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HomeAuto Insurance AgentsAlabama › Decatur

Find Auto Insurance Agents Near You in Decatur, AL

Browse auto insurance agents serving Decatur, Alabama. Updated 2026-07-14.

The top-rated auto insurance agent in Decatur, Alabama is Direct Auto Insurance, rated 4.9 stars across 1,154 reviews. Other highly rated options include Wil Rose – State Farm Insurance Agent, Chris Humphries - State Farm Insurance Agent, Highstreet Kilgro Insurance Agency. This directory lists 24 auto insurance agents serving Decatur.

Showing 24 auto insurance agents in Decatur, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance116 14th St SW Suite D(256) 351-0400
2Wil Rose – State Farm Insurance Agent114 Moulton St E(256) 350-7333
3Chris Humphries - State Farm Insurance Agent1853 N Bethel Rd(256) 351-4131
4Highstreet Kilgro Insurance Agency439 Johnston St SE(256) 350-8241
5Acceptance Insurance1313 Point Mallard Pkwy C(256) 278-7028
6Providence Insurance107 Grant St SE(256) 277-1481
7AL Auto Insurance2411 6th Ave SE Suite A3(256) 686-3705
8Standridge Insurance Group713 6th Ave SE(256) 476-4068
9Alfa Insurance - Nick Garner Agency738 Hwy 67 S(256) 343-0040
10Freeway Insurance1624 Beltline Rd SW(256) 248-9795
DA
116 14th St SW Suite D
Direct Auto Insurance
Auto Insurance Agent · Decatur, AL

As Alabama's unpredictable spring weather brings sudden hailstorms and heavy rains, drivers in Decatur often find themselves reviewing their coverage against potential damages. Direct Auto Insurance responds by offering personalized consultations tailored to the specific risks of the Tennessee Valley climate. This local agency assists customers with policy comparisons, helping each driver select appropriate liability or comprehensive plans for their vehicle. After discussing coverage needs and budget considerations, the agent typically schedules a brief vehicle inspection to document the car's current condition before finalizing any new policy agreement.

WR
114 Moulton St E
Wil Rose – State Farm Insurance Agent
Auto Insurance Agent · Decatur, AL

Wil Rose – State Farm Insurance Agent serves Decatur, AL, offering auto insurance policies to local drivers. The agency helps customers select coverage that meets state requirements and protects their vehicles. Policy options from this office include liability, collision, and comprehensive plans. In the Decatur area, the agency assists with claims filing and policy adjustments for changing driving needs.

CH
1853 N Bethel Rd
Chris Humphries - State Farm Insurance Agent
Auto Insurance Agent · Decatur, AL

Chris Humphries - State Farm Insurance Agent provides a full range of auto insurance products for drivers in the Decatur, Alabama area. Coverage options include liability, collision, and comprehensive plans to protect vehicles on the road. Service plans and maintenance are managed through policy reviews, claims assistance, and personalized support for each customer. Ongoing check-ins help ensure coverage adapts to changing needs. The agency services vehicles for a wide variety of properties, including single-family homes, apartments, retail shops, and restaurants.

HK
439 Johnston St SE
Highstreet Kilgro Insurance Agency
Auto Insurance Agent · Decatur, AL

Homeowners, businesses, and property managers in Decatur, AL turn to Highstreet Kilgro Insurance Agency for their auto insurance needs. The agency helps clients find coverage that suits their driving habits and vehicle protection requirements. Every policy is tailored to meet individual risk profiles and budget considerations. Professional guidance is provided to explain the details of each plan, ensuring clear understanding before any decision is made. In addition to representing clients throughout Decatur, this agency also extends its services across the neighboring community of Hartselle and the greater Morgan County metro area.

AI
1313 Point Mallard Pkwy C
Acceptance Insurance
Auto Insurance Agent · Decatur, AL

Acceptance Insurance in Midfield, Alabama provides auto insurance agent services. Its representatives help customers choose appropriate coverage levels and manage policy updates or claims filing. The agency offers guidance on liability and full-coverage options to meet state requirements. Necessary paperwork is handled, and renewals are coordinated throughout the policy term. The office services local drivers, including those who own single-family homes, rent apartments, operate retail businesses, or manage restaurants.

PI
107 Grant St SE
Providence Insurance
Auto Insurance Agent · Decatur, AL

Providence Insurance serves Decatur, Alabama, and the surrounding communities of Morgan and Lawrence Counties. As an auto insurance agent, it handles personal auto policies, including liability, collision, and comprehensive coverage tailored to local driving needs. The agency also assists customers with policy adjustments and claims support. To handle a typical job, it reviews each client’s driving history and coverage requirements to recommend appropriate protection levels from its available insurance carriers.

AA
2411 6th Ave SE Suite A3
AL Auto Insurance
Auto Insurance Agent · Decatur, AL

Some customers arrange auto insurance coverage as a one-time purchase for a short-term need, while others establish an ongoing policy for continuous protection of their vehicles year after year. For either type of client, AL Auto Insurance in Decatur, AL offers assistance with policy selection and claims support. The agent typically works on an as-needed basis, helping drivers when they request a coverage review, require modifications to existing insurance plans, or need guidance after an accident.

