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Find Auto Insurance Agents Near You in Oxford, MI

Browse auto insurance agents serving Oxford, Michigan. Updated 2026-07-14.

The top-rated auto insurance agent in Oxford, Michigan is Nick Horvath - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Curtis Insurance Agency-America One, Community Insurance Center, Melisa Counelis Farm Bureau Insurance. This directory lists 12 auto insurance agents serving Oxford.

Showing 12 auto insurance agents in Oxford, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Horvath - State Farm Insurance Agent148 S Washington St(248) 693-2464
2Curtis Insurance Agency-America One25 N Washington St(248) 628-3604
3Community Insurance Center932 S Lapeer Rd(248) 628-2505
4Melisa Counelis Farm Bureau Insurance115 S Washington St(248) 929-5896
5Angela McConnell - State Farm Insurance Agent318 N Lapeer Rd(248) 628-4823
6Farmers Insurance - Kenneth Spindler605 S Lapeer Rd Ste B(248) 628-8900
7Rich Dagenais Insurance826 S Lapeer Rd # C(248) 628-4900
8Swiss Insurance Group65 S Washington St Unit B(248) 800-4177
9VTC Insurance Group - Oxford1097 S Lapeer Rd Suite B(248) 628-2565
10Huntington Insurance900 N Lapeer Rd(517) 594-4149
NH
148 S Washington St
Nick Horvath - State Farm Insurance Agent
Auto Insurance Agent · Oxford, MI

Nick Horvath - State Farm Insurance Agent serves the Oxford, Michigan area and surrounding communities as a provider of auto insurance policies for local drivers. The agency assists clients in selecting coverage options that meet state requirements and personal needs. Policyholders can receive help with claims filing and policy adjustments after life changes. Specific services handled here include liability protection for personal vehicles and comprehensive coverage that safeguards against damage from weather or road hazards.

CI
25 N Washington St
Curtis Insurance Agency-America One
Auto Insurance Agent · Oxford, MI

Homeowners, business owners, and vehicle operators in Oxford, MI, turn to Curtis Insurance Agency-America One for auto insurance agent services. This firm helps clients review personal and commercial auto policies to find appropriate coverage for standard vehicles and work trucks. An agent works with local residents to explain policy options for liability, collision, and comprehensive protection. The agency also assists drivers in nearby Lake Orion and surrounding Oakland County communities with their auto insurance needs.

CI
932 S Lapeer Rd
Community Insurance Center
Auto Insurance Agent · Oxford, MI

Community Insurance Center in Oxford, MI, provides a full range of auto insurance services, including liability, collision, and comprehensive coverage tailored to local driving conditions. It also offers regularly scheduled policy reviews to ensure clients maintain appropriate protection levels as their needs change. Customers are guided through claims filing and can adjust deductibles or add roadside assistance as necessary. The agency additionally services vehicles associated with single-family homes, apartments, nearby retail shops, and area restaurants, addressing both personal and commercial driving risks.

MC
115 S Washington St
Melisa Counelis Farm Bureau Insurance
Auto Insurance Agent · Oxford, MI

Serving Oxford, Michigan, and the surrounding communities, Melisa Counelis Farm Bureau Insurance provides auto insurance agent services for local drivers. The agency handles personal auto coverage to help protect vehicles against common road risks and liabilities. For each client, it examines individual driving habits and coverage needs to recommend a plan that balances protection with affordability. This approach begins with a detailed review of the motorist’s situation, followed by a clear explanation of policy options before any decisions are made.

AM
318 N Lapeer Rd
Angela McConnell - State Farm Insurance Agent
Auto Insurance Agent · Oxford, MI

For one-time service, a client may request a single policy quote or review, while recurring service involves ongoing adjustments to coverage as needs change. As an auto insurance agent in Oxford, MI, Angela McConnell’s office assists local drivers in selecting liability, collision, and comprehensive options tailored to individual driving habits and vehicle types. They also clarify how deductibles and coverage limits affect monthly premiums. Service is available on an as-needed basis, so clients can call or visit whenever a policy question or update arises without a scheduled appointment.

