The top-rated auto insurance agent in Port Huron, Michigan is Megan Simmons - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Jeff Genaw - State Farm Insurance Agent, Tremble Insurance Agency, Blue Water Insurance. This directory lists 14 auto insurance agents serving Port Huron.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Megan Simmons - State Farm Insurance Agent | 203 Huron Ave | (810) 385-4466 |
| 2 | Jeff Genaw - State Farm Insurance Agent | 4155 Lapeer Rd | (810) 984-1538 |
| 3 | Tremble Insurance Agency | 2620 Griswold St | (810) 987-8610 |
| 4 | Blue Water Insurance | 603 Griswold St | (810) 544-3072 |
| 5 | Presnell Insurance Agency | 2924 Pine Grove Ave | (810) 479-5494 |
| 6 | Kearns Agency Inc | 1101 Pine Grove Ave | (810) 987-3330 |
| 7 | Rusty Fournier: Allstate Insurance | 333 Huron Ave | (810) 982-2340 |
| 8 | Grant Smith Health Insurance Agency | 2916 Pine Grove Ave | (810) 984-1373 |
| 9 | Farm Bureau Insurance | 234 Huron Ave | (810) 984-5200 |
| 10 | Great Lakes Insurance | 3928 24th Ave | (810) 824-3159 |
Megan Simmons - State Farm Insurance Agent serves the Port Huron, Michigan, metro area as a local auto insurance agent. The agency provides personal auto insurance coverage tailored to meet the needs of local drivers. Clients can receive help selecting liability limits, uninsured motorist protection, and collision or comprehensive options. The agency also offers assistance with roadside assistance and rental car coverage. Policyholders may bundle auto insurance with other services such as homeowners or renters insurance for potential savings. The office handles claim filing assistance and policy reviews for customers in this region.
Jeff Genaw - State Farm Insurance Agent serves homeowners, renters, and drivers in Port Huron, MI, helping them secure tailored auto insurance policies to meet their coverage needs. The agency also assists local small business owners with liability protection and property managers seeking comprehensive risk solutions. By evaluating each client’s individual driving habits and vehicle usage, the office works to find practical policy options. Service extends into the surrounding Blue Water Area and nearby communities such as Marysville and St. Clair.
Tremble Insurance Agency, serving Port Huron, MI, offers a full range of auto insurance coverage options, including liability, collision, and comprehensive policies. The agency provides ongoing policy reviews to help clients adjust their coverage as their driving habits or vehicle needs change. Dedicated claims assistance and personalized guidance on coverage limits are available for each customer. This agency services the insurance needs of various property types, including single-family homes, apartments, retail locations, and restaurants.
Serving Port Huron and the surrounding communities of St. Clair County, Blue Water Insurance handles personal auto insurance for local drivers. They assist clients with policy coverage for daily commutes, family vehicles, and standard safety requirements. This agency works directly with individuals to explain available liability and collision options that meet Michigan’s no-fault insurance regulations. Their typical approach involves reviewing each driver’s specific needs and recommending a straightforward policy package that balances appropriate protection with cost considerations.
Presnell Insurance Agency in Port Huron, MI, offers both one-time policy inquiries and recurring service options for annual review and renewal of auto coverage. Clients can discuss liability, collision, and comprehensive protection tailored to Michigan’s no-fault insurance requirements. The agency assists with comparing plans to meet varying needs and budgets. Service is provided on an as-needed basis, with the option to schedule regular check-ins for policy updates or following major life changes such as a vehicle purchase.
Kearns Agency Inc offers auto insurance policies tailored to liability, collision, and comprehensive coverage in Port Huron, MI. It also provides guidance on deductible options and minimum state requirements for standard vehicles and occasional recreational drivers. The agency regularly reviews policy terms to help clients adjust limits as driving habits change. It advises on weather-related risks such as ice and snow impacts on coverage claim procedures during Michigan winters.
Rusty Fournier Allstate Insurance assists local motorists with customized auto policies tailored to individual driving needs. Specialized add-ons include roadside assistance, rental car reimbursement, and coverage for custom equipment. Operating from Port Huron, MI, the agency works with drivers to select appropriate liability limits and comprehensive protection. It can serve a variety of commercial sectors, including offices, warehouses, and food service businesses requiring fleet or vehicle insurance.
As winter weather approaches Port Huron, local drivers seek coverage that accounts for icy roads and lake-effect snow. Grant Smith Health Insurance Agency provides auto insurance policies designed to meet those seasonal risks. The agency helps clients compare liability limits and comprehensive options for their vehicles. A complete review of current coverage often reveals gaps that standard policies miss. A thorough initial inspection of the vehicle and its safety features helps the agent recommend the appropriate level of protection before the first snowfall arrives.
Farm Bureau Insurance provides auto insurance policies tailored for drivers in Port Huron, Michigan, along with coverage options for liability, collision, and comprehensive protection. Routine policy maintenance assists with updating coverage as driving needs change. It supports local motorists by helping them meet state requirements and adjust plans after accidents or vehicle purchases. The company serves private auto owners and also extends its protection services to single-family homes, apartments, retail shops, and restaurants.
Great Lakes Insurance serves auto insurance needs for residents throughout the Port Huron area, helping drivers find coverage that meets local requirements and protects their vehicles. Commercial auto policies are also offered for businesses operating in the region, addressing the specific risks faced by work vehicles. The agency works closely with clients to explain coverage options and adjust policies when life circumstances change. After an initial consultation, customers often return for policy updates when adding a new driver or vehicle, continuing the relationship between regular check-ins.
What Does an a Auto Insurance Agent in Port Huron Cost?
Auto insurance costs in Port Huron Michigan vary widely based on driving record, vehicle type, and coverage limits. Average annual premiums in Michigan range from 1200 to 3000 dollars for standard policies. Factors like credit score, age, and location within Port Huron also affect rates. This is general information and not insurance advice.
About auto insurance agents in Port Huron
Auto insurance agents in Port Huron Michigan help drivers find coverage that meets state requirements. Michigan law mandates unlimited personal injury protection (PIP) for medical benefits under no-fault insurance. Local agents can explain the Michigan Catastrophic Claims Association fee and help you choose property protection and residual liability limits.
Frequently Asked Questions
What auto insurance coverage is required in Michigan?
Michigan requires no-fault insurance with unlimited PIP medical benefits, property protection insurance up to 1 million dollars, and residual liability coverage. Drivers must also have personal injury protection for wage loss and replacement services.
How do I find a local auto insurance agent in Port Huron?
You can search online for independent agents in Port Huron or contact major insurers with local offices. Many agents in St. Clair County offer free quotes and can explain Michigan specific coverage options like mini-tort and broad form collision.
What is the Michigan mini-tort law and how does it affect my policy?
Michigan mini-tort allows drivers to sue for up to 3000 dollars in property damage not covered by insurance. This applies when you are at fault in an accident. Your agent can help you understand if you need additional coverage for this exposure.
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