The top-rated auto insurance agent in Somerset, Kentucky is Tammy Hill - State Farm Insurance Agent, rated 4.9 stars across 158 reviews. Other highly rated options include Isaacs Insurance, Chad Smallwood - State Farm Insurance Agent, Stewart & Tucker Insurance. This directory lists 20 auto insurance agents serving Somerset.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tammy Hill - State Farm Insurance Agent | 3311 S Hwy 27 Suite 10 | (606) 676-0000 |
| 2 | Isaacs Insurance | 250 Belmont Drive Suite 3 | (606) 679-1590 |
| 3 | Chad Smallwood - State Farm Insurance Agent | 823 S Hwy 27 Ste 2 | (606) 416-5072 |
| 4 | Stewart & Tucker Insurance | 3737 S Hwy 27 | (606) 451-2139 |
| 5 | Cundiff & Company Insurance Inc. | 525 Ogden St | (606) 679-8379 |
| 6 | Priority Insurance Agency | 110 Richie Ln suite a | (606) 425-4862 |
| 7 | Farm Bureau Don Hurt Agency | 345 Langdon St | (606) 679-8441 |
| 8 | Kelly Horseman: Allstate Insurance | 312B Sallee St | (606) 679-1130 |
| 9 | Reed Brothers Insurance Services, Inc. | 95 E Somerset Church Rd | (606) 679-6311 |
| 10 | Safe Harbor Insurance, LLC | 211 W Mt Vernon St | (606) 677-0051 |
Tammy Hill - State Farm Insurance Agent serves Somerset and surrounding Pulaski County, Kentucky, specializing in auto insurance. The agency helps local drivers obtain liability, collision, and comprehensive coverage to meet state requirements and protect their vehicles. It also reviews policy options to fit individual budgets and driving needs. Customers can receive personalized advice on deductibles and roadside assistance plans.
Isaacs Insurance provides a range of personal and commercial auto insurance policies in the Somerset, KY area. It assists clients in selecting coverage that addresses their unique driving needs and vehicles. The agency offers guidance on policy selection and helps customers understand their protection options. It can manage routine policy updates and answer questions about deductibles or liability limits. This agent services single-family homes, apartments, and commercial properties, including retail locations and restaurants.
Chad Smallwood - State Farm Insurance Agent in Somerset, KY, serves homeowners, renters, and drivers in the surrounding area. The agency provides personalized auto insurance policies, helping local residents assess their coverage needs for liability, collision, and comprehensive protection. It also assists customers with bundling auto and home policies for potential savings. In addition to serving Somerset, the agency extends its services to the neighboring community of Burnside and the nearby Lake Cumberland region.
Serving Somerset, Kentucky, and the surrounding Pulaski County communities, Stewart & Tucker Insurance provides auto insurance agent services to local drivers. The agency handles personal auto policies and related coverage options to help meet varying needs on the road. Its approach involves assessing each client's driving situation and then working to match them with an appropriate level of protection from a selection of available carriers.
Cundiff & Company Insurance Inc. in Somerset, KY provides auto insurance agents to local drivers, offering both one-time policy purchases for new vehicles and recurring service options for annual renewals and coverage adjustments. Their agents help clients navigate standard liability, collision, and comprehensive plans to meet Kentucky’s minimum requirements while tailoring deductibles and limits to individual needs. This agent company coordinates claims assistance and policy reviews on an as-needed basis, ensuring clients have support when accidents or policy changes arise.
Priority Insurance Agency offers specialized auto insurance policies to protect drivers against liability, collision, and comprehensive damage. It also provides general coverage options tailored to individual driving needs in Somerset, KY. The agency helps clients navigate policy renewals and claims assistance to ensure compliance with state requirements. During the winter season, it assists drivers in reviewing coverage for ice and snow-related road hazards.
Farm Bureau Don Hurt Agency works with local drivers to secure auto insurance policies that provide essential coverage and liability protection. The agency can help add specialty options such as roadside assistance or rental car reimbursement to a standard policy. Serving the Somerset, Kentucky area, it assists individual vehicle owners as well as commercial clients with fleet insurance needs. These commercial sectors include offices, warehouses, and food service operations, where tailored coverage helps protect business vehicles and assets on the road.
Somerset winters can be harsh, so residents often need dependable coverage before the snow arrives. Kelly Horseman: Allstate Insurance provides personal assistance to drivers finding suitable auto insurance policies in the area. The company works with clients to customize plans that meet individual needs and local driving conditions. As an agency within a major insurer, it offers support for policy changes and claims. The process typically begins with a thorough review of driving history and current coverage during an initial consultation.
Reed Brothers Insurance Services, Inc. in Somerset, KY serves residents by securing personal auto policies to meet daily driving needs. Coverage is also available for commercial vehicles used in local business operations. The agency extends its service across the surrounding region, helping drivers find appropriate protection. Clients may schedule a follow-up appointment between regular visits to review or update their existing coverage as their circumstances change.
What Does an a Auto Insurance Agent in Somerset Cost?
The average cost of auto insurance in Kentucky is around 1,500 dollars per year for full coverage, though rates in Somerset may be lower than in larger cities. Minimum liability coverage can cost between 400 and 800 dollars annually. Your actual premium depends on factors like age, driving history, and vehicle type. This is general information, not insurance advice.
About auto insurance agents in Somerset
Auto insurance agents in Somerset Kentucky help drivers find coverage that meets state requirements. Kentucky law mandates liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. An agent can explain local options and help you compare policies from different carriers.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kentucky?
Kentucky requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 10,000 dollars for property damage. Uninsured motorist coverage is also required. Agents in Somerset can help you meet these legal minimums.
Do I need to purchase PIP coverage in Kentucky?
Yes, Kentucky requires Personal Injury Protection or PIP coverage of at least 10,000 dollars. This pays for medical expenses and lost wages regardless of fault. An agent can explain how PIP works with your health insurance.
How can an auto insurance agent in Somerset help me save money?
An agent can compare quotes from multiple insurers to find competitive rates for your situation. They may also identify discounts for safe driving, bundling policies, or completing a defensive driving course. Rates vary based on your driving record and vehicle.
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