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HomeAuto Insurance AgentsMichigan › Charlotte

Find Auto Insurance Agents Near You in Charlotte, MI

Browse auto insurance agents serving Charlotte, Michigan. Updated 2026-07-14.

The top-rated auto insurance agent in Charlotte, Michigan is Ridge Tefft - State Farm Insurance Agent, rated 4.9 stars across 908 reviews. Other highly rated options include Dalessandro Agency Inc, Russell and Schrader Insurance Agency, Matt Stoken - State Farm Insurance Agent. This directory lists 10 auto insurance agents serving Charlotte.

Showing 10 auto insurance agents in Charlotte, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ridge Tefft - State Farm Insurance Agent138 S Cochran Rd Ste A(517) 543-2850
2Dalessandro Agency Inc315 Lansing St(517) 543-3200
3Russell and Schrader Insurance Agency239 S Cochran Rd(517) 543-1740
4Matt Stoken - State Farm Insurance Agent343 Cochran Ave(517) 543-5600
5Charlotte Insurance Inc239 S Cochran Rd(517) 543-0560
6Farmers Insurance - Nathaniel VanStee121 Cochran Ave(517) 210-2081
7Nick Cypher Agency, Charlotte - Farm Bureau Insurance430 State St(517) 541-1400
8Farm Bureau Insurance aka FBI430 State St(517) 543-5565
9P & P Insurance Group LLC.111 W Lovett St(517) 999-5541
10Farmers Insurance - Nathaniel VanStee121 S Cochran Rd(517) 210-2081
RT
138 S Cochran Rd Ste A
Ridge Tefft - State Farm Insurance Agent
Auto Insurance Agent · Charlotte, MI

Serving residents of Eaton County and the Charlotte, Michigan area, Ridge Tefft - State Farm Insurance Agent specializes in auto insurance policies for local drivers. The agency helps clients navigate coverage options to meet both state requirements and personal financial needs. Policies can be tailored for individual vehicles, multiple cars, or families with young drivers. Customers also receive assistance with roadside assistance coverage and rental car reimbursement options.

DA
315 Lansing St
Dalessandro Agency Inc
Auto Insurance Agent · Charlotte, MI

Dalessandro Agency Inc provides comprehensive auto insurance coverage tailored to individual driving needs, including liability, collision, and comprehensive policies. It also offers specialized protection options such as uninsured motorist coverage and roadside assistance plans. Its service approach emphasizes clear guidance through policy selection and straightforward claims assistance. The agency regularly reviews client plans to ensure coverage adapts to changing circumstances. Located in Charlotte, Michigan, it serves single-family homes, apartments, retail businesses, and restaurants throughout the surrounding area.

RS
239 S Cochran Rd
Russell and Schrader Insurance Agency
Auto Insurance Agent · Charlotte, MI

Russell and Schrader Insurance Agency serves homeowners, businesses, and property managers in Charlotte, Michigan, offering auto insurance policies tailored to local driving conditions. The agency works with clients to evaluate coverage needs, including liability and comprehensive options, and handles claims guidance. Services also include explaining deductible choices and assisting with policy adjustments throughout the year. The agency extends its services to residents in the surrounding Eaton County areas, including the neighboring community of Nashville.

MS
343 Cochran Ave
Matt Stoken - State Farm Insurance Agent
Auto Insurance Agent · Charlotte, MI

Matt Stoken - State Farm Insurance Agent serves Charlotte, Michigan, and the surrounding communities in Eaton County. The agency handles personal auto insurance policies for local drivers, covering liability, collision, and comprehensive protection. It also assists with bundling auto coverage with homeowners or renters policies for potential discounts. For each client, the agency reviews existing coverage, explains policy options, and tailors a plan to meet individual driving needs and budget constraints.

CI
239 S Cochran Rd
Charlotte Insurance Inc
Auto Insurance Agent · Charlotte, MI

When considering auto insurance, customers can choose between a one-time short-term policy or a more common recurring policy with scheduled payments. Charlotte Insurance Inc, serving Charlotte, MI, provides guidance on such coverage options, including liability, collision, and comprehensive plans to meet local driving needs. Consultation is offered to help clients understand their state-required minimums and optional protections. Service for policy setup and adjustments typically runs on an as-needed basis, with renewals occurring on a scheduled yearly cycle according to individual policy terms.

