The top-rated workers' compensation insurance agent in Kennewick, Washington is Mid-Columbia Insurance, rated 4.9 stars across 2,040 reviews. Other highly rated options include Vern Fonk Insurance, Finders Insurance, Tyler Swarner - State Farm Insurance Agent. This directory lists 20 workers' compensation insurance agents serving Kennewick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 8601 W Clearwater Ave | (509) 783-5600 |
| 2 | Vern Fonk Insurance | 7520 W Clearwater Ave Suite C | (509) 281-7001 |
| 3 | Finders Insurance | 126 S Ely St | (509) 734-4455 |
| 4 | Tyler Swarner - State Farm Insurance Agent | 8656 W Gage Blvd Suite C302 | (509) 396-0213 |
| 5 | Rojas Insurance | 3311 W Clearwater Ave Suite D102 | (509) 619-0936 |
| 6 | Highstreet Insurance & Financial Services | 6816 W Rio Grande Ave C | (509) 736-3599 |
| 7 | State Farm: Scott Smith | 2555 S Quillan Pl Suite 110 | (509) 783-0172 |
| 8 | AAA Washington Insurance Agency - Tri-Cities | 8518 W Gage Blvd #1 | (509) 783-2141 |
| 9 | Graybeal Group, Inc | 4206 W 24th Ave a104 | (509) 735-4703 |
| 10 | Tim Schweiger - COUNTRY Financial Representative | 7411 W Clearwater Ave Uppr D | (509) 396-7352 |
Mid-Columbia Insurance serves the Kennewick, Washington, metro area as a workers’ compensation insurance agent. It connects local businesses with coverage options designed to meet state regulatory requirements. The agency assists employers in managing occupational injury risks and filing required claims documentation. It helps clients select appropriate policy limits based on their industry classification and payroll size. Additionally, it coordinates with employers on loss prevention strategies to address common workplace hazards in this region. The agency specifically handles policy placement for medium-risk industries and claim assistance for injured workers seeking medical benefits.
Vern Fonk Insurance serves businesses in need of Workers' Compensation Insurance coverage in Kennewick, Washington. The agency helps employers secure policies that meet state requirements for protecting their workforce against job-related injuries and illnesses. It assists with navigating coverage options tailored to various industry needs, including administrative guidance on claims management and premium audits. Businesses can rely on this firm for straightforward consultation on regulatory compliance and risk cost control. The agency’s services also extend to clients throughout the Tri-Cities area, including nearby Richland.
Finders Insurance in Kennewick, Washington, offers a full range of workers' compensation insurance services for local businesses, including policy placement, claims assistance, and risk management guidance. The agency provides ongoing client support to help maintain appropriate coverage levels and compliance with state requirements. It routinely reviews policy updates and assists with payroll adjustments to ensure accurate premium calculations. Finders Insurance serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Tyler Swarner - State Farm Insurance Agent serves homeowners, businesses, and property managers in Kennewick, Washington. The agency provides workers’ compensation insurance to help local employers cover medical costs and lost wages for job-related injuries. Policies from this agent can be tailored to meet the specific needs of small and medium-sized businesses. In addition to workers’ compensation, the agency offers other commercial coverage options. The service area also includes the neighboring community of Richland.
Serving Kennewick and the surrounding communities of the Tri-Cities area, Rojas Insurance provides professional guidance on workers’ compensation insurance policies. It handles claims management support and helps local businesses secure coverage that meets Washington State requirements. The agency works closely with employers to understand their specific operational risks. For a typical job, the agent carefully assesses the business’s payroll classifications and injury history to recommend a compliant, appropriate policy that provides necessary protections while addressing the client’s particular needs.
For workers' compensation insurance, businesses can choose between a one-time policy purchase or an ongoing service plan that adjusts coverage as payroll changes over time. Highstreet Insurance & Financial Services, located in Kennewick, Washington, assists employers in securing workers' compensation policies that meet state requirements and protect against workplace injury claims. The agent evaluates each business’s risk classification and claims history to recommend appropriate coverage limits. These services remain available on an as-needed basis at the client’s request.
As local businesses in Kennewick prepare for seasonal shifts in workload and hiring, the risk of workplace injuries often increases. State Farm agent Scott Smith helps employers navigate workers’ compensation insurance requirements, ensuring proper coverage that complies with Washington state laws and protects both the business and its employees. Offering tailored policies, the agency focuses on clear communication and understanding each client’s specific operational risks. The process typically begins with an initial consultation and a review of the company’s current coverage and safety practices to identify necessary adjustments.
AAA Washington Insurance Agency - Tri‑Cities provides workers’ compensation insurance services focused on coverage selection, policy compliance, and claims management support. The agency works with local employers in Kennewick and the surrounding area to help them navigate workplace injury regulations and reduce financial risk. For businesses preparing for seasonal employment changes or reopening after service disruptions, the agency can review existing policies to ensure adequate protection during periods of fluctuating workforce size.
Graybeal Group, Inc operates as a workers' compensation insurance agent in the Kennewick, WA area, offering policies that cover medical expenses and lost wages for employees injured on the job. The business also provides advisory services to help clients manage their premium costs and comply with regional regulations. It serves a range of commercial sectors, including office environments, warehouse operations, and food service establishments.
Tim Schweiger - COUNTRY Financial Representative provides residential insurance services to clients in Kennewick, Washington. The agency also offers commercial coverage options, including workers' compensation insurance for local businesses. Services extend across the broader Tri-Cities area to support employers with essential risk management solutions. Business owners can discuss their specific coverage needs to ensure compliance with Washington state regulations. Regular policy reviews are conducted to adjust coverage as business operations and workforce needs change. Follow-up consultations are available between scheduled visits to address any evolving insurance requirements.
What Does a a Workers' Compensation Insurance Agent in Kennewick Cost?
Workers compensation insurance costs in Washington vary by industry and payroll. For example, a low-risk office job may cost around 0.50 to 1.00 per 100 dollars of payroll, while construction work can cost 5.00 to 15.00 or more per 100 dollars. The state sets base rates each year. Actual premiums depend on your specific business. This is general information and not insurance advice.
About workers' compensation insurance agents in Kennewick
Workers compensation insurance agents in Kennewick help businesses comply with Washington state laws. Washington requires most employers to provide coverage through the state fund or a qualified private carrier. A local agent can guide you through the Department of Labor and Industries requirements and help you find a policy that fits your business.
Frequently Asked Questions
Do all businesses in Kennewick need workers compensation insurance?
Yes, Washington law requires nearly all employers to have workers compensation coverage. Sole proprietors and some corporate officers may opt out, but most businesses must carry it. An agent can explain the specific exemptions.
How does Washington state fund workers compensation differ from private insurance?
Washington operates a monopoly state fund for workers compensation. Most employers must buy coverage from the state Department of Labor and Industries. A few large employers can self-insure, but private insurance is not available for standard policies.
What factors affect the cost of workers comp insurance in Kennewick?
Costs depend on your business classification, payroll size, and claims history. Washington sets base rates by industry class codes. An agent can help you classify employees correctly to avoid overpaying.