auto insurance agent in Charlotte Michigan?
Look for an agent licensed in Michigan who has experience with local coverage needs. Ask about their knowledge of Michigan no-fault rules and whether they offer policies from multiple insurance companies.
Can I change my auto insurance agent after buying a policy in Charlotte?
Yes you can switch agents at any time. Contact a new agent to review your current policy and make changes. There is no penalty for changing agents in Michigan.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.