The top-rated auto insurance agent in Lexington, Kentucky is Carpenter Insurance Group LLC, rated 5.0 stars across 333 reviews. Other highly rated options include SeibertKeck Insurance Partners, Integrity Insurance Group, LLC, Asshield Insurance. This directory lists 21 auto insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carpenter Insurance Group LLC | 141 Prosperous Pl Suite 26 | (859) 202-3656 |
| 2 | SeibertKeck Insurance Partners | 2011 Rambler Rd #1 | (859) 203-5353 |
| 3 | Integrity Insurance Group, LLC | 1500 Leestown Rd Ste 228 | (859) 800-4946 |
| 4 | Asshield Insurance | 2240 Executive Dr UNIT 103 | (859) 368-0162 |
| 5 | Bray & Oakley Insurance Agency | 3061 Fieldstone Way #300 | (859) 927-3743 |
| 6 | Renee Jackson Insurance Agency | 1795 Alysheba Way UNIT 1101 | (859) 317-2217 |
| 7 | The Hutch Agency - Kentucky | 121 Prosperous Pl STE 9B | (859) 309-1912 |
| 8 | Greater Lexington Insurance Agency, Inc. | 1066 Wellington Way | (859) 224-2477 |
| 9 | Heritage Insurance Agency | 3306 Clays Mill Rd Ste 106 | (859) 219-1122 |
| 10 | Signature Insurance Group | 525 Darby Creek Rd Suite 29 | (859) 407-4888 |
Carpenter Insurance Group LLC provides a full range of auto insurance services, including policy selection assistance and coverage adjustments for local drivers in Lexington, KY. Their service model includes regular policy reviews to match evolving driving needs and liability protection options. The company also offers maintenance plans that guide clients through claim filing procedures and coverage updates. This agency services various property types for personal accounts, including single-family homes, apartments, retail, and restaurants.
SeibertKeck Insurance Partners serves the Lexington, Kentucky area as a dedicated auto insurance agent. The company assists local drivers in securing coverage that protects against liabilities and collision damages. It works with clients to find policies that meet state requirements and personal needs. By assessing individual factors like driving history and vehicle type, the agent helps customize protection plans. This firm handles tasks such as reviewing coverage limits and guiding residents through their policy options.
Homeowners, renters, and families in the Lexington area turn to Integrity Insurance Group, LLC for reliable auto insurance agent services. The agency helps clients compare coverage options and secure policies that fit their driving needs and budget. I works with various carriers to find suitable liability, collision, and comprehensive plans. It also assists with policy changes, renewals, and claims questions to simplify the process. This agency extends its service to residents in the nearby Georgetown community.
Asshield Insurance serves clients in Lexington, Kentucky, and the surrounding communities. The agency handles personal auto insurance policies for local drivers. It manages typical coverage options, including liability, collision, and comprehensive protection for various vehicles. Customers can receive straightforward explanations of policy terms and available deductibles. To handle a typical job, the agent reviews individual driving histories and vehicle details, then presents tailored coverage options that meet state requirements and personal needs.
Bray & Oakley Insurance Agency serves drivers in Lexington, KY, distinguishing between one-time policy purchases and recurring coverage plans. For auto insurance, clients typically choose ongoing service to maintain continuous protection on their vehicles. The agency helps customers select liability, collision, and comprehensive options that meet state requirements and personal needs. Each policy is structured for renewal or adjustment as circumstances change. Service runs on a recurring, scheduled basis to keep each policy active without gaps in coverage.
As a dedicated auto insurance agent in Lexington, Renee Jackson Insurance Agency specializes in helping drivers find the right liability, collision, and comprehensive coverage options. The agency also works with clients to explore policy bundling and deductible choices that fit individual driving needs and budgets. Serving the Lexington area, it assists customers with navigating insurance requirements unique to Kentucky roads. This includes advising on coverage adjustments needed for the region’s frequent seasonal weather events, such as hailstorms that can cause significant vehicle damage throughout the spring and summer months.
As Lexington winters bring icy roads and spring storms increase collision risks, local drivers need reliable coverage tailored to those seasonal shifts. The Hutch Agency - Kentucky provides personal consultations to match policy options with each client’s driving habits and budget. Its agents explain the differences between basic liability, comprehensive, and uninsured motorist plans common across Kentucky roads. Every new policy begins with a thorough review of the customer’s current coverage and a walk-around inspection of their vehicle to identify any existing damage or safety concerns.
Greater Lexington Insurance Agency, Inc., located in Lexington, KY, is recognized for finding suitable auto insurance policies to match individual driving needs. It offers a range of standard coverage options common to the area, including liability, collision, and comprehensive protection tailored for local road conditions. The agency assists clients in reviewing policy details in person to ensure proper understanding of terms. Its specialty service includes offering gap insurance to cover the difference between a vehicle’s value and the loan amount if a total loss occurs.
Heritage Insurance Agency serves the residential auto insurance needs of drivers in Lexington, Kentucky. They also provide commercial auto coverage for local businesses operating vehicles in the region. Their service area encompasses the greater Lexington metropolitan area and surrounding communities. A policy with this agent typically requires an initial consultation to discuss individual coverage needs. Customers often return for periodic policy reviews and adjustments to their plans between regular renewal visits.
What Does an a Auto Insurance Agent in Lexington Cost?
Auto insurance costs in Lexington Kentucky vary based on factors like age driving record vehicle type and coverage levels. Typical annual premiums for full coverage range from 1200 to 2200 dollars while minimum coverage may cost 500 to 900 dollars per year. Kentucky's no-fault system and local claim trends also influence rates. This is general information and not insurance advice.
About auto insurance agents in Lexington
Auto insurance agents in Lexington Kentucky help drivers find coverage that meets state requirements. Kentucky law mandates minimum liability coverage of 25/50/25 and requires uninsured motorist coverage. Agents can also explain Kentucky's no-fault insurance system and help you choose optional coverages like collision or comprehensive.
Frequently Asked Questions
What are Kentucky's minimum auto insurance requirements?
Kentucky requires at least 25/50/25 liability coverage meaning 25000 dollars per person for injury 50000 dollars per accident for injury and 25000 dollars for property damage. You must also have uninsured motorist coverage of 25/50/25 and personal injury protection of 10000 dollars.
How does Kentucky's no-fault insurance system work?
Kentucky is a no-fault state which means your own insurance pays for your medical expenses after an accident regardless of who caused it. You have the right to sue for serious injuries but must meet a threshold defined by Kentucky law. An agent can explain how this affects your policy.
Can I get a quote from an auto insurance agent in Lexington without a commitment?
Yes most agents provide free quotes with no obligation. You will need to share details about your vehicle driving history and coverage needs. Comparing quotes from multiple agents can help you find a policy that fits your budget.
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