The top-rated auto insurance agent in Fairhope, Alabama is Rick Phyfer - State Farm Insurance Agent, rated 4.9 stars across 422 reviews. Other highly rated options include Farmers Insurance - Andrew Malone, Chase Herrin - State Farm Insurance Agent, Globe Life Liberty National Division: The Lambeth Agencies. This directory lists 19 auto insurance agents serving Fairhope.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Phyfer - State Farm Insurance Agent | 19416 S Greeno Rd | (251) 928-7500 |
| 2 | Farmers Insurance - Andrew Malone | 104 Professional Park Dr | (251) 990-4000 |
| 3 | Chase Herrin - State Farm Insurance Agent | 21611 State Hwy 181 Ste A | (251) 929-2020 |
| 4 | Globe Life Liberty National Division: The Lambeth Agencies | 106 N Greeno Rd | (866) 400-2395 |
| 5 | Alliance Insurance Group | 19009 State Hwy 181 | (251) 281-0082 |
| 6 | Steadfast Insurance | 9959 Windmill Rd | (251) 202-4207 |
| 7 | Tim Simmonds - State Farm Insurance Agent | 356 Morphy Ave | (251) 928-1400 |
| 8 | Scott Soulant: Allstate Insurance | 504 N Section St | (251) 990-9553 |
| 9 | Sharon Hattenstein: Allstate Insurance | 23690 US-98 Ste E1 | (251) 928-3229 |
| 10 | Empower Insurance Solutions | 193 Falls Creek St | (251) 880-6108 |
Rick Phyfer - State Farm Insurance Agent serves the Fairhope, Alabama area and the surrounding Baldwin County community, providing auto insurance coverage to local drivers. The agency assists clients in selecting personal protection plans that meet their specific needs on the road. Risk evaluation and claims support are part of the standard offerings for policyholders. Rick Phyfer - State Farm Insurance Agent handles liability coverage and comprehensive physical damage protection for vehicles in this region.
Farmers Insurance - Andrew Malone provides auto insurance policies along with related coverage options for drivers in Fairhope, Alabama. The agency assists clients in selecting appropriate policy limits and understanding their deductibles. Ongoing account maintenance includes policy reviews, claims support, and adjustments for life changes or vehicle upgrades. It services single-family homes, apartments, retail businesses, and restaurants throughout the local area.
Chase Herrin - State Farm Insurance Agent in Fairhope, AL serves homeowners, business owners, and property managers in the area. The agency provides auto insurance policies designed to protect personal vehicles, offering coverage options tailored to individual driving needs. Clients also have access to home, life, and renters insurance under one agency. The company works to help residents find suitable protection for their cars and property. Its service area additionally covers the neighboring community of Daphne along the Eastern Shore.
Serving Fairhope and the surrounding coastal communities of Baldwin County, this agency handles auto insurance policies for local drivers. It offers standard coverage options to meet state requirements and address common liabilities. The agents work directly with clients to review current policies for adequate protection on area roadways. On a typical job, they assess a driver's specific needs, compare available coverage limits, and explain policy details in a straightforward manner before finalizing the chosen plan.
Alliance Insurance Group in Fairhope, AL helps clients choose between one-time temporary policies and ongoing annual coverage options for their vehicles. Their standard service addresses liability requirements, collision protection, and comprehensive plans for damage from storms or wildlife common to the Gulf Coast area. Assistance is available for drivers needing to compare deductible levels or update existing policies after life changes like a move. All service runs on a scheduled basis for renewals or on an as-needed basis for mid-term adjustments.
With Fairhope's heavy seasonal traffic and humid Gulf Coast conditions putting extra strain on vehicles, Steadfast Insurance helps local drivers ensure they have proper coverage for their daily commutes or weekend trips. As an auto insurance agent in Alabama, this company guides clients through the state's liability requirements and assists in selecting appropriate collision or comprehensive options based on individual driving habits. Policies are explained clearly so customers understand their protection before committing. The process typically starts with a quick vehicle inspection and a review of your recent driving record.
Tim Simmonds - State Farm Insurance Agent provides auto insurance coverage tailored to the needs of Fairhope, Alabama drivers. This agency can help review liability protection and explore comprehensive or collision options to safeguard a vehicle. Beyond personal auto policies, the agent offers guidance to local businesses requiring commercial vehicle coverage. Services are available for various commercial sectors including offices needing fleet insurance, warehouses requiring cargo protection, and food service businesses that depend on delivery trucks.
Scott Soulant with Allstate Insurance in Fairhope, AL provides auto insurance for local residents, covering personal vehicles and daily commutes. Commercial auto coverage for business vehicles used by area companies is also available, serving clients throughout Baldwin County. The agency evaluates individual coverage needs and policy options with each customer. Returning clients often adjust their plans following regular policy reviews or life changes, ensuring their coverage keeps pace between scheduled visits.
Sharon Hattenstein: Allstate Insurance is an auto insurance agent serving the Fairhope, Alabama, area. The agency helps customers navigate coverage options such as liability, collision, and comprehensive policies to meet local driving needs. Personalizing protection plans is a key focus, assisting drivers with evaluating deductibles and limits that suit their specific vehicles and budgets. Policyholders can also receive guidance on bundling auto insurance with other products like roadside assistance or rental car reimbursement for added convenience.
What Does an a Auto Insurance Agent in Fairhope Cost?
The average cost of auto insurance in Alabama is around 1,300 dollars per year for full coverage, but rates in Fairhope can vary. Minimum liability coverage may cost between 400 and 600 dollars annually depending on your profile. Factors like your driving history and vehicle type will affect your premium. This is general information and not insurance advice.
About auto insurance agents in Fairhope
Auto insurance agents in Fairhope Alabama help drivers find coverage that meets state requirements and personal needs. Alabama law requires all drivers to carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. A local agent can explain these requirements and help you choose the right policy for your vehicle.
Frequently Asked Questions
What are the minimum auto insurance requirements in Alabama?
Alabama law requires liability coverage of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 25 thousand dollars for property damage. These are the minimums and an agent can help you decide if higher limits are right for you.
How do I find a licensed auto insurance agent in Fairhope Alabama?
You can search the Alabama Department of Insurance website for licensed agents in Fairhope. Many local agencies serve the Baldwin County area and can meet with you in person to discuss your coverage needs.
What factors affect auto insurance rates in Fairhope Alabama?
Rates are based on your driving record, age, vehicle type, and where you live in Fairhope. Alabama also allows insurers to consider your credit history. Your agent can explain how these factors apply to your specific situation.
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