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Find Workers' Compensation Insurance Agents Near You in Schertz, TX

Browse workers' compensation insurance agents serving Schertz, Texas. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Schertz, Texas is Nate Obregon - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Farmers Insurance - Natascha Reynoso, Bill Hicks - State Farm Insurance Agent, Cindy Deschamps: Allstate Insurance. This directory lists 11 workers' compensation insurance agents serving Schertz.

Showing 11 workers' compensation insurance agents in Schertz, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nate Obregon - State Farm Insurance Agent6000 FM3009 Ste 204(210) 460-4951
2Farmers Insurance - Natascha Reynoso6051 FM3009 Ste 246(210) 797-7197
3Bill Hicks - State Farm Insurance Agent210 FM78(210) 658-4642
4Cindy Deschamps: Allstate Insurance1420 Schertz Pkwy Ste 230(210) 656-1462
5Steven Garza - State Farm Insurance Agent1996 Schertz Pkwy Suite 404(210) 658-6264
6Joel Munis: Allstate Insurance908 FM3009(210) 566-4440
7CIA (Colombo Insurance Agency)611 Main St(210) 966-0601
8Laskowski Insurance Agency17305 I-35 N #134(210) 828-2265
9Farmers Insurance - Jacqueline Cruz1996 Schertz Pkwy Ste 203(210) 890-8008
10Will Peterson Insurance Agency908 FM3009(210) 945-9455
NO
6000 FM3009 Ste 204
Nate Obregon - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Schertz, TX

Nate Obregon - State Farm Insurance Agent serves the Schertz, Texas, and surrounding Bexar and Guadalupe county area as a workers' compensation insurance agent. This agency helps local businesses secure coverage to protect employees in case of work-related injuries or illnesses. They guide employers through policy options that meet Texas state requirements. The agency also assists with filing workers' compensation claims and managing coverage for small business owners in the region.

FI
6051 FM3009 Ste 246
Farmers Insurance - Natascha Reynoso
Workers' Compensation Insurance Agent · Schertz, TX

Farmers Insurance - Natascha Reynoso serves the Schertz, Texas area and surrounding communities. It handles workers' compensation insurance policies for local businesses. The agent works with employers to secure coverage that meets regulatory requirements for workplace injuries. Each policy is tailored to the specific operations and risk profile of an individual business. The agency uses a clear evaluation of client needs and standard industry underwriting to recommend appropriate policy limits.

BH
210 FM78
Bill Hicks - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Schertz, TX

Bill Hicks - State Farm Insurance Agent in Schertz, TX provides workers' compensation insurance to local businesses, covering essential liability and medical benefits for on-the-job injuries. Ongoing policy reviews and claims assistance are included to help clients maintain proper coverage and comply with Texas workplace regulations. Bill Hicks serves single-family homes, apartments, retail, and restaurants requiring tailored protection for their employees.

CD
1420 Schertz Pkwy Ste 230
Cindy Deschamps: Allstate Insurance
Workers' Compensation Insurance Agent · Schertz, TX

Cindy Deschamps: Allstate Insurance serves businesses seeking workers' compensation coverage in Schertz, Texas. The agency helps employers navigate the complex requirements for insuring their workforce against job-related injuries, ensuring compliance with local regulations. It assists property managers, contractors, and local commercial clients in Schertz with customizing liability and medical cost protection for employees. The agency also extends its workers' compensation agent services to neighboring communities such as Cibolo and the wider San Antonio metropolitan area.

SG
1996 Schertz Pkwy Suite 404
Steven Garza - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Schertz, TX

For a workers’ compensation insurance agent service, clients may choose between a single policy purchase to meet an immediate compliance need or an ongoing advisory relationship that adapts coverage as the business grows and regulations change. Steven Garza - State Farm Insurance Agent in Schertz, TX, connects local employers with policies designed to cover medical costs and lost wages for job-related injuries. The professional guidance focuses on matching the policy to the client’s industry and payroll size. This service operates on a one-time or as-needed basis for policy adjustments and claims support.

JM
908 FM3009
Joel Munis: Allstate Insurance
Workers' Compensation Insurance Agent · Schertz, TX

Specializing in connecting Schertz employers with workers’ compensation policies, Joel Munis: Allstate Insurance helps local businesses secure coverage that meets legal requirements. The agency guides clients through risk management needs and policy selections tailored to their operations. It also assists with understanding how coverage functions during workplace injuries and return-to-work processes. During seasonal shifts in staffing or construction activity, the agent can evaluate any necessary adjustments to existing compensation policies.