FI
605 S Lapeer Rd Ste B
Farmers Insurance - Kenneth Spindler
Auto Insurance Agent · Oxford, MI

Farmers Insurance - Kenneth Spindler offers auto insurance agents specializing in personal auto policies designed to match individual coverage needs. The agency provides standard liability and collision protection while also assisting clients with comprehensive plans that guard against theft and weather-related damage. Located in Oxford, MI, it actively serves drivers throughout the local area by reviewing policy options and adjusting coverage limits as circumstances change. During winter months, it helps clients understand how ice and snow conditions impact their deductibles and claims handling for accidents common on slippery roads.

RD
826 S Lapeer Rd # C
Rich Dagenais Insurance
Auto Insurance Agent · Oxford, MI

As Oxford roads grow slick with winter ice and snow, Rich Dagenais Insurance helps local drivers secure auto policies suited to Michigan's no-fault insurance laws. Their process focuses on matching coverage options with a client's vehicle and daily commute. Regular customers often inquire about adding uninsured motorist protection or comprehensive coverage for hail damage. Every new policy begins with a direct conversation, followed by a thorough review of the driver's current coverage limits and a detailed vehicle inspection.

SI
65 S Washington St Unit B
Swiss Insurance Group
Auto Insurance Agent · Oxford, MI

Swiss Insurance Group works with clients in Oxford, Michigan, to secure personal auto policies that address daily driving needs. The agency can also help tailor coverage with specialty add-ons such as roadside assistance and rental reimbursement. The team assists drivers in understanding liability limits, collision protection, and uninsured motorist options. Additionally, the agency serves commercial clients, helping to protect vehicles used for business purposes. Offices, warehouses, and food service operations in the area can obtain quotes for their commercial auto insurance requirements.

VI
1097 S Lapeer Rd Suite B
VTC Insurance Group - Oxford
Auto Insurance Agent · Oxford, MI

VTC Insurance Group - Oxford provides auto insurance coverage for residents in Oxford, Michigan, and the surrounding area. The agency also assists local business owners with commercial coverage options tailored to their vehicle-related needs. Serving clients across the region from its Oxford location, the agency helps drivers review policy options and adjust coverage as their circumstances change. Routine follow-up is available between regular visits to address questions or update policy details, ensuring continued support for each client’s evolving insurance requirements.

HI
900 N Lapeer Rd
Huntington Insurance
Auto Insurance Agent · Oxford, MI

With Oxford winters blanketing roads in snow and ice, local drivers seek coverage that anticipates seasonal hazards. Huntington Insurance steps in to address these shifting needs through personalized auto insurance plans. Every policy session begins by reviewing individual driving patterns, vehicle types, and regional risk factors. A thorough conversation with the agent follows, matching coverage options to specific protection gaps. The process then moves to a final assessment, where a vehicle inspection is scheduled to verify condition and finalize the policy details.

NI
25 N Washington St
Nationwide Insurance: America One Inc.
Auto Insurance Agent · Oxford, MI
(248) 628-3604
MI
15 E Burdick St Suite C
Macy Insurance Agency, Inc.
Auto Insurance Agent · Oxford, MI
(248) 673-7320
locator.meemic.com/mi/oxford/macy-agency

What Does an a Auto Insurance Agent in Oxford Cost?

The average annual cost for full coverage auto insurance in Michigan is around $2,600 to $3,200, but rates in Oxford can vary. A basic liability policy may cost $800 to $1,200 per year. Your specific rate depends on your age, vehicle, driving history, and the PIP level you select. This is general information, not insurance advice.

About auto insurance agents in Oxford

An auto insurance agent in Oxford, Michigan can help you navigate the state's unique no-fault insurance system. Michigan law requires all drivers to carry Personal Injury Protection (PIP) and Property Protection Insurance (PPI). A local agent understands Oxford's specific driving conditions and can explain the different PIP medical coverage levels available.

Frequently Asked Questions

What is Michigan no-fault insurance and how does it affect my Oxford policy?

Michigan is a no-fault state, meaning your own insurance pays for your medical bills after a crash regardless of who caused it. Your agent can help you choose a PIP medical coverage level from unlimited down to a lower limit.

Do I need uninsured motorist coverage in Oxford Michigan?

Uninsured motorist coverage is not required by Michigan law but is strongly recommended. It protects you if you are hit by a driver without insurance, which is a risk in any Michigan community.

What factors affect my auto insurance rate in Oxford Michigan?

Rates in Oxford are based on your driving record, the type of car you drive, your credit history, and your chosen coverage limits. Your location within Oxford and your annual mileage also play a role.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.