The top-rated auto insurance agent in Hopkinsville, Kentucky is Steve Crisp - State Farm Insurance Agent, rated 5.0 stars across 733 reviews. Other highly rated options include Michael Venable - State Farm Insurance Agent, Kentucky Farm Bureau Insurance, Tom Bell - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Hopkinsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Crisp - State Farm Insurance Agent | 3247 Lafayette Rd | (270) 885-3139 |
| 2 | Michael Venable - State Farm Insurance Agent | 1107 S Virginia St | (270) 885-0063 |
| 3 | Kentucky Farm Bureau Insurance | 250 Burley Ave | (270) 885-3276 |
| 4 | Tom Bell - State Farm Insurance Agent | 205 Bill Flynn Blvd | (270) 885-2982 |
| 5 | Pollock-Christian County Insurance | 710 W 15th St | (270) 518-5646 |
| 6 | Kristy Walker: Allstate Insurance | 4447 Canton Pike | (270) 707-0404 |
| 7 | Kentucky Farm Bureau Regional Claims Office | 1810 E 9th St | (270) 886-8123 |
| 8 | Charlie Henderson - State Farm Insurance Agent | 2919 Fort Campbell Blvd Ste B | (270) 885-2230 |
| 9 | Higgins Insurance | 4057 Lafayette Rd | (270) 886-3939 |
| 10 | Raymond Nelson Insurance | 3205 Lafayette Rd | (270) 885-1800 |
Steve Crisp - State Farm Insurance Agent serves the Hopkinsville, Kentucky area as a local auto insurance agent. The agency provides standard automobile coverage designed to meet the needs of drivers in the region. Personalized policy reviews help customers understand their protection options under Kentucky state requirements. Liability coverage and comprehensive plans are available to safeguard against accidents and damage. The office handles new policy enrollments alongside existing policy adjustments for local motorists.
Michael Venable - State Farm Insurance Agent in Hopkinsville, KY offers a full range of auto insurance policies, including liability, collision, and comprehensive coverage. The agency provides personalized service plans to help clients review their existing policies and adjust deductibles or coverage limits as their driving needs change. It also assists with bundling auto insurance with home or life policies to simplify management. This agent services single-family homes and local apartments, along with area retail stores and restaurants.
When winter weather makes Hopkinsville roads treacherous, Kentucky Farm Bureau Insurance helps local drivers review their auto coverage to ensure it meets seasonal demands. This agency provides personalized policy discussions tailored to individual driving habits and vehicle needs. Residents appreciate having a local office that understands regional traffic patterns and common claim scenarios specific to this part of Kentucky. The process begins with a thorough consultation and a review of existing protection levels during an initial inspection of the driver’s current policy details.
Local homeowners, drivers, and small-business owners in Hopkinsville, Kentucky turn to Tom Bell - State Farm Insurance Agent for their auto insurance coverage. The agency helps customers select appropriate liability and collision plans to protect personal vehicles and meet state requirements. Policyholders receive guidance on deductibles and available discounts throughout the application process. The agent also assists clients who need combined auto and home protection. Service extends to nearby communities including Oak Grove and Fort Campbell.
Serving Hopkinsville and the surrounding communities of Christian County, Pollock-Christian County Insurance handles auto insurance policies designed to meet local driving needs. The agency assists clients with coverage options ranging from liability to comprehensive plans. For a typical job, it reviews individual driving histories and vehicle types to recommend appropriate protection levels, explaining each step clearly before binding a policy.
Kristy Walker Allstate Insurance in Hopkinsville, KY offers both one-time policy purchases for short-term needs and recurring coverage plans for long-term vehicle protection. Clients can work with agents to select auto insurance that meets local driving requirements and personal financial goals. Coverage options typically include liability, collision, comprehensive, and uninsured motorist protection. Policies are managed on an as-needed basis, allowing adjustments to coverage limits or deductibles for life changes like a new car or a moved address. Service runs on a scheduled renewal cycle, with optional annual policy reviews.
Kentucky Farm Bureau Regional Claims Office specializes in auto insurance policies tailored for rural and farm-related driving needs, while also handling standard personal vehicle coverage for local residents. The agency manages claims processes from filing through settlement. It works to simplify procedures for Hopkinsville clients encountering road incidents. Seasonal concerns addressed include increased winter driving risks from ice and fog conditions or summer storm damage affecting visibility and road safety. The office provides guidance on coverage adjustments for hazards like flooding that threaten vehicles during heavy spring rains.
With tax season prompting many Hopkinsville residents to review their auto coverage, Charlie Henderson’s agency helps drivers align their policies with current budget realities. As a local State Farm agent, he offers personal consultations to explain liability, comprehensive, and collision options. His team also assists with bundling home and auto policies for added convenience. Before any policy is finalized, an agent reviews each vehicle’s condition and the driver’s specific needs during a straightforward coverage assessment.
Higgins Insurance provides auto insurance coverage for drivers in Hopkinsville, KY, helping clients meet state requirements and protect their vehicles. Available endorsements include rental car reimbursement and roadside assistance for added peace of mind. Operators can access tailored policies for personal use cars, while business auto plans are offered for lighter commercial vehicles. The agency serves various professional sectors, including local offices, warehouses, and food service establishments requiring commercial auto liability.
Raymond Nelson Insurance serves residential clients in Hopkinsville, Kentucky, with personal auto policies tailored to daily driving needs. Commercial auto coverage is also available for local businesses requiring vehicle protection. The agency handles drivers throughout the Hopkinsville area. Following an initial policy setup, staff can discuss routine maintenance reminders or endorsement updates for new vehicles before the next regular coverage review occurs.
What Does an a Auto Insurance Agent in Hopkinsville Cost?
The average cost of full coverage auto insurance in Kentucky is about 1,400 dollars per year but rates in Hopkinsville may be lower or higher depending on your age driving record and vehicle. Minimum liability coverage can cost around 500 dollars per year. Costs vary by case so compare quotes from multiple agents. This is general information and not insurance advice.
About auto insurance agents in Hopkinsville
Auto insurance agents in Hopkinsville Kentucky help drivers find coverage that meets state requirements. Kentucky law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Agents can also explain optional coverages like uninsured motorist protection and collision insurance.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kentucky?
Kentucky requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. You also need 10,000 dollars for property damage and 10,000 dollars in personal injury protection or PIP.
How do I find a reliable auto insurance agent in Hopkinsville?
You can search online for licensed agents in Hopkinsville or ask for referrals from local friends and family. Check the Kentucky Department of Insurance website to verify an agents license and any complaints.
Can an auto insurance agent help me save money on my policy?
Yes agents can review your driving record and vehicle to find discounts for safe driving or bundling policies. They can also adjust your deductibles and coverage limits to fit your budget while meeting Kentucky legal requirements.
Auto Insurance Agents in Other Kentucky Cities
Ashland · Bardstown · Berea · Bowling Green · Elizabethtown · Florence · Frankfort · Georgetown · Henderson · La Grange · Lexington · Louisville · Mt Washington · Newport · Nicholasville