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Directory of auto insurance agents in Somerset, Kentucky. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Somerset, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 auto insurance agents in Somerset, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tammy Hill - State Farm Insurance Agent
3311 S Hwy 27 Suite 10, Somerset, KY 42501
(606) 676-0000
tammyhill.net
Isaacs Insurance
250 Belmont Drive Suite 3, Somerset, KY 42501
(606) 679-1590
isaacsinsure.com
Chad Smallwood - State Farm Insurance Agent
823 S Hwy 27 Ste 2, Somerset, KY 42501
(606) 416-5072
insuredbychad.com
Stewart & Tucker Insurance
3737 S Hwy 27, Somerset, KY 42501
(606) 451-2139
stewarttuckerinsurance.com
Cundiff & Company Insurance Inc.
525 Ogden St, Somerset, KY 42501
(606) 679-8379
cundiffandcompanyinsurance.com
Priority Insurance Agency
110 Richie Ln suite a, Somerset, KY 42503
(606) 425-4862
piasomerset.com
Kelly Horseman: Allstate Insurance
312B Sallee St, Somerset, KY 42501
(606) 679-1130
agents.allstate.com
Farm Bureau Don Hurt Agency
345 Langdon St, Somerset, KY 42503
(606) 679-8441
kyfb.com
Reed Brothers Insurance Services, Inc.
95 E Somerset Church Rd, Somerset, KY 42503
(606) 679-6311
rbisomerset.com
Mathis Insurance Agency, Inc
1340 S Hwy 27, Somerset, KY 42501
(606) 679-7836
mathisinsurance.org
Safe Harbor Insurance, LLC
211 W Mt Vernon St, Somerset, KY 42501
(606) 677-0051
safeharborsomerset.com
Pearson Insurance Agency
429 Ogden St #2, Somerset, KY 42501
(606) 679-1450
pearsonins.net
Hays Brother's Insurance
225 Langdon St, Somerset, KY 42501
(606) 679-4297
haysbrothers.com
First Insurance Group USA
2520 S Hwy 27, Somerset, KY 42501
(606) 679-3570
firstinsurancegroupusa.com
Lakeland Insurance Group
1126 S Hwy 27, Somerset, KY 42501
(606) 679-5830
lakelandinsurancegroup.com
Jarvis Insurance Agency, Inc.
150 Creek Terrace, Somerset, KY 42503
(606) 678-4911
jarvisinsagency.com
American Insurance Agency
4311 S Hwy 27 #2, Somerset, KY 42501
(606) 677-0717
aiasomerset.com
South Central Insurance LLC
99 Tandy Ave, Somerset, KY 42501
(606) 425-4943
sciky.net
Lakeland Insurance Group
207 Apache Trail, Somerset, KY 42501
(606) 425-1279
lakelandinsurancegroup.com
Parker Insurance Agency
118 N Main St, Somerset, KY 42501
(606) 678-5246
theparkeragency.net
Auto insurance agents in Somerset Kentucky help drivers find coverage that meets state requirements. Kentucky law mandates liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. An agent can explain local options and help you compare policies from different carriers.
What Does a Auto Insurance Agent in Somerset Cost?
The average cost of auto insurance in Kentucky is around 1,500 dollars per year for full coverage, though rates in Somerset may be lower than in larger cities. Minimum liability coverage can cost between 400 and 800 dollars annually. Your actual premium depends on factors like age, driving history, and vehicle type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kentucky?
Kentucky requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 10,000 dollars for property damage. Uninsured motorist coverage is also required. Agents in Somerset can help you meet these legal minimums.
Do I need to purchase PIP coverage in Kentucky?
Yes, Kentucky requires Personal Injury Protection or PIP coverage of at least 10,000 dollars. This pays for medical expenses and lost wages regardless of fault. An agent can explain how PIP works with your health insurance.
How can an auto insurance agent in Somerset help me save money?
An agent can compare quotes from multiple insurers to find competitive rates for your situation. They may also identify discounts for safe driving, bundling policies, or completing a defensive driving course. Rates vary based on your driving record and vehicle.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.