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Auto Insurance Agents in Oxford, MI

Browse auto insurance agents serving Oxford, Michigan. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Oxford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 12 auto insurance agents in Oxford, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Horvath - State Farm Insurance Agent
148 S Washington St, Oxford, MI 48371
(248) 693-2464 nickinsuresmi.com
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
(248) 628-2505 communityinsurancecenter.com
Curtis Insurance Agency-America One
25 N Washington St, Oxford, MI 48371
(248) 628-3604 curtisinsuranceagency.com
Melisa Counelis Farm Bureau Insurance
115 S Washington St, Oxford, MI 48371
(248) 929-5896 insurancemommi.com
Angela McConnell - State Farm Insurance Agent
318 N Lapeer Rd, Oxford, MI 48371
(248) 628-4823 mcconnellagent.com
Farmers Insurance - Kenneth Spindler
605 S Lapeer Rd Ste B, Oxford, MI 48371
(248) 628-8900 agents.farmers.com
Rich Dagenais Insurance
826 S Lapeer Rd # C, Oxford, MI 48371
(248) 628-4900
Swiss Insurance Group
65 S Washington St Unit B, Oxford, MI 48371
(248) 800-4177 swissins.com
VTC Insurance Group - Oxford
1097 S Lapeer Rd Suite B, Oxford, MI 48371
(248) 628-2565 vtcins.com
Huntington Insurance
900 N Lapeer Rd, Oxford, MI 48371
(517) 594-4149 huntington.com
Nationwide Insurance: America One Inc.
25 N Washington St, Oxford, MI 48371
(248) 628-3604
Macy Insurance Agency, Inc.
15 E Burdick St Suite C, Oxford, MI 48371
(248) 673-7320 locator.meemic.com

What Does a Auto Insurance Agent in Oxford Cost?

The average annual cost for full coverage auto insurance in Michigan is around $2,600 to $3,200, but rates in Oxford can vary. A basic liability policy may cost $800 to $1,200 per year. Your specific rate depends on your age, vehicle, driving history, and the PIP level you select. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is Michigan no-fault insurance and how does it affect my Oxford policy?
Michigan is a no-fault state, meaning your own insurance pays for your medical bills after a crash regardless of who caused it. Your agent can help you choose a PIP medical coverage level from unlimited down to a lower limit.
Do I need uninsured motorist coverage in Oxford Michigan?
Uninsured motorist coverage is not required by Michigan law but is strongly recommended. It protects you if you are hit by a driver without insurance, which is a risk in any Michigan community.
What factors affect my auto insurance rate in Oxford Michigan?
Rates in Oxford are based on your driving record, the type of car you drive, your credit history, and your chosen coverage limits. Your location within Oxford and your annual mileage also play a role.