The top-rated workers' compensation insurance agent in El Paso, Texas is Homestate Insurance Agency, rated 4.9 stars across 369 reviews. Other highly rated options include TWFG - DelaFuente Insurance Services, JSE Insurance, Mt. Franklin Insurance. This directory lists 32 workers' compensation insurance agents serving El Paso.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Homestate Insurance Agency | 4504 Montana Ave | (915) 832-1894 |
| 2 | TWFG - DelaFuente Insurance Services | 1307 Wyoming Ave | (915) 444-2700 |
| 3 | JSE Insurance | 6006 N Mesa St Suite 602 | (915) 412-5635 |
| 4 | Mt. Franklin Insurance | 1444 Montana Ave suite 201 | (915) 599-2900 |
| 5 | Margarita Nunez - State Farm Insurance Agent | 7598 N Mesa St b1 | (915) 581-3276 |
| 6 | Carolina Campa Insurance Agency | 2267 Trawood Dr g4 | (915) 526-5326 |
| 7 | BundleBee Insurance Agency, LLC | 11125 La Quinta Pl A | (915) 591-0075 |
| 8 | Omega Insurance Agency | 1580 George Dieter Dr | (915) 856-6700 |
| 9 | Victory Insurance Services | 1790 Lee Trevino Dr Ste 602 | (915) 217-2100 |
| 10 | AMC Insurance Agency LLC | 3010 Saul Kleinfeld Dr Ste C | (915) 781-6192 |
Businesses in El Paso choose between a single policy purchase for a discrete project or a recurring annual plan that renews automatically to cover ongoing payroll. Homestate Insurance Agency provides workers' compensation insurance agent services tailored to employers in this region, helping them navigate compliance and premium classification. Consultations and policy setup occur on a one-time basis for initial enrollment, while ongoing account management and audit support run on a scheduled cycle throughout each policy term.
TWFG - DelaFuente Insurance Services provides workers' compensation insurance agent services for businesses throughout the El Paso, Texas area. It assists commercial clients in navigating coverage options that address medical expenses and lost wages for employees injured on the job. The company offers ongoing support for maintaining active policies and adjusting coverage as business operations evolve. Its services are tailored to businesses in a variety of sectors, including single-family homes, apartments, retail, and restaurants.
JSE Insurance serves workers’ compensation clients in El Paso, Texas, and surrounding communities. It handles payroll-based premiums, claims management guidance, and compliance with Texas Division of Workers’ Compensation regulations. The agency helps employers assess job classifications and workplace injury risks to secure appropriate coverage. For a typical job, it reviews the client’s payroll, industry class code, and loss history, then presents policy options while explaining deductible or experience rating effects.
Mt. Franklin Insurance serves local businesses seeking workers' compensation coverage in El Paso, Texas. The agency helps employers secure policies that provide medical and wage benefits for on-the-job injuries, assisting with claims management and compliance with regulatory requirements. By guiding business owners through the insurance process, it aims to reduce financial risks associated with workplace accidents. The agency also extends its services to businesses in the surrounding community of Las Cruces, New Mexico, within the broader metro region.
Margarita Nunez - State Farm Insurance Agent in El Paso, TX specializes in workers' compensation insurance, helping local businesses cover medical costs and lost wages for job-related injuries. The agency also provides general commercial policies to protect small enterprises against operational risks. Navigating Texas workers' compensation requirements can be complex, especially when a seasonal surge in construction or manufacturing raises injury exposure. This agent assists employers in adapting their coverage to such fluctuating workforce demands, ensuring proper protection during high-activity periods like the spring building season.
As construction activity in El Paso picks up with the dry season, businesses often look to satisfy state-mandated workers' comp requirements. Carolina Campa Insurance Agency connects local contractors and small employers with coverage tailored to Texas workplace injury rules. The company explains how premiums are calculated on payroll classifications. After an initial phone consultation, the agency schedules an on-site inspection to verify job-site safety protocols before binding any new policy.
BundleBee Insurance Agency, LLC operates as a workers' compensation insurance agent in El Paso, Texas. The agency helps employers secure coverage for on-the-job injuries while offering guidance on policy compliance and claims procedures. It specializes in tailoring plans to meet varying business liability needs. BundleBee serves a range of commercial sectors, including offices, warehouses, and food service operations.
Omega Insurance Agency provides residential workers' compensation insurance services in El Paso, Texas. The agency also assists local businesses with their commercial coverage needs, offering guidance on required policies for small and medium-sized employers throughout the El Paso region. By assessing each client’s specific industry risks and payroll exposures, the agency works to secure appropriate protection. After an initial policy is set up, the agent remains accessible for follow-up service between regular visits to handle any claims issues or policy adjustments that may arise.
Serving El Paso, Texas, and the surrounding communities, AMC Insurance Agency LLC handles Workers' Compensation Insurance for local businesses. It secures coverage that meets state requirements for workplace injury and illness. The agency typically reviews a business's industry classification and payroll figures before presenting policy options. For a standard client, it works to match the employer with a carrier that fits the specific risk profile and budget needs.
What Does a a Workers' Compensation Insurance Agent in El Paso Cost?
Typical workers compensation insurance costs in Texas range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs up to 15 to 30 dollars per 100 dollars for high risk construction work. Actual rates depend on your business classification and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in El Paso
A workers compensation insurance agent in El Paso Texas helps employers secure coverage required by state law. Texas is unique in that private employers are not required to carry workers comp insurance but many choose to do so for protection. An agent can guide you through the Texas Department of Insurance rules and find a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required in Texas?
Texas is the only state where private employers are not required to carry workers compensation insurance. However public employers and those with certain contracts must have coverage. Most businesses choose to buy it to avoid lawsuits from injured employees.
What does a workers compensation insurance agent do in El Paso?
An agent helps you compare policies from different carriers and explains Texas specific rules like the non-subscriber system. They also assist with filing claims and ensuring your business meets any local or industry requirements.
How are workers comp premiums calculated in Texas?
Premiums are based on your payroll amount and the classification code for your industry. The Texas Department of Insurance sets loss costs and carriers add their own factors. An agent can provide quotes specific to your El Paso business.
Workers' Compensation Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton