The top-rated workers' compensation insurance agent in Lancaster, Texas is La Familia Auto Insurance, rated 4.9 stars across 1,020 reviews. Other highly rated options include A-MAX Auto Insurance, ALPA Insurance, Farmers Insurance - Louis Taylor. This directory lists 16 workers' compensation insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | La Familia Auto Insurance | 3250 W Pleasant Run Rd Ste. 120 | (972) 441-4021 |
| 2 | A-MAX Auto Insurance | 1445 W Pleasant Run Rd #600 | (972) 227-5000 |
| 3 | ALPA Insurance | 1450 Pleasant Run Rd Ste. 148 | (972) 218-2221 |
| 4 | Farmers Insurance - Louis Taylor | 1053 W Pleasant Run Rd | (469) 547-3550 |
| 5 | Kimberly Giddings - State Farm Insurance Agent | 211 W Pleasant Run Rd #101 | (972) 227-2302 |
| 6 | Cassandra Preston - State Farm Insurance Agent | 908 N Interstate 35 E Rd | (972) 576-3270 |
| 7 | Fred Loya Insurance | 404 I-35E #102 | (469) 643-5236 |
| 8 | Premier Cover Insurance Co. | 1450 Pleasant Run Rd | (469) 306-0846 |
| 9 | Ken Allen Insurance | 222 Pleasant Run Rd #102 | (972) 218-6700 |
| 10 | SIG/Pruner Insurance Group | 1506 S Interstate 35 E | (972) 224-3333 |
La Familia Auto Insurance serves residential clients in Lancaster, Texas, with Workers’ Compensation Insurance Agent needs. The agency also provides commercial coverage for local small businesses throughout the Dallas-Fort Worth area. A dedicated agent assists employers in securing policies that comply with state requirements and protect their workforce against on-the-job injuries. The office is open for walk-in consultations and scheduled appointments. Clients typically return between regular visits to update policy details or file required payroll reports.
A-MAX Auto Insurance is a Workers’ Compensation Insurance Agent in Lancaster, Texas, known for helping local businesses manage coverage for work‑related injuries. It advises employers on policies that meet Texas state requirements while balancing premium costs with adequate protection. Workers’ compensation insurance agents in this area frequently assist small and midsize firms with risk evaluation and claims support. A-MAX adds flexibility by offering to bundle affordable commercial auto insurance along with the workers’ compensation policy to streamline protection.
ALPA Insurance serves the Lancaster, Texas area as a Workers' Compensation Insurance Agent. The agency assists local businesses in securing coverage that meets state-mandated requirements for employee injury protection. It also guides clients through the classification of job roles to ensure proper premium calculations. Policyholders receive support with claim reporting procedures and compliance paperwork. The firm specifically handles loss control consultations to help reduce workplace risks and premium audit assistance to verify accurate payroll records.
Farmers Insurance - Louis Taylor serves the Dallas County area, including Lancaster, Texas, as a local workers' compensation insurance agent. The agency assists business owners with obtaining essential coverage for workplace injuries, helping protect employers from medical costs and lost wages. It also guides clients through the complexities of Texas non-subscription options and manages tailored risk assessments for small and mid-sized companies. Specific services handled here include classification code evaluation and premium audit preparation.
Kimberly Giddings - State Farm Insurance Agent in Lancaster, TX serves local business owners, property managers, and small enterprises seeking workers’ compensation coverage. The agency assists with policies that help protect employers against costs from workplace injuries and supports compliance with regional insurance requirements. This includes explaining coverage options and coordinating necessary documentation for claims processing. The agent also provides service to clients in the nearby Dallas-Fort Worth metro area, including Desoto and Cedar Hill.
Cassandra Preston, a workers' compensation insurance agent serving the Lancaster, TX area, assists businesses in securing essential coverage that addresses employee injury claims and medical costs. Service offerings include policy review, claims support, and guidance on risk management practices to help maintain compliance with state regulations. Maintenance plans involve regular consultations to adjust coverage as business operations evolve. This agent provides its services to a range of property types, including single-family homes, apartments, retail establishments, and restaurants.
Fred Loya Insurance provides workers’ compensation coverage and risk consultation services for businesses operating in Lancaster, Texas. Standard policies are offered alongside periodic plan reviews to help ensure ongoing compliance with changing workplace safety regulations. The agency’s service model includes claims reporting assistance and access to loss control guidance tailored to each client’s operational environment. It serves a variety of commercial property types, including single-family homes, apartments, retail locations, and full-service restaurants.
Premier Cover Insurance Co. serves Lancaster, Texas, and the surrounding Dallas‑Fort Worth metroplex communities, handling workers’ compensation insurance policies for local businesses. It assists employers in securing coverage that meets state regulations and protects against workplace injury claims. The company focuses on matching clients with policies tailored to their specific industry risks and employee classifications. To handle a typical job, it begins by assessing a business’s operations and payroll, then reviews available coverage options before presenting a clear comparison.
Ken Allen Insurance in Lancaster, TX provides workers’ compensation coverage to local businesses. Clients may choose either a one-time policy for short-term projects or recurring service for ongoing employee protection. The agency structures coverage to meet Texas state requirements, helping employers manage workplace injury liabilities. Claims support and risk guidance are included as standard offerings. Service operates strictly on an as-needed basis, with policies tailored to each specific business request.
What Does a a Workers' Compensation Insurance Agent in Lancaster Cost?
Typical costs for workers compensation insurance in Texas range from 0.75 to 2.50 dollars per 100 dollars of payroll depending on the job classification and your business loss history. For a small construction company in Lancaster the annual premium might be 3,000 to 8,000 dollars. For a low risk office business the cost could be 500 to 1,500 dollars per year. This is general information and not insurance advice.
About workers' compensation insurance agents in Lancaster
A workers compensation insurance agent in Lancaster Texas can help you navigate the state unique non-subscription system. Texas is the only state where private employers are not required to carry workers compensation insurance. However, having coverage protects your business from lawsuits and ensures injured employees receive medical benefits and lost wages.
Frequently Asked Questions
What does a workers compensation insurance agent in Lancaster do?
An agent helps you compare policies from different carriers to find coverage that fits your business needs. They explain Texas specific rules such as the option to subscribe or non-subscribe. They also assist with policy renewals and claims questions.
Is workers compensation insurance required in Lancaster Texas?
No, Texas does not require most private employers to carry workers compensation insurance. However, if you choose not to subscribe you lose certain legal protections and may face lawsuits from injured workers. An agent can explain the risks and benefits of each option.
How do Texas workers compensation rates compare to other states?
Texas rates are set by the Texas Department of Insurance but carriers can offer discounts. The average cost per employee in Texas is about 1.50 dollars per 100 dollars of payroll. Rates vary by industry and claims history.
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