The top-rated workers' compensation insurance agent in Austin, Texas is Heaton Bennett Insurance, rated 4.9 stars across 954 reviews. Other highly rated options include Cedar Oak Insurance, Prime Insurance Group LLC, Speed Insurance. This directory lists 20 workers' compensation insurance agents serving Austin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heaton Bennett Insurance | 3933 Steck Ave B119 | (512) 372-8311 |
| 2 | Cedar Oak Insurance | 901 S MoPac Expy Bldg.1, Suite 300 | (512) 777-2967 |
| 3 | Prime Insurance Group LLC | 706 W Ben White Blvd Building B Ste 186 | (512) 843-9000 |
| 4 | Speed Insurance | 2100 E Riverside Dr | (512) 599-8009 |
| 5 | Contractors Insurance Services, LLC | 312 W Oltorf St | (512) 445-2727 |
| 6 | Contigo Insurance Agency | 4315 S 1st St ste B | (512) 400-0385 |
| 7 | Time Insurance Agency | 1405 E Riverside Dr | (512) 447-7773 |
| 8 | Preciado Insurance Agency LLC | 3304 S Hwy 183 | (737) 202-4577 |
| 9 | Texas Mutual Insurance Company | 2200 Aldrich St | (512) 224-3800 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 1120 S Capital of Texas Hwy Bldg 3, Suite 300 | (512) 328-7676 |
Heaton Bennett Insurance serves the Austin, Texas metro area as a workers’ compensation insurance agent. The agency assists local employers in obtaining coverage that meets state regulatory requirements for workplace injury protection. It helps businesses navigate classification codes and premium audits specific to the regional economy. A key service includes guiding small and mid-sized firms through the process of securing standalone workers’ compensation policies. The firm also handles policyholder support for claim reporting and return-to-work coordination for Central Texas employers.
Cedar Oak Insurance provides workers’ compensation coverage options for employers of various sizes within the Austin area. It focuses on helping businesses manage their risk through tailored insurance policies and routine policy reviews. Support includes assistance with claims reporting and ongoing compliance guidance to keep coverage aligned with current regulations. The company serves a broad commercial client base, including contractors working on single-family homes, operations that manage apartment complexes, regional retail shops, and local restaurants.
Prime Insurance Group LLC serves businesses of all sizes in Austin, Texas, seeking workers’ compensation insurance coverage. The agency assists employers in managing risk and meeting state requirements for employee protection. Its representatives help clients understand policy options and navigate claims support. They also consult on workplace safety practices to help reduce premium costs over time. Prime Insurance Group LLC additionally covers clients in the surrounding Round Rock area.
Speed Insurance serves the Austin, Texas area and its surrounding communities, handling workers' compensation insurance for local businesses. The company assists employers with obtaining coverage that meets state requirements and helps manage workplace injury claims. For a typical job, it analyzes the client’s industry risks and payroll to recommend appropriate policy limits, then coordinates with underwriters to secure the best available coverage option.
Contractors Insurance Services, LLC specializes in workers’ compensation coverage for construction and contracting professionals in Austin, Texas. The agency helps local businesses secure policies that comply with state regulations and protect against workplace injury claims. By assessing each client’s risk profile, it tailors plans to the specific needs of trades such as electrical, plumbing, and roofing. As seasonal weather increases slip-and-fall hazards on job sites, it advises contractors on adjusting their coverage to address these temporary but elevated risks.
As businesses across Austin prepare for summer construction and outdoor work, reliable workers’ compensation coverage becomes essential. Contigo Insurance Agency helps local employers secure policies that meet Texas state requirements while protecting against lost‑time injuries. This Austin‑based agency focuses on matching each business’s risk profile with appropriate coverage limits and premium structures. Because a single claim can disrupt operations, the agent reviews current payroll figures and job classifications during the initial consultation. After this assessment, the agency schedules a
Time Insurance Agency specializes in finding workers' compensation coverage for businesses operating in the Austin area. It also works with a wide variety of employers to secure general liability and property insurance policies that meet standard regulatory requirements. The agency helps local contractors, manufacturers, and small business owners comply with Texas state insurance mandates while protecting their workforce. It regularly assists clients in managing premium adjustments that often arise after seasonal hiring surges common in the region’s construction and hospitality sectors.
Preciado Insurance Agency LLC provides workers’ compensation insurance solutions in the Austin area, specializing in policies that cover medical care and lost wages for employees injured on the job. The agency helps local businesses navigate Texas’s non-subscription market or traditional coverage options. It serves commercial sectors ranging from professional offices and corporate facilities to distribution warehouses and food service operations.
Texas Mutual Insurance Company in Austin, Texas offers both one-time policy setup for a single project or seasonal need and recurring coverage options for ongoing operations. As a workers’ compensation insurance agent, the firm aids employers in securing benefits that cover medical care and lost wages for employees injured on the job. These allocations protect small local businesses and larger firms in the area. Service runs on a scheduled renewal and as-needed consultation basis.
As Central Texas businesses ramp up for seasonal hiring, managing payroll exposure and workplace risk becomes a primary concern for local employers. Gallagher Insurance, Risk Management & Consulting serves the Austin area as a workers’ compensation insurance agent, guiding companies through coverage selection designed to meet state requirements and protect their workforce. Their process begins with a thorough review of current operations and risk factors. The initial step is scheduling an on-site inspection to evaluate workplace conditions and historical claims patterns before any policy recommendations are made.
What Does a a Workers' Compensation Insurance Agent in Austin Cost?
Typical costs for workers compensation insurance in Texas range from 0.50 to 2.00 per 100 dollars of payroll for low-risk office jobs, and 5.00 to 15.00 per 100 dollars for high-risk construction work. Premiums are based on classification codes, payroll, and claims history. Texas does not have a state-set rate, so prices vary by carrier. This is general information and not insurance advice.
About workers' compensation insurance agents in Austin
Workers compensation insurance agents in Austin Texas help businesses comply with state laws and secure coverage for workplace injuries. Texas is unique because private employers are not required to carry workers comp insurance unless they contract with the government. An agent can explain the difference between subscribing and non-subscribing options under Texas law.
Frequently Asked Questions
Is workers compensation insurance mandatory in Texas?
No, Texas is the only state where private employers are not required to carry workers compensation insurance. However, public entities and government contractors must have coverage. An agent can help you decide if subscribing is right for your business.
What does a workers compensation insurance agent do in Austin?
An agent helps you compare policies from different carriers, explains Texas-specific rules like the Texas Department of Insurance guidelines, and assists with claims reporting. They also advise on premium audits and safety programs to reduce costs.
How do Texas workers comp rates compare to other states?
Texas has some of the lowest workers compensation premium rates in the country due to the voluntary market. Rates are set by individual carriers but must be filed with the Texas Department of Insurance. An agent can provide quotes specific to your industry and payroll.
Workers' Compensation Insurance Agents in Other Texas Cities
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