ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Workers' Compensation Insurance Agents Near You in Harlingen, TX

Browse workers' compensation insurance agents serving Harlingen, Texas. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Harlingen, Texas is Eagle Insurance, rated 5.0 stars across 549 reviews. Other highly rated options include Insurance Advisors Agency (IAA), ESPINO INSURANCE GROUP, Dominguez O'Connor Insurance Agency Inc.: Allstate Insurance. This directory lists 20 workers' compensation insurance agents serving Harlingen.

Showing 20 workers' compensation insurance agents in Harlingen, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Eagle Insurance408 W Tyler Ave(956) 620-2028
2Insurance Advisors Agency (IAA)2211 S 77 Sunshine Strip(956) 425-3535
3ESPINO INSURANCE GROUP1212 E Harrison Ave #250(956) 455-1313
4Dominguez O'Connor Insurance Agency Inc.: Allstate Insurance501 S 77 Sunshine Strip(956) 421-3980
5Victory Insurance Harlingen2801 US-83 BUS(956) 622-3200
6Phoenix Insurance Group at Harlingen8122 W Expy 83 C(956) 622-3084
7TWFG Garcia Insurance2404 F St Suite A(956) 305-2820
8Sheree Wood: Allstate Insurance410 N Ed Carey Dr Ste E(956) 428-8856
9PTT Financial410 E Harrison Ave(956) 440-8408
10Friendly Insurance Agency1205 S 77 Sunshine Strip(956) 428-2133
EI
408 W Tyler Ave
Eagle Insurance
Workers' Compensation Insurance Agent · Harlingen, TX

Eagle Insurance serves the Harlingen, Texas area as a workers’ compensation insurance agent. The company assists local businesses in securing coverage for on-the-job injuries and managing claims to comply with state regulations. They guide employers through the complexities of policy selection and risk management to maintain compliance. Specific services handled here include tailored policy placement for small to mid-sized businesses and loss control consultation to help reduce workplace hazards.

IA
2211 S 77 Sunshine Strip
Insurance Advisors Agency (IAA)
Workers' Compensation Insurance Agent · Harlingen, TX

Insurance Advisors Agency in Brownsville, Texas serves local businesses, construction firms, and commercial property managers by helping them secure workers' compensation insurance policies that comply with state regulations. As a dedicated workers' compensation insurance agent, IAA assists clients in navigating coverage options designed to protect employees and manage employer risk. The agency provides guidance on policy structures and claims processes to support business continuity. Services also extend to neighboring communities within the Brownsville-Harlingen metropolitan area, including Los Fresnos and the Port of Brownsville region.

EI
1212 E Harrison Ave #250
ESPINO INSURANCE GROUP
Workers' Compensation Insurance Agent · Harlingen, TX

ESPINO INSURANCE GROUP in Harlingen, Texas, is known for helping local businesses navigate the complexities of workers' compensation insurance, offering coverage that protects both employers and employees from work-related injuries. Its services include policy selection tailored to industry risks, compliance assistance with Texas state requirements, and claims support to reduce workplace disruption. The agency can also advise on integrating return-to-work programs as a specialty service, aiding smoother post-incident transitions.

DO
501 S 77 Sunshine Strip
Dominguez O'Connor Insurance Agency Inc.: Allstate Insurance
Workers' Compensation Insurance Agent · Harlingen, TX

Dominguez O’Connor Insurance Agency Inc.: Allstate Insurance provides workers’ compensation insurance agent services in the Harlingen, TX area. Policies are customized underwriting to cover employee medical expenses and lost wages for job-related injuries. Service plans include annual policy reviews, claims reporting assistance, and premium audits to maintain accurate payroll classifications. Maintenance services involve staying current with Texas workers’ compensation regulations and helping employers manage industrial injury risks effectively. The agency handles insurance for a range of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.

VI
2801 US-83 BUS
Victory Insurance Harlingen
Workers' Compensation Insurance Agent · Harlingen, TX

Victory Insurance Harlingen serves Harlingen and the surrounding communities in the Rio Grande Valley, handling workers' compensation insurance for local businesses. The agency provides coverage that helps employers manage medical costs and lost wages for employees injured on the job. It works with companies across various industries to secure policies that meet compliance requirements in Texas. To handle a typical claim, it coordinates directly with the client and the insurance carrier to ensure a smooth reporting process and prompt resolution.

PI
8122 W Expy 83 C
Phoenix Insurance Group at Harlingen
Workers' Compensation Insurance Agent · Harlingen, TX

Phoenix Insurance Group at Harlingen serves local businesses, contractors, and property managers seeking workers' compensation insurance in the Rio Grande Valley. The agency helps clients understand mandatory Texas coverage requirements and structure policies that protect against work-related injury claims. Workers' compensation agents in this region guide employers through payroll audits, risk classifications, and annual premium adjustments. Phoenix Insurance Group at Harlingen also advises on compliance with state regulations affecting small to mid-sized operations. Its service area extends to San Benito and the surrounding communities in Cameron County.

