The top-rated workers' compensation insurance agent in Laredo, Texas is Manuel Gomez III - State Farm Insurance Agent, rated 5.0 stars across 512 reviews. Other highly rated options include Americorp Insurance Group LLC, Alphasure Affordable Insurance Services, South Texas Insurance Agency. This directory lists 20 workers' compensation insurance agents serving Laredo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manuel Gomez III - State Farm Insurance Agent | 4311 Clark Blvd Ste K | (956) 725-1260 |
| 2 | Americorp Insurance Group LLC | 408 Shiloh Dr Ste 3 | (956) 568-3667 |
| 3 | Alphasure Affordable Insurance Services | 201 W Del Mar Blvd Suite 20 | (956) 729-9500 |
| 4 | South Texas Insurance Agency | 2201 San Salvador St | (956) 712-2444 |
| 5 | BTP Insurance Services, LLC | 4799 Patio Ln Ste#101 | (956) 728-8040 |
| 6 | Protection Insurance Agency | 1020 Washington St Suite F | (956) 723-9542 |
| 7 | Freedom Insurance Agency | 2315 S Zapata Hwy | (956) 415-0505 |
| 8 | Zimmerman Insurance - Equity Insurance Group | 3515 N Arkansas Ave #107 | (956) 796-1115 |
| 9 | Tremar Insurance Agency | 6262 McPherson Rd Ste 201 | (956) 413-8040 |
| 10 | Express Insurance Agency | 2918 Santa Ursula Ave # A | (956) 704-5005 |
Manuel Gomez III - State Farm Insurance Agent serves Laredo and surrounding Webb County, Texas, as a workers’ compensation insurance agent. The agency provides essential coverage solutions to local businesses, helping employers meet state-mandated requirements for workplace injury protection. Workers’ compensation policies assist with medical expenses and lost wages for employees who become ill or injured on the job. The office manages claims and annual policy reviews for small and mid-sized firms in the area.
Americorp Insurance Group LLC provides workers’ compensation insurance solutions tailored to small and mid-sized businesses in the Laredo area. Its service approach focuses on helping employers understand coverage requirements, manage premium costs, and navigate claims reporting procedures. The company offers policy review and renewal support to ensure clients maintain appropriate protection as their operations evolve. Regular account consultations help businesses stay compliant with Texas workers’ compensation regulations. It services a range of commercial properties, including single-family homes under renovation, apartment complexes, retail storefronts, and local restaurants.
Serving Laredo and the surrounding Webb County communities, Alphasure Affordable Insurance Services handles workers’ compensation insurance for local businesses. It guides employers through the complexities of state-specific coverage requirements and medical benefit regulations. Analyzing each client’s payroll, industry risks, and claims history, the agency assesses exposure to develop tailored protection plans. For a typical job, it reviews the classification codes for all employee roles, verifies compliance with Texas Division of Workers’ Compensation rules, and then markets the risk to carriers to secure competitive terms.
Based in Laredo, South Texas Insurance Agency provides residential workers' compensation insurance services for local homeowners. The agency also offers commercial coverage for area businesses of various sizes, serving clients throughout Webb County. Their agents focus on matching policy options to each employer's specific risks and payroll requirements. Regular follow-ups help clients adjust their coverage as their operations change, with repeat service typically arranged between scheduled policy review visits.
As a workers’ compensation insurance agent, BTP Insurance Services, LLC in Laredo, TX specializes in securing coverage that meets legal requirements for area employers. The agency guides businesses through the complexities of policy selection, helping them manage risk and maintain compliance with Texas regulations. Its work includes evaluating different plans to match each client’s industry needs and payroll size. This support becomes particularly valuable when a seasonal uptick in local construction or trade activity raises workplace injury risks.
As local businesses in Laredo prepare for seasonal shifts in construction and logistics activity, maintaining compliant workers' compensation coverage becomes essential for avoiding costly penalties. Protection Insurance Agency in Laredo, Texas, helps employers secure the specific policies required by state law to protect both their workforce and their bottom line. The agency evaluates each client’s industry risks, payroll, and claims history to recommend appropriate coverage limits. An initial consultation typically begins with a thorough review of the business’s current operations and safety protocols.
Freedom Insurance Agency specializes in connecting employers with workers' compensation coverage options tailored to their operational needs. Based in Laredo, Texas, the agency focuses exclusively on this essential line of business, helping businesses navigate the complexities of workplace injury insurance. Its services include reviewing coverage levels, assisting with policy applications, and guiding clients through compliance requirements. Freedom Insurance Agency can serve a variety of local commercial sectors, including offices, warehouses, and food service operations, addressing the distinct risk profiles each workplace presents.
Zimmerman Insurance - Equity Insurance Group is known for providing workers’ compensation insurance coverage to employers in Laredo, Texas. The agency assists businesses with managing workplace injury claims and ensuring compliance with state-mandated insurance requirements. Its service range includes policy assessments, claims support, and risk management guidance for local employers seeking protection for their workforce. In addition to core coverage, the agency can offer assistance with loss control programs designed to help reduce on-the-job hazards, making workplace safety a priority.
Tremar Insurance Agency assists businesses with securing essential insurance coverage, specializing specifically in workers' compensation policies. The agency helps local employers protect their workforce and manage liability risks associated with workplace injuries. Operating from Laredo, Texas, it works to understand each client's operational needs before recommending appropriate coverage options. This Agents can serve a variety of commercial sectors requiring such protection, including offices, warehouses, and food service establishments.
Express Insurance Agency assists residential clients in Laredo, Texas, with workers’ compensation coverage for domestic help and home-based businesses. The company also provides commercial coverage for local employers needing to meet state requirements for employee injury protection. Serving the Laredo area, the agency tailors policies to fit various small and mid-sized operations. After an initial policy is set, the agency follows up between regular visits to review coverage needs and ensure compliance with any changes in the business or local regulations.
What Does a a Workers' Compensation Insurance Agent in Laredo Cost?
Workers compensation insurance costs in Texas vary by industry, payroll size, and claims history. For a small business in Laredo, typical rates range from 0.50 to 2.00 per 100 dollars of payroll for low risk jobs, while high risk jobs like construction can cost 5.00 to 15.00 per 100 dollars of payroll. Premiums are also affected by your experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in Laredo
Workers compensation insurance agents in Laredo Texas help employers meet state requirements and protect their workers. In Texas most private employers are not required to carry workers compensation but many choose to do so for legal protection and employee benefits. A local agent can explain Texas specific rules such as the Texas Department of Insurance oversight and the difference between subscribing and non subscribing options.
Frequently Asked Questions
Is workers compensation insurance required in Texas for Laredo businesses?
Texas is unique because most private employers are not required by state law to carry workers compensation insurance. However public entities and some contractors must have coverage. An agent can help you understand your specific obligations and the risks of opting out.
What does a workers compensation insurance agent in Laredo do?
An agent helps you compare policies from different carriers, explains coverage limits, and assists with claims reporting. They also advise on Texas specific topics like the Texas Mutual Insurance Company option and how to comply with the Texas Department of Insurance rules.
How can I find a qualified workers compensation insurance agent in Laredo?
You can search online directories or ask for referrals from other local business owners. Verify that the agent is licensed in Texas through the Texas Department of Insurance website. Many agents specialize in small business or specific industries common in Laredo.
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