The top-rated workers' compensation insurance agent in Richland, Washington is COUNTRY Financial - Jason Dufault Agency, rated 5.0 stars across 83 reviews. Other highly rated options include Farmers Insurance - Larry Rindlisbacher, Bauder & Associates, LLC American Family Insurance, Jim Ostrander - State Farm Insurance Agent. This directory lists 18 workers' compensation insurance agents serving Richland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | COUNTRY Financial - Jason Dufault Agency | 1446 Spaulding Ave # 203 | (509) 491-3995 |
| 2 | Farmers Insurance - Larry Rindlisbacher | 636 Jadwin Ave Ste F | (509) 943-3122 |
| 3 | Bauder & Associates, LLC American Family Insurance | 430 George Washington Way #104 | (509) 420-5152 |
| 4 | Jim Ostrander - State Farm Insurance Agent | 1901 George Washington Way | (509) 946-9625 |
| 5 | Legacy One Insurance | 750 Swift Blvd Suite #2 | (509) 943-9999 |
| 6 | Ryan Wingfield - COUNTRY Financial Representative | 1446 Spaulding Ave # 203 | (509) 491-3994 |
| 7 | Marsh McLennan Agency | 390 Bradley Blvd | (509) 946-6161 |
| 8 | Brett Turner American Family Insurance | 1950 Keene Rd Bldg N | (509) 627-6366 |
| 9 | Jeff Hamilton: Allstate Insurance | 110 Gage Blvd Ste 202 | (509) 783-7929 |
| 10 | Matt Sept - COUNTRY Financial Agent | 1955 Jadwin Ave Suite 410 | (509) 430-8484 |
COUNTRY Financial - Jason Dufault Agency serves the Richland, Washington area as a workers' compensation insurance agent. The agency assists local businesses in managing the requirements of Washington’s industrial insurance system. They help employers secure coverage that meets state regulations and protects their workforce in case of job-related injuries. Clients in this region often need guidance on claim reporting and premium audit preparation, which this agency handles as part of its standard services.
Farmers Insurance - Larry Rindlisbacher provides workers' compensation insurance services, including policy issuance and claims management for local businesses. It offers ongoing support to help clients maintain compliance with state regulations and manage workplace injury risks. The agency serves a variety of commercial properties in Richland, WA, including retail shops, restaurants, apartment complexes, and single-family homes operated as small businesses.
Whether a business needs a one-time consultation for a single claim or ongoing risk management to keep premiums in check, Bauder & Associates, LLC American Family Insurance in Richland, WA helps navigate workers’ compensation coverage. This category of insurance protects employers from costs tied to employee workplace injuries, including medical bills and lost wages. A knowledgeable agent assists with policy selection to meet local Washington requirements. While service may be arranged as one-off support, it is most frequently provided through a scheduled, recurring cycle of renewals and annual safety reviews.
Jim Ostrander - State Farm Insurance Agent serves local small business owners, independent contractors, and property managers in Richland, Washington who need workers' compensation coverage. The agency explains how these policies help businesses meet legal requirements and manage medical costs for job-related injuries. Each client receives guidance on policy options that fit their specific workforce needs. Many companies in Richland face varying risks based on their industry, and this agent provides a straightforward process for comparing plans. The office also assists clients throughout adjacent communities in Benton County such as Kennewick.
Serving Richland, Washington, and the surrounding communities of the Tri-Cities area, Legacy One Insurance handles workers’ compensation insurance for local businesses and employer groups. The agency assesses a company’s specific industry risks and payroll exposure to help secure appropriate coverage that complies with state regulations. For a typical job, it begins with a detailed consultation to understand the client’s operations and workforce, then compares plan options from multiple carriers to present a balanced solution.
Ryan Wingfield - COUNTRY Financial Representative specializes in connecting businesses with workers' compensation insurance that meets state requirements. The agency also provides guidance on policy structures and premium management for employers in the Richland area. General service work includes reviewing coverage limits to align with operational risks and payroll fluctuations. This representative helps local businesses secure protection for workplace injuries during seasons of increased hiring, such as harvest, when temporary workers elevate liability concerns.
As local businesses ramp up for seasonal production shifts, managing workplace injury costs becomes essential for stable operations. Marsh McLennan Agency in Richland, Washington, helps employers structure workers' compensation coverage that aligns with regional industry risks. The agency evaluates each client’s claims history and payroll classifications to recommend appropriate policy limits. A complete on-site safety inspection and a review of current loss-control practices form the initial-assessment step.
As a workers' compensation insurance agent in Richland, WA, Brett Turner American Family Insurance helps local businesses manage the costs and requirements of workplace injury coverage. The agency works alongside employers to structure policies that meet state regulations and provide financial protection for their teams. It serves a range of commercial operations, including offices, warehouses, and food service establishments.
Serving the Richland, Washington area, Jeff Hamilton: Allstate Insurance helps local business owners secure workers’ compensation insurance. Residential and commercial clients alike can find coverage tailored to protect employees from job-related injuries or illnesses. The agency focuses on policies that meet state requirements and safeguard both staff and company assets. A policyholder can expect clear guidance on filing claims and navigating recovery. Follow-up service ensures coverage stays aligned with changing business needs between regular policy visits.
What Does a a Workers' Compensation Insurance Agent in Richland Cost?
Workers compensation insurance costs in Washington vary by industry classification and payroll. Rates are set by the state and range from about 0.50 to 15.00 per 100 dollars of payroll depending on risk level. For a small Richland business with 100000 dollars in payroll costs might range from 500 to 15000 annually. This is general information not insurance advice.
About workers' compensation insurance agents in Richland
Workers compensation insurance agents in Richland Washington help employers comply with state laws and secure appropriate coverage. Washington requires most employers to provide workers comp insurance through the state fund or a qualified self-insured plan. An agent can guide you through the process and help you understand your obligations.
Frequently Asked Questions
What does a workers compensation insurance agent in Richland do?
A workers compensation insurance agent helps employers find the right coverage for their business. They explain Washington state requirements and assist with policy selection and claims support.
Is workers comp insurance mandatory for all Richland businesses?
Yes, Washington law requires most employers to carry workers compensation insurance. Some exemptions apply for sole proprietors and certain agricultural workers. An agent can clarify your specific obligations.
How does Washington workers comp differ from other states?
Washington is a monopolistic state for workers comp meaning employers must generally purchase coverage through the state Department of Labor and Industries. Private agents can still help with risk management and policy compliance.