The top-rated auto insurance agent in Oxford, Alabama is Globe Life Liberty National Division: The Harris Agencies, rated 4.9 stars across 366 reviews. Other highly rated options include Anthony Fleming - State Farm Insurance Agent, Matthew Maniscalco - State Farm Insurance Agent, Jonathan Everly: Allstate Insurance. This directory lists 16 auto insurance agents serving Oxford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: The Harris Agencies | 917 Snow St | (256) 236-0361 |
| 2 | Anthony Fleming - State Farm Insurance Agent | 919 Snow St suite d | (256) 237-9408 |
| 3 | Matthew Maniscalco - State Farm Insurance Agent | 250 Davis Loop | (256) 835-7774 |
| 4 | Jonathan Everly: Allstate Insurance | 1102 Hwy Dr | (256) 831-1780 |
| 5 | Tammie Shaddix - State Farm Insurance Agent | 328 Snow St | (256) 241-2680 |
| 6 | Alfa Insurance Thomas Shelton Agency LLC | 501 Main St | (256) 342-0310 |
| 7 | Freeway Insurance | 535 Quintard Dr | (256) 449-7015 |
| 8 | The Parnell Insurance Agency, Inc | 400 Snow St | (256) 831-8887 |
| 9 | Alfa Insurance | 52 Plaza Ln | (256) 831-7770 |
| 10 | West Insurance: Betty West | 1211 Hamric Dr W | (256) 831-0205 |
Globe Life Liberty National Division: The Harris Agencies serves the Oxford, Alabama area and surrounding Calhoun County communities as an auto insurance agent. This agency helps local drivers secure coverage that meets state requirements for liability protection. It also assists clients in exploring optional policies, such as comprehensive and collision plans, to safeguard their vehicles from damage or theft. In this region, it handles personalized policy reviews and claims support specific to auto insurance needs.
Anthony Fleming - State Farm Insurance Agent in Oxford, AL, provides a range of auto insurance policies, including liability, collision, and comprehensive coverage. The agency offers personalized service to help customers understand their options and review their plans during annual check-ins. Maintenance services include policy adjustments for life changes such as a new vehicle or a change in driving habits. This location helps individuals protect their vehicles, whether they drive a sedan for commuting or a truck for work. It also services single-family homes, apartments, retail spaces, and restaurants in the local area.
Serving Oxford, AL, and the surrounding communities, Matthew Maniscalco - State Farm Insurance Agent provides personal auto insurance coverage. The agency handles policy inquiries, new applications, coverage reviews, and claims assistance for its clients. Their general approach to a typical job involves assessing an individual’s driving habits and vehicle usage to recommend appropriate liability and collision limits, then explaining the available deductibles and endorsements to match the client’s budget and protection needs.
Jonathan Everly: Allstate Insurance serves homeowners, businesses, and property managers in the Oxford, Alabama area. The agency provides auto insurance policies tailored to personal vehicles and commercial fleets, helping customers manage their coverage needs. It also works with local drivers to review liability limits and deductibles for standard and specialty automobiles. In addition to serving the Oxford community, the agency extends its services to neighboring Anniston and the surrounding Calhoun County region.
Clients seeking auto insurance can choose between a single-purchase policy or an ongoing service that adapts to their changing needs. Tammie Shaddix - State Farm Insurance Agent in Oxford, AL provides coverage options tailored to local driving conditions. The agency works with drivers to identify appropriate policy limits and deductibles. This service operates primarily on an as-needed basis, allowing clients to request reviews when their vehicle, driving habits, or life circumstances require updated coverage.
Alfa Insurance Thomas Shelton Agency LLC in Oxford, AL offers specialized auto insurance coverage and handles general protection for standard vehicles. It works to match drivers with appropriate liability and collision plans. The agency provides guidance on local policy requirements and assists with claims processing. During the spring severe weather season in Alabama, it can help ensure adequate comprehensive coverage against hail and flash flood damage.
Freeway Insurance provides auto insurance coverage for drivers in Oxford, Alabama. Its agency helps clients select appropriate policies for personal vehicles, including options for liability, collision, and comprehensive protection. The agent can guide customers through coverage requirements and explain how deductibles and limits function in local situations. Beyond standard personal auto policies, the agency addresses the insurance needs of commercial operations, serving offices, warehouses, and food service businesses.
When new drivers in Oxford, AL, look for their first policy or when families add a teenager to an existing plan, The Parnell Insurance Agency, Inc connects residents with auto insurance coverage tailored to their situation. The agency assists customers in understanding liability limits, comprehensive options, and roadside assistance choices to comply with local requirements. By presenting clear comparisons among major carriers, they help clients make informed financial decisions. The process always begins with an inspection of the vehicle and a review of the driver’s current policy.
Alfa Insurance in Oxford, Alabama offers auto insurance to residents for their personal vehicles, ensuring protection for everyday driving needs. Commercial coverage is also available for local businesses requiring fleet or liability policies, serving clients throughout the area. Agents guide customers through policy options, explaining coverage limits and deductibles to match individual circumstances. After an initial policy setup or a claim, they often follow up to review coverage changes, providing continued service between regular visits.
West Insurance, operated by Betty West, provides auto insurance assistance for drivers in Oxford, Alabama. The agency can help add specialized coverages including comprehensive, collision, and uninsured motorist protection to standard policies. Policyholders can also access liability coverage tailored to local driving conditions and regulatory requirements. This Oxford-based office serves a range of commercial accounts including professional offices, storage warehouses, and food service establishments.
What Does an a Auto Insurance Agent in Oxford Cost?
The average cost of auto insurance in Alabama is around 1,500 dollars per year for full coverage, though rates vary by driver age, vehicle type, and driving record. Minimum liability coverage may cost 500 to 800 dollars annually. An agent can provide personalized quotes based on your specific situation. This is general information and not insurance advice.
About auto insurance agents in Oxford
Auto insurance agents in Oxford, Alabama help drivers find coverage that meets state requirements. Alabama law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Agents can also explain optional coverages like collision and comprehensive for added protection.
Frequently Asked Questions
What are the minimum auto insurance requirements in Alabama?
Alabama requires liability coverage of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. Uninsured motorist coverage is also required by law.
How do I find an auto insurance agent in Oxford Alabama?
You can search online for local insurance agencies in Oxford or ask for referrals from neighbors and coworkers. Many agents represent multiple insurance companies and can compare quotes for you.
Does Alabama require proof of insurance at all times?
Yes, Alabama law requires drivers to carry proof of insurance in their vehicle at all times. You must show it to law enforcement upon request or during a traffic stop.
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