The top-rated auto insurance agent in Traverse City, Michigan is Susan Rauser - State Farm Insurance Agent, rated 4.9 stars across 640 reviews. Other highly rated options include Cardinal Insurance Group, Hagerty Insurance Agency, Ford Insurance Inc. This directory lists 20 auto insurance agents serving Traverse City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Susan Rauser - State Farm Insurance Agent | 874 E Eighth St | (231) 421-9596 |
| 2 | Cardinal Insurance Group | 510 Depot View Dr STE 11 | (231) 938-4408 |
| 3 | Hagerty Insurance Agency | 121 Drivers Edge | (877) 922-9701 |
| 4 | Ford Insurance Inc | 920 S Garfield Ave # 6 | (231) 941-0450 |
| 5 | Acrisure Traverse City, MI (Larkin Group) | 13900 S W Bay Shore Dr | (231) 947-8800 |
| 6 | Farmers Insurance - Fran Martin | 745 S Garfield Ave Ste B | (231) 421-5136 |
| 7 | Michigan's Best Insurance Agency | 3639 Cass Rd Ste 6 | (231) 929-9500 |
| 8 | Farm Bureau Insurance - Jeremy Crum Agency | 803 W Front St | (231) 499-5209 |
| 9 | Bay View Insurance Agency | 4200 Three Mile Rd | (231) 941-2244 |
| 10 | Fitzmaurice-Garvin Insurance | 13818 S W Bay Shore Dr | (231) 947-9532 |
Susan Rauser - State Farm Insurance Agent serves the Traverse City, Michigan area as an auto insurance agent. The agency helps drivers secure appropriate coverage for their vehicles, assisting with policy selection tailored to individual needs and budgets. Understanding the local roads and weather patterns, clients can expect guidance on liability and collision options. The office also handles policy adjustments for life changes such as a new vehicle or a change in commute. Coverage for rental reimbursement and roadside assistance is among the specific services this agency manages in the region.
Homeowners, business owners, and property managers in Traverse City rely on Cardinal Insurance Group for auto insurance agent services tailored to their individual needs. The agency helps clients secure coverage that meets local driving conditions and liability requirements. Policies are reviewed carefully to align with each customer’s vehicle usage and budget. Residents in nearby Acme Township and the broader Grand Traverse region also depend on this office for guidance through policy selection and claims assistance.
Hagerty Insurance Agency in Traverse City, MI, provides a full range of auto insurance services, covering standard personal vehicles and specialty automobiles. Its service plans include routine policy reviews to ensure coverage aligns with changing needs, plus claims assistance and guidance on policy maintenance. The agency services single-family homes, apartments, retail spaces, and restaurants in the local area.
Serving Traverse City and the surrounding communities of Grand Traverse County, Ford Insurance Inc handles auto insurance coverage for local drivers. The agency manages personal vehicle policies, addressing liability, collision, and comprehensive protection needs. It works to match clients with suitable coverage levels that fit individual driving habits and financial considerations. For a typical job, the agent reviews a driver’s current policy, discusses any recent changes in vehicle use or household situation, and then presents tailored options to ensure adequate protection without unnecessary expense.
Drivers seeking ongoing coverage solutions or a single policy change can rely on Acrisure Traverse City, MI (Larkin Group) for their auto insurance agent needs. Their work focuses on matching area motorists with appropriate liability and collision options, whether for personal vehicles or commercial use. These personalized policy plans are presented in a straightforward manner, allowing clients to understand their specific levels of financial protection. Service operates entirely on a scheduled basis, with agents available during standard business hours for consultations, annual reviews, and renewal paperwork assistance.
Farmers Insurance - Fran Martin specializes in personalized auto insurance policies tailored to individual driving needs and vehicle types. As an auto insurance agent in Traverse City, Michigan, it handles policy inquiries, coverage adjustments, and claims assistance for local drivers. The agency also reviews existing plans to ensure adequate protection against common risks on northern Michigan roads. Its seasonal support includes helping customers understand how winter weather conditions and potential deer collisions may affect their coverage requirements throughout the year.
As the snow piles up and lake-effect squalls reduce visibility on the Leelanau Peninsula, drivers in Traverse City face increased risks of winter-weather accidents. Michigan's Best Insurance Agency responds to these seasonal needs by helping local motorists review and adjust their auto insurance coverage. The team works to clarify Michigan's unique no-fault insurance regulations and policy options for area residents. An initial consultation begins with a thorough review of the client's current automobile policy, followed by a personalized assessment of the vehicle's coverage requirements and any gaps that need attention.
Farm Bureau Insurance - Jeremy Crum Agency in Traverse City, MI provides auto insurance policies designed to protect personal vehicles. The agency offers specialty add-ons such as roadside assistance and rental car reimbursement coverage. These options help drivers manage unexpected breakdowns or temporary transportation needs. The agency serves property in various commercial sectors, including offices, warehouses, and food service operations.
Bay View Insurance Agency in Traverse City, MI offers residential auto insurance for local drivers, tailoring policies to protect personal vehicles and daily commutes. Commercial vehicle coverage is also available for businesses operating in the region, serving the greater Traverse City area and surrounding communities. The agency works with clients to select appropriate liability and collision options. After an initial policy is set, the agency proactively reaches out to review coverage and adjust plans during or between regular visits.
Fitzmaurice-Garvin Insurance in Traverse City, MI, is known for providing personalized auto insurance coverage tailored to local drivers. The company assists clients in selecting adequate liability, collision, and comprehensive policies for their vehicles. It also helps residents assess their protection needs for daily commuting, recreational driving, and severe weather conditions common to northern Michigan. As a specialty service, it can add uninsured motorist coverage to shield policyholders from costs incurred by drivers lacking sufficient insurance.
What Does an a Auto Insurance Agent in Traverse City Cost?
Auto insurance costs in Michigan are among the highest in the nation. Average annual premiums in Traverse City range from 1,200 to 2,500 dollars depending on your driving record, vehicle type, and coverage choices. Factors like your age, credit score, and claims history also affect rates. This is general information and not insurance advice.
About auto insurance agents in Traverse City
An auto insurance agent in Traverse City can help you navigate Michigan no fault insurance laws and find coverage that fits your needs. Michigan requires all drivers to carry personal injury protection and property protection insurance. A local agent understands the specific requirements for Grand Traverse County and can explain options like limited or full tort.
Frequently Asked Questions
What does an auto insurance agent in Traverse City do?
An auto insurance agent helps you compare policies from different companies and explains Michigan specific coverage requirements. They assist with policy changes and claims guidance. Local agents know the area and can offer personalized service.
Is Michigan a no fault state for auto insurance?
Yes Michigan is a no fault state. This means your own insurance pays for your medical expenses and lost wages after an accident regardless of who caused it. Michigan also has unlimited lifetime medical benefits under personal injury protection coverage.
What is the minimum auto insurance coverage required in Michigan?
Michigan requires personal injury protection with unlimited medical benefits, property protection insurance up to 1 million dollars, and residual bodily injury and property damage liability. You can also choose limited or full tort liability coverage.
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