CC
611 Main St
CIA (Colombo Insurance Agency)
Workers' Compensation Insurance Agent · Schertz, TX

As Schertz businesses grow and seasonal workers are hired, the need for reliable workers' compensation coverage becomes critical. Colombo Insurance Agency, an agent based in Schertz, TX, helps local employers navigate coverage requirements for workplace injuries. The firm advises on proper classification of employees and assists with policy selection that fits current operations. Protecting a business from major financial loss due to on-the-job accidents is their core function. During an initial walk-through of the worksite, they examine existing safety protocols and employee roles to identify any coverage gaps that must be addressed.

LI
17305 I-35 N #134
Laskowski Insurance Agency
Workers' Compensation Insurance Agent · Schertz, TX

Laskowski Insurance Agency helps businesses secure coverage to manage the financial risks associated with workplace injuries. Its specialty includes guiding local employers through the complexities of workers' compensation policies and state requirements. With an office based in Schertz, Texas, the agency works closely with clients to review payroll classifications and claims history. This focused approach allows it to serve a variety of commercial operations, including local offices, warehouses, and food service establishments.

FI
1996 Schertz Pkwy Ste 203
Farmers Insurance - Jacqueline Cruz
Workers' Compensation Insurance Agent · Schertz, TX

Farmers Insurance - Jacqueline Cruz provides residential service for clients in Schertz, Texas, while also offering commercial coverage tailored to local businesses. As a workers’ compensation insurance agent, this agency helps employers secure policies that meet legal requirements and cover workplace injuries. Service extends throughout the Schertz area to ensure accessibility for nearby companies. After the initial policy is set, the agent follows up with clients to discuss any changes in their operations, maintaining consistent communication between regular renewal visits.

WP
908 FM3009
Will Peterson Insurance Agency
Workers' Compensation Insurance Agent · Schertz, TX

Will Peterson Insurance Agency in Schertz, Texas, specializes in helping local businesses secure workers' compensation coverage. The agency assists employers in navigating Texas-specific regulations to obtain appropriate policies that protect employees on the job. Its services include policy comparison, compliance guidance, and risk consultation tailored to small and mid-sized operations in the region. For businesses managing payroll or subcontractor arrangements, the agency can also provide coverage modifications to meet fluctuating workforce needs.

AR
7637 FM3009
Aflac Regional Office - Tristan Gaines
Workers' Compensation Insurance Agent · Schertz, TX
(210) 960-3825
aflac.com/agents/tristan_gaines.aspx

What Does a a Workers' Compensation Insurance Agent in Schertz Cost?

Workers compensation insurance costs in Texas vary widely by industry payroll and claims history. For a small office business annual premiums might range from 300 to 1,000 dollars. For higher risk industries like construction costs can be 5,000 to 20,000 dollars or more per year. Rates are set per 100 dollars of payroll with class codes determining the base rate. This is general information and not insurance advice.

About workers' compensation insurance agents in Schertz

Workers compensation insurance agents in Schertz Texas help local businesses navigate the states unique non-mandatory workers comp system. Unlike most states Texas does not require most private employers to carry workers compensation insurance. An agent can explain the differences between subscribing and non-subscribing options and help you choose the right policy for your business needs.

Frequently Asked Questions

Is workers compensation insurance required for businesses in Schertz Texas?

Texas is one of the few states where private employers are not required to carry workers compensation insurance. However if you have a contract with a government entity or work in certain industries like construction you may need coverage. An agent can help you understand your specific obligations.

What happens if a Schertz business does not carry workers comp?

If you choose not to subscribe to workers compensation you lose certain legal protections. Injured employees can sue your business for damages and you cannot use the exclusive remedy defense. You must also file an annual notice with the Texas Department of Insurance.

How do Texas workers comp rates compare to other states?

Texas workers compensation rates are generally competitive because the market is deregulated. Insurance carriers can set their own rates based on risk factors like payroll and industry class codes. An agent in Schertz can compare quotes from multiple carriers to find a suitable rate for your business.

Workers' Compensation Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.