TG
2404 F St Suite A
TWFG Garcia Insurance
Workers' Compensation Insurance Agent · Harlingen, TX

TWFG Garcia Insurance works with businesses in Harlingen to manage workers’ compensation needs, offering coverage that addresses workplace injury claims and regulatory compliance. As a local agent, it assists employers in securing policies suited to their operational risks while guiding them through claims processes and premium management. This agent can serve various commercial sectors, including offices, warehouses, and food service operations, adapting coverage to the specific hazards each environment presents.

SW
410 N Ed Carey Dr Ste E
Sheree Wood: Allstate Insurance
Workers' Compensation Insurance Agent · Harlingen, TX

Sheree Wood: Allstate Insurance assists employers in distinguishing between one-time policy purchases and recurring payroll-based workers' compensation plans tailored to ongoing coverage needs. This agency provides access to insurance options that address workplace injury claims and regulatory requirements for businesses in Harlingen, Texas. Services focus on helping local employers secure appropriate protection for their employees against job-related accidents or illnesses. Coverage consultations and policy management are typically scheduled on a recurring annual basis, though adjustments can be made as needed when business conditions or payroll figures change.

PF
410 E Harrison Ave
PTT Financial
Workers' Compensation Insurance Agent · Harlingen, TX

As local businesses face seasonal hiring surges in the Rio Grande Valley, PTT Financial in Harlingen coordinates workers' compensation insurance policies to help employers remain compliant with Texas requirements. The agency assists with coverage needs specific to regional industries like agriculture, logistics, and construction, guiding clients through the various classification codes and premium calculations. An initial risk assessment and policy review are scheduled during the first in-person consultation to determine precise coverage needs for any operation.

FI
1205 S 77 Sunshine Strip
Friendly Insurance Agency
Workers' Compensation Insurance Agent · Harlingen, TX

Friendly Insurance Agency specializes in securing workers' compensation coverage for local businesses in Harlingen, Texas. It assists employers with policy selection tailored to their specific industry risks and payroll needs. The agency helps clients navigate mandatory coverage requirements and works to find suitable options for a range of operations, from small retail shops to industrial facilities. It also provides guidance during the renewal process or when new employees are hired. Near the peak of hurricane season, it helps businesses review their policies to ensure adequate protection for storm-related recovery workers.

JI
502 E Harrison Ave # B
JLR Insurance Group
Workers' Compensation Insurance Agent · Harlingen, TX
(956) 230-5330
EI
2005 E Tyler Ave #2
Elizondo Insurance Services LLC
Workers' Compensation Insurance Agent · Harlingen, TX
(956) 230-0934
elizondoinsuranceservices.com
GA
1271 Stuart Place Rd
Greer & Associates Insurance Agency
Workers' Compensation Insurance Agent · Harlingen, TX
(956) 425-7776
greerins.com
IC
603 E Tyler Ave
Insurance Corner
Workers' Compensation Insurance Agent · Harlingen, TX
(956) 423-6111
L1
306 S 3rd St
Legacy 1st Insurance Group
Workers' Compensation Insurance Agent · Harlingen, TX
(956) 391-2220
legacy1stinsurance.com
IC
621 S F St
Insurance Corner
Workers' Compensation Insurance Agent · Harlingen, TX
(956) 428-1191
TI
521 S 77 Sunshine Strip
Texas Insurance Service Center
Workers' Compensation Insurance Agent · Harlingen, TX
(956) 423-0490
txisc.com
SI
2303 N Ed Carey Dr
SafeGuard Insurance Agency
Workers' Compensation Insurance Agent · Harlingen, TX
(956) 428-1912
safeguardnow.com
RI
317 Stuart Place Rd
RockLake Insurance Group, Inc.
Workers' Compensation Insurance Agent · Harlingen, TX
(800) 716-2559
rocklakeig.com
TI
6710 W Expy 83 Suite 201A
TRB Insurance
Workers' Compensation Insurance Agent · Harlingen, TX
(956) 428-7400
trb.bank/insurance

What Does a a Workers' Compensation Insurance Agent in Harlingen Cost?

Workers compensation insurance costs in Texas vary widely by industry and payroll. For a small office business, premiums may range from 0.50 to 1.50 per 100 dollars of payroll. For high risk jobs like construction, rates can be 5 to 15 dollars per 100 dollars of payroll. Your agent will provide a quote based on your specific business. This is general information, not insurance advice.

About workers' compensation insurance agents in Harlingen

Workers compensation insurance agents in Harlingen Texas help local businesses secure coverage required under Texas law. While Texas does not mandate private employers carry workers comp, many choose to do so to protect their workers and avoid penalties. Agents guide employers through the Texas Department of Insurance rules and help find policies that fit their industry and payroll size.

Frequently Asked Questions

Is workers compensation insurance required in Texas?

Texas is unique because private employers are not required to carry workers compensation insurance. However, public employers and those with government contracts often must have it. An agent can explain the legal risks of opting out, including losing common law defenses in injury lawsuits.

What does a workers compensation insurance agent do in Harlingen?

An agent helps you compare policies from different carriers, explains Texas specific coverage options like the Nonsubscriber option, and assists with filing claims. They also ensure your business classification codes are correct to avoid overpaying.

How do Texas workers comp rates get set?

Rates in Texas are not set by the state. Insurance carriers use their own loss data and classification codes to determine premiums. An agent can shop multiple carriers to find competitive pricing based on your payroll and claims history.

Workers' Compensation Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.