SI
713 6th Ave SE
Standridge Insurance Group
Auto Insurance Agent · Decatur, AL

Standridge Insurance Group specializes in personal auto insurance policies, including liability and comprehensive coverage for local drivers. It also assists with general insurance needs such as bundling auto with home or life products. With a knowledgeable team in Decatur, AL, the agency helps customers navigate policy options tailored to their commuting and family driving patterns. During the summer road trip season, the company is particularly focused on advising clients about temporary drivers and rental car protection to ensure uninterrupted peace of mind.

AI
738 Hwy 67 S
Alfa Insurance - Nick Garner Agency
Auto Insurance Agent · Decatur, AL

As winter weather in Decatur brings unpredictable road conditions, drivers often look for coverage that matches their daily commute. Alfa Insurance - Nick Garner Agency provides auto insurance policies tailored to local needs, helping customers navigate coverage options from liability to comprehensive plans. The agency works to explain policy details clearly, ensuring clients in Decatur understand their protection before the next storm arrives. To begin, an agent reviews a driver’s current insurance status and vehicle use during a straightforward consultation, determining the appropriate initial assessment for their personal situation.

FI
1624 Beltline Rd SW
Freeway Insurance
Auto Insurance Agent · Decatur, AL

Freeway Insurance helps drivers in Decatur, Alabama obtain necessary liability coverage and can arrange comprehensive physical damage protection as well. The agency works with personal lines clients and assists with specialty add-ons such as rental reimbursement and uninsured motorist coverage. It also serves commercial sectors, providing policies for standard office operations, supply chain warehouses, and various food service establishments.

AA
468 Hwy 67 S
Akin & Associates Insurance Group - Priceville
Auto Insurance Agent · Decatur, AL
(256) 355-8500
akinandassociates.com
AI
2132 6th Ave SE Suite 105
Alabama Insurance Services
Auto Insurance Agent · Decatur, AL
(256) 355-0413
KW
901 Wimberly Dr SW B
Ken Williams Insurance - Equity Insurance Group
Auto Insurance Agent · Decatur, AL
(256) 552-5522
kwic.co
SM
2601 Danville Rd SW
Stovall-Marks Insurance
Auto Insurance Agent · Decatur, AL
(256) 355-7951
stovallmarks.com
SI
1414 7th Ave SE
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
Auto Insurance Agent · Decatur, AL
(256) 552-7577
insurshield.com
KI
815 Bradley St SW
Knight Insurance Agency
Auto Insurance Agent · Decatur, AL
(256) 350-8139
SA
101 14th St SW
Stough & Associates Insurance Agency
Auto Insurance Agent · Decatur, AL
(256) 340-1905
AI
2941 Point Mallard Pkwy SE Ste B
Alfa Insurance - Suggs Brothers Agency
Auto Insurance Agent · Decatur, AL
(256) 353-1062
alfainsurance.com/jacksonsuggs
BC
1324 Stratford Rd SE
Bishop, Cannon & Stacy Insurance
Auto Insurance Agent · Decatur, AL
(256) 355-7779
bcsinsuranceco.com
KI
401 Grant St SE
King Insurance Agency
Auto Insurance Agent · Decatur, AL
(256) 353-1460
AD
1605 Beltline Rd SW
AAA Decatur Insurance and Member Services
Auto Insurance Agent · Decatur, AL
(256) 353-4924
ace.aaa.com/locations/Decatur-35601-301
AI
2314 6th Ave SE ste e
Alfa Insurance - The Hatfield & Garland Agency
Auto Insurance Agent · Decatur, AL
(256) 353-1591
alfainsurance.com
AA
820 Bradley St SW
Akin & Associates Insurance Group, Decatur
Auto Insurance Agent · Decatur, AL
(256) 260-2278
akinandassociates.com
AI
2708 Hwy 31 S Ste C
American Insurance Agency
Auto Insurance Agent · Decatur, AL
(256) 353-8004
americaninsurance.net

What Does an a Auto Insurance Agent in Decatur Cost?

The average cost of auto insurance in Alabama is around 1,400 dollars per year for full coverage, but rates in Decatur can vary based on your driving record, credit score, and vehicle type. Minimum liability coverage may cost as little as 400 to 600 dollars per year for some drivers. Costs are affected by local factors such as accident rates in Morgan County and the number of uninsured drivers in the state. This is general information and not insurance advice.

About auto insurance agents in Decatur

Auto insurance agents in Decatur Alabama help drivers find coverage that meets state requirements and personal needs. Alabama law mandates liability insurance with minimum limits of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. Local agents can explain how factors like Decatur traffic patterns and weather risks affect your policy options.

Frequently Asked Questions

What are the minimum auto insurance requirements in Alabama?

Alabama requires liability coverage of 25 thousand dollars per person for bodily injury, 50 thousand dollars per accident for bodily injury, and 25 thousand dollars for property damage. This is often called 25 50 25 coverage. Uninsured motorist coverage is also required unless you reject it in writing.

How do I choose an auto insurance agent in Decatur Alabama?

Look for an agent who is licensed in Alabama and familiar with local driving conditions in Morgan County. Ask about their experience with claims handling and the insurance companies they represent. Compare quotes from multiple agents to find a policy that fits your budget and coverage needs.

Can I get auto insurance with a suspended license in Alabama?

Yes, you can often purchase a non owner auto insurance policy in Alabama even with a suspended license. This type of policy provides liability coverage when you drive a borrowed vehicle. An agent in Decatur can help you find a company that offers this coverage.

Auto Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.