FI
121 Cochran Ave
Farmers Insurance - Nathaniel VanStee
Auto Insurance Agent · Charlotte, MI

Farmers Insurance - Nathaniel VanStee is an auto insurance agent serving Charlotte, Michigan, and the surrounding area. The agency provides standard auto insurance policies that help drivers meet state requirements and protect their vehicles. Coverage options typically include liability, collision, and comprehensive plans tailored to individual needs. Additional services may involve assistance with policy changes and claims support throughout the coverage term. For those seeking extra protection, the agency can offer rental car reimbursement or roadside assistance as a specialized add-on service.

NC
430 State St
Nick Cypher Agency, Charlotte - Farm Bureau Insurance
Auto Insurance Agent · Charlotte, MI

As winter roads in Charlotte, Michigan, become slick and unpredictable, drivers need reliable protection against the unexpected. Nick Cypher Agency, Charlotte - Farm Bureau Insurance helps local motorists secure auto insurance tailored to their daily commutes and seasonal risks. Their team assists clients in comparing coverage options to meet Michigan's no-fault insurance requirements. From liability to comprehensive plans, they explain policies clearly so residents feel prepared for any weather event or roadside incident. The process begins with an inspection of the vehicle to finalize coverage details.

FB
430 State St
Farm Bureau Insurance aka FBI
Auto Insurance Agent · Charlotte, MI

Farm Bureau Insurance, known locally as FBI, provides auto insurance coverage for drivers in the Charlotte, Michigan area. Its agents help clients build personal policies, often including specialty add-ons like roadside assistance and rental car reimbursement. Tailoring liability and comprehensive plans to individual needs is a primary focus. The agency serves a range of commercial sectors, including local offices, warehouses, and food service establishments requiring vehicle protection for their operations.

PP
111 W Lovett St
P & P Insurance Group LLC.
Auto Insurance Agent · Charlotte, MI

Serving residents of Charlotte, Michigan, P & P Insurance Group LLC. provides auto insurance coverage tailored to individual driving needs. The agency also assists local business owners in securing commercial auto policies to protect their fleets or company vehicles, with coverage options available for drivers throughout the greater Eaton County area. Clients benefit from personalized consultations for initial policy setup and may contact the agency for follow-up support between their regular scheduled policy review visits.

FI
121 S Cochran Rd
Farmers Insurance - Nathaniel VanStee
Auto Insurance Agent · Charlotte, MI

Farmers Insurance - Nathaniel VanStee is an auto insurance agent serving Charlotte, Michigan, and the surrounding area. The agency provides standard auto insurance policies that help drivers meet state requirements and protect their vehicles. Coverage options typically include liability, collision, and comprehensive plans tailored to individual needs. Additional services may involve assistance with policy changes and claims support throughout the coverage term. For those seeking extra protection, the agency can offer rental car reimbursement or roadside assistance as a specialized add-on service.

What Does an a Auto Insurance Agent in Charlotte Cost?

Auto insurance costs in Charlotte, Michigan vary based on driving record, vehicle type, and coverage levels. Average annual premiums in Michigan range from $1,200 to $2,500 for full coverage. Factors like your credit score and annual mileage also affect rates. This is general information and not insurance advice.

About auto insurance agents in Charlotte

Auto insurance agents in Charlotte, Michigan help drivers find coverage that meets state requirements. Michigan law mandates unlimited personal injury protection (PIP) for medical benefits under the no-fault system. A local agent can explain these rules and help you choose the right liability and collision coverage for your needs.

Frequently Asked Questions

What are the minimum auto insurance requirements in Michigan?

Michigan requires liability coverage of at least $50,000 per person and $100,000 per accident for bodily injury. You also need $10,000 for property damage and unlimited PIP medical coverage under the no-fault law.

How do I choose an auto insurance agent in Charlotte Michigan?

Look for an agent licensed in Michigan who has experience with local coverage needs. Ask about their knowledge of Michigan no-fault rules and whether they offer policies from multiple insurance companies.

Can I change my auto insurance agent after buying a policy in Charlotte?

Yes you can switch agents at any time. Contact a new agent to review your current policy and make changes. There is no penalty for changing agents in Michigan.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.