The top-rated workers' compensation insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include LSM Insurance Agency, Farmers Insurance - Jonathan Shaw, Pirkle Weir Insurance Agency. This directory lists 20 workers' compensation insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 3 | Farmers Insurance - Jonathan Shaw | 8605 Milwaukee Ave Ste 103 | (806) 705-7141 |
| 4 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 5 | All Write Insurance Agency | 2413 20th St | (806) 763-2886 |
| 6 | The Shropshire Insurance Agency, Inc. | 5812 66th St | (806) 763-7311 |
| 7 | SIG Dansby & Associates | 5147A 69th St | (806) 785-0840 |
| 8 | Owen Insurance Agency | 6418 98th St #200 | (806) 744-9811 |
| 9 | Alliance Insurance Agency | 2706 82nd St | (806) 792-0135 |
| 10 | Hettler Insurance Agency | 4720 S Loop 289 | (806) 798-7800 |
Grimes Insurance Agency Inc. serves Lubbock, Texas, and the surrounding South Plains region as a workers' compensation insurance agent. The agency assists local employers in securing coverage that meets state requirements and protects both business operations and employees from work-related injury costs. Navigating the complexities of Texas workers' compensation laws, the agency helps businesses choose appropriate policy structures. Specific services include risk classification analysis and experience modification rating review.
LSM Insurance Agency provides workers’ compensation insurance services for employers in Lubbock, Texas, including policy recommendations and cost-analysis guidance. Its service plans assist businesses in maintaining compliance with state regulations and managing claim filings. Ongoing consultation helps clients adjust coverage as workforce needs evolve. The agency works with a variety of properties, including single-family homes, apartments, retail stores, and restaurants.
Farmers Insurance - Jonathan Shaw serves business owners, property managers, and commercial landlords in Lubbock who need workers' compensation coverage to protect their employees and operations. Jonathan Shaw helps these clients secure policies that comply with Texas regulations and cover medical expenses and lost wages for job-related injuries. The agency works with small and midsize businesses to manage policy renewals and claims support. It also extends its workers' compensation insurance services to clients in Wolfforth and the broader Lubbock metro area.
Serving Lubbock, Texas, and the surrounding South Plains communities, Pirkle Weir Insurance Agency provides workers’ compensation insurance agent services. It handles the placement of coverage that protects businesses if an employee is injured on the job. The agency assesses each client’s industry exposure and payroll to find suitable policies that comply with state requirements. For a typical job, it begins by reviewing the business’s operational risks before securing quotes from multiple carriers.
All Write Insurance Agency provides one-time consultations to review coverage needs or ongoing support for managing a workers' compensation policy. Its primary service is sourcing coverage specific to local employers, addressing injury-related claims and legal requirements. Policies are tailored to fit various business risks common in Lubbock, Texas. Service operates on a one-time, scheduled, or as-needed basis, depending on each client’s preference for annual reviews or occasional guidance.
The Shropshire Insurance Agency, Inc. specializes in workers’ compensation insurance placement for local employers. It provides general coverage analysis and policy management to help businesses meet Lubbock area requirements. This includes assisting with claims reporting and risk management strategies tailored to individual workplace hazards. The agency commonly helps construction firms and retail operations navigate the unique challenges of high-season activity, such as protecting crews during Lubbock’s busy spring and fall construction periods.
As the West Texas summer heat increases the risk of heat-related illnesses and accidents on dusty job sites, SIG Dansby & Associates works alongside Lubbock employers to secure workers’ compensation coverage that meets their operational demands. The agency helps local businesses navigate the complexities of Texas’ non-subscription market while maintaining compliance with state requirements. A new policy or renewal begins with a thorough on-site inspection of work environments and existing safety protocols to assess specific risk factors.
Owen Insurance Agency assists businesses in Lubbock, Texas, with securing workers’ compensation coverage. The agency focuses on policies that meet state requirements for employee medical and wage replacement benefits. It can tailor policies to address specific risk factors associated with different work environments. The agency serves a range of commercial sectors including offices, warehouses, and food service operations.
Alliance Insurance Agency in Lubbock, Texas, serves as a workers' compensation insurance agent focused on helping local employers meet state coverage requirements. The agency assists businesses of all sizes in securing policies that protect employees from workplace injuries and occupational illnesses. It also guides clients through compliance with Texas regulations, offering essential risk management advice. In addition to standard coverage, Alliance Insurance Agency can provide specialized audit assistance for premium adjustments.
Hettler Insurance Agency provides workers' compensation insurance agent services to businesses and residents in Lubbock, Texas. The agency helps local companies navigate commercial coverage requirements, particularly for industries needing protection against workplace injuries and claims. For residential clients, the firm assists with insurance needs related to home-based businesses or independent contracting work in the area. Service is conducted on a regular basis, with agents available for follow-up discussions and policy adjustments between scheduled visits to ensure ongoing coverage aligns with changing operations.
What Does a a Workers' Compensation Insurance Agent in Lubbock Cost?
Workers compensation insurance costs in Texas vary by industry, payroll size, and claims history. Average rates range from 0.50 to 2.50 per 100 dollars of payroll for low risk jobs, and up to 10.00 or more for high risk work like construction. A Lubbock agent can provide quotes based on your specific classification codes. This is general information and not insurance advice.
About workers' compensation insurance agents in Lubbock
Workers compensation insurance agents in Lubbock Texas help employers meet state requirements and protect their workers. Texas is unique in that private employers are not required to carry workers compensation insurance, but those who choose to opt out face significant liability risks. A local agent can guide you through the Texas Department of Insurance rules and help you find a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Lubbock Texas?
No, Texas is the only state where private employers are not required to carry workers compensation insurance. However, public employers and those with government contracts may need it. Choosing to opt out means you lose certain legal protections against employee injury lawsuits.
What does a workers compensation insurance agent in Lubbock do?
A workers compensation agent helps you compare policies from different carriers, explains Texas specific laws, and assists with claims reporting. They also advise on payroll classifications and premium audits to ensure accurate coverage.
How can a Lubbock agent help with Texas workers compensation compliance?
The agent can explain Texas Division of Workers Compensation requirements, including posting notices and reporting injuries within 8 days. They also help you understand the difference between subscribing and non-subscribing status under Texas law.
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