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Find Workers' Compensation Insurance Agents Near You in Waco, TX
Looking for a workers' compensation insurance agent in Waco? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 16 workers' compensation insurance agents in Waco, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Baker and Carey Insurance Agency
2601 Franklin Ave, Waco, TX 76710
(254) 755-7727
bakerandcareyinsurance.com
Pioneer American Insurance Co
425 Austin Ave, Waco, TX 76701
(254) 297-2776
HighView Insurance Group
510 N Valley Mills Dr Ste 503, Waco, TX 76710
(254) 339-6606
highviewinsurance.com
Rosalinda's Insurance Agency
3221 Franklin Ave #201, Waco, TX 76710
(254) 644-4437
Central Texas Benefits
4547 Lake Shore Dr, Waco, TX 76710
(254) 722-2569
centraltxbenefits.com
Browder General Insurance Agency Inc
4800 Lakewood Dr #3, Waco, TX 76710
(254) 776-1582
browderinsurance.com
Greater Waco Insurance Solutions
7530 Bosque Blvd Suite #D, Waco, TX 76710
(254) 751-1254
gwinsurancesolutions.com
Elite Insurance Group
100 N 6th St #201, Waco, TX 76701
(254) 799-9616
insurewithelite.com
Fortress Insurance Group
200 Hwy 6 STE 330A, Waco, TX 76712
(254) 262-3180
fortressinsurancegrp.com
Keith Sanders Insurance Group
6801 Steinbeck Bend Dr, Waco, TX 76708
(254) 235-8185
keithsandersinsurance.com
Bailey Insurance and Risk Management
1201 Washington Ave, Waco, TX 76701
(254) 753-5317
baileyinsurance.com
Watkins Insurance Group
510 N Valley Mills Dr Suite 203, Waco, TX 76710
(254) 714-1300
watkinsinsurancegroup.com
Higginbotham - Waco
7528 Bosque Blvd, Waco, TX 76712
(254) 751-1710
higginbotham.com
Insurors of Texas
225 S 5th St, Waco, TX 76701
(254) 759-3701
insurorsoftexas.com
Insurance Center of Central Texas
2012 Lake Air Dr ste b, Waco, TX 76710
(254) 776-1290
insurancecenterofcentraltexas.com
Texas First State Insurance Plus Agency
4800 Lakewood Dr Suite 4B, Waco, TX 76710
(254) 399-5109
texasfirstagency.com
Workers compensation insurance agents in Waco Texas help employers comply with state laws and secure coverage for workplace injuries. Texas is unique because private employers are not required to carry workers comp, but many choose to do so for legal protection and employee benefits. A local agent can explain the Texas non-subscriber rules and help you choose the right policy for your business size and industry.
What Does a Workers' Compensation Insurance Agent in Waco Cost?
Workers compensation insurance costs in Texas typically range from 0.50 to 2.50 dollars per 100 dollars of payroll, depending on the industry risk class. For a small Waco office business, annual premiums might start around 500 dollars, while a construction company could pay several thousand dollars. Actual costs depend on your business classification, payroll size, and loss history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is workers compensation insurance required for businesses in Waco Texas?
No, Texas is the only state where private employers are not required to carry workers compensation insurance. However, public employers and certain contractors must have coverage. An agent can explain the legal risks of being a non-subscriber.
What does a workers compensation insurance agent in Waco do?
An agent helps you compare policies from different carriers, explains Texas-specific coverage options, and assists with claims reporting. They can also advise on how to reduce premiums through safety programs and proper employee classification.
How do Texas workers comp rates compare to other states?
Texas has some of the lowest workers compensation premium rates in the country due to the voluntary market. Rates are set by the Texas Department of Insurance and vary by industry, payroll, and claims history. An agent can provide quotes specific to your Waco